VDAFX vs. VCGAX
Compare and contrast key facts about VALIC Company I Dynamic Allocation Fund (VDAFX) and VALIC Company I Systematic Core Fund (VCGAX).
VDAFX is managed by VALIC. It was launched on Dec 18, 2012. VCGAX is managed by VALIC. It was launched on Apr 29, 1994.
Performance
VDAFX vs. VCGAX - Performance Comparison
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VDAFX vs. VCGAX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
VDAFX VALIC Company I Dynamic Allocation Fund | -4.29% | 7.87% | 12.77% | 13.23% | -16.05% | 10.25% | 11.15% | 20.27% | -10.50% | 20.24% |
VCGAX VALIC Company I Systematic Core Fund | -7.95% | 9.41% | 23.14% | 23.94% | -18.71% | 26.34% | 24.07% | 30.50% | -8.98% | 21.09% |
Returns By Period
In the year-to-date period, VDAFX achieves a -4.29% return, which is significantly higher than VCGAX's -7.95% return. Over the past 10 years, VDAFX has underperformed VCGAX with an annualized return of 6.21%, while VCGAX has yielded a comparatively higher 11.97% annualized return.
VDAFX
- 1D
- 0.10%
- 1M
- -5.28%
- YTD
- -4.29%
- 6M
- -2.92%
- 1Y
- 7.95%
- 3Y*
- 8.18%
- 5Y*
- 3.74%
- 10Y*
- 6.21%
VCGAX
- 1D
- -0.28%
- 1M
- -7.15%
- YTD
- -7.95%
- 6M
- -5.90%
- 1Y
- 10.57%
- 3Y*
- 13.02%
- 5Y*
- 8.16%
- 10Y*
- 11.97%
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VDAFX vs. VCGAX - Expense Ratio Comparison
VDAFX has a 0.32% expense ratio, which is lower than VCGAX's 0.63% expense ratio.
Return for Risk
VDAFX vs. VCGAX — Risk / Return Rank
VDAFX
VCGAX
VDAFX vs. VCGAX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for VALIC Company I Dynamic Allocation Fund (VDAFX) and VALIC Company I Systematic Core Fund (VCGAX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| VDAFX | VCGAX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.91 | 0.65 | +0.26 |
Sortino ratioReturn per unit of downside risk | 1.34 | 1.06 | +0.28 |
Omega ratioGain probability vs. loss probability | 1.18 | 1.15 | +0.03 |
Calmar ratioReturn relative to maximum drawdown | 0.98 | 0.70 | +0.28 |
Martin ratioReturn relative to average drawdown | 4.08 | 3.14 | +0.94 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| VDAFX | VCGAX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.91 | 0.65 | +0.26 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.40 | 0.49 | -0.09 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.57 | 0.65 | -0.08 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.49 | 0.22 | +0.28 |
Correlation
The correlation between VDAFX and VCGAX is 0.95, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
VDAFX vs. VCGAX - Dividend Comparison
VDAFX's dividend yield for the trailing twelve months is around 5.51%, less than VCGAX's 7.37% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
VDAFX VALIC Company I Dynamic Allocation Fund | 5.51% | 0.00% | 5.99% | 7.99% | 16.76% | 11.16% | 5.50% | 6.88% | 1.43% | 2.28% |
VCGAX VALIC Company I Systematic Core Fund | 7.37% | 0.00% | 1.69% | 4.83% | 0.79% | 9.20% | 10.09% | 10.41% | 1.01% | 3.82% |
Drawdowns
VDAFX vs. VCGAX - Drawdown Comparison
The maximum VDAFX drawdown since its inception was -22.10%, smaller than the maximum VCGAX drawdown of -71.37%. Use the drawdown chart below to compare losses from any high point for VDAFX and VCGAX.
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Drawdown Indicators
| VDAFX | VCGAX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -22.10% | -71.37% | +49.27% |
Max Drawdown (1Y)Largest decline over 1 year | -6.30% | -12.22% | +5.92% |
Max Drawdown (5Y)Largest decline over 5 years | -20.52% | -24.90% | +4.38% |
Max Drawdown (10Y)Largest decline over 10 years | -22.10% | -34.41% | +12.31% |
Current DrawdownCurrent decline from peak | -5.61% | -9.55% | +3.94% |
Average DrawdownAverage peak-to-trough decline | -6.00% | -25.40% | +19.40% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.54% | 2.77% | -1.23% |
Volatility
VDAFX vs. VCGAX - Volatility Comparison
The current volatility for VALIC Company I Dynamic Allocation Fund (VDAFX) is 2.69%, while VALIC Company I Systematic Core Fund (VCGAX) has a volatility of 4.05%. This indicates that VDAFX experiences smaller price fluctuations and is considered to be less risky than VCGAX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| VDAFX | VCGAX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.69% | 4.05% | -1.36% |
Volatility (6M)Calculated over the trailing 6-month period | 5.42% | 8.40% | -2.98% |
Volatility (1Y)Calculated over the trailing 1-year period | 9.25% | 17.43% | -8.18% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 9.53% | 16.89% | -7.36% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 10.85% | 18.36% | -7.51% |