VALIC Company I Systematic Core Fund (VCGAX)

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The chart shows the growth of an initial investment of $10,000 in VALIC Company I Systematic Core Fund, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.

VALIC Company I Systematic Core Fund (VCGAX) has returned -7.95% so far this year and 10.57% over the past 12 months. Over the last ten years, VCGAX has had an annualized return of 11.97%, just under the S&P 500 Index benchmark’s 12.16%.

Based on dividend-adjusted daily data since Mar 7, 1997, VCGAX's average daily return is +0.02%, while the average monthly return is +0.47%. At this rate, your investment would double in approximately 12.3 years.

Historically, 61% of months were positive and 39% were negative. The best month was Apr 2020 with a return of +13.8%, while the worst month was Dec 2000 at -19.6%. The longest winning streak lasted 15 consecutive months, and the longest losing streak was 6 months.

On a daily basis, VCGAX closed higher 52% of trading days. The best single day was Oct 28, 2008 with a return of +11.5%, while the worst single day was Dec 21, 2000 at -20.0%.

VALIC Company I Systematic Core Fund has an annualized alpha of -2.59%, beta of 0.98, and R² of 0.90 versus S&P 500 Index. Calculated based on daily prices since March 10, 1997.

• This fund participated in 102.63% of S&P 500 Index downside but only 88.81% of its upside — more exposed to losses than it benefited from rallies.
• This fund had an annualized alpha of -2.59% versus S&P 500 Index — delivering less than market exposure alone would predict.
• With beta of 0.98 and R² of 0.90, this fund moves broadly in line with S&P 500 Index — much of its variation is explained by market exposure rather than independent behavior.

VCGAX has an expense ratio of 0.63%, placing it in the medium range.

VCGAX ranks 26 for risk / return — below 26% of mutual funds on our site. The returns aren't fully compensating for the risk involved. This isn't necessarily a dealbreaker, but factor it into your decision — especially if you're risk-averse.

The table below present risk-adjusted performance metrics for VALIC Company I Systematic Core Fund (VCGAX) and compare them to a chosen benchmark (S&P 500 Index).

VALIC Company I Systematic Core Fund provided a 7.37% dividend yield over the last twelve months, with an annual payout of $2.36 per share.

The table displays the monthly dividend distributions for VALIC Company I Systematic Core Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.

The table below displays the maximum drawdowns of the VALIC Company I Systematic Core Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the VALIC Company I Systematic Core Fund was 71.37%, occurring on Mar 9, 2009. Recovery took 2208 trading sessions.

The current VALIC Company I Systematic Core Fund drawdown is 9.55%.

The chart below shows the rolling one-month volatility.