VCGAX vs. VGT
Compare and contrast key facts about VALIC Company I Systematic Core Fund (VCGAX) and Vanguard Information Technology ETF (VGT).
VCGAX is managed by VALIC. It was launched on Apr 29, 1994. VGT is a passively managed fund by Vanguard that tracks the performance of the MSCI US Investable Market Information Technology 25/50 Index. It was launched on Mar 25, 2004.
Performance
VCGAX vs. VGT - Performance Comparison
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VCGAX vs. VGT - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
VCGAX VALIC Company I Systematic Core Fund | -7.95% | 9.41% | 23.14% | 23.94% | -18.71% | 26.34% | 24.07% | 30.50% | -8.98% | 21.09% |
VGT Vanguard Information Technology ETF | -7.34% | 21.77% | 29.30% | 52.66% | -29.70% | 30.45% | 46.04% | 48.62% | 2.46% | 37.08% |
Returns By Period
In the year-to-date period, VCGAX achieves a -7.95% return, which is significantly lower than VGT's -7.34% return. Over the past 10 years, VCGAX has underperformed VGT with an annualized return of 11.97%, while VGT has yielded a comparatively higher 21.35% annualized return.
VCGAX
- 1D
- -0.28%
- 1M
- -7.15%
- YTD
- -7.95%
- 6M
- -5.90%
- 1Y
- 10.57%
- 3Y*
- 13.02%
- 5Y*
- 8.16%
- 10Y*
- 11.97%
VGT
- 1D
- 4.34%
- 1M
- -3.89%
- YTD
- -7.34%
- 6M
- -6.36%
- 1Y
- 29.19%
- 3Y*
- 22.58%
- 5Y*
- 14.54%
- 10Y*
- 21.35%
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VCGAX vs. VGT - Expense Ratio Comparison
VCGAX has a 0.63% expense ratio, which is higher than VGT's 0.09% expense ratio.
Return for Risk
VCGAX vs. VGT — Risk / Return Rank
VCGAX
VGT
VCGAX vs. VGT - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for VALIC Company I Systematic Core Fund (VCGAX) and Vanguard Information Technology ETF (VGT). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| VCGAX | VGT | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.65 | 1.08 | -0.43 |
Sortino ratioReturn per unit of downside risk | 1.06 | 1.65 | -0.59 |
Omega ratioGain probability vs. loss probability | 1.15 | 1.23 | -0.08 |
Calmar ratioReturn relative to maximum drawdown | 0.70 | 1.77 | -1.07 |
Martin ratioReturn relative to average drawdown | 3.14 | 5.47 | -2.34 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| VCGAX | VGT | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.65 | 1.08 | -0.43 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.49 | 0.58 | -0.10 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.65 | 0.88 | -0.22 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.22 | 0.61 | -0.39 |
Correlation
The correlation between VCGAX and VGT is 0.86, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
VCGAX vs. VGT - Dividend Comparison
VCGAX's dividend yield for the trailing twelve months is around 7.37%, more than VGT's 0.44% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
VCGAX VALIC Company I Systematic Core Fund | 7.37% | 0.00% | 1.69% | 4.83% | 0.79% | 9.20% | 10.09% | 10.41% | 1.01% | 3.82% | 0.00% | 0.00% |
VGT Vanguard Information Technology ETF | 0.44% | 0.40% | 0.60% | 0.65% | 0.91% | 0.64% | 0.82% | 1.11% | 1.29% | 0.99% | 1.31% | 1.28% |
Drawdowns
VCGAX vs. VGT - Drawdown Comparison
The maximum VCGAX drawdown since its inception was -71.37%, which is greater than VGT's maximum drawdown of -54.63%. Use the drawdown chart below to compare losses from any high point for VCGAX and VGT.
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Drawdown Indicators
| VCGAX | VGT | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -71.37% | -54.63% | -16.74% |
Max Drawdown (1Y)Largest decline over 1 year | -12.22% | -16.40% | +4.18% |
Max Drawdown (5Y)Largest decline over 5 years | -24.90% | -35.07% | +10.17% |
Max Drawdown (10Y)Largest decline over 10 years | -34.41% | -35.07% | +0.66% |
Current DrawdownCurrent decline from peak | -9.55% | -12.77% | +3.22% |
Average DrawdownAverage peak-to-trough decline | -25.40% | -8.00% | -17.40% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.77% | 5.30% | -2.53% |
Volatility
VCGAX vs. VGT - Volatility Comparison
The current volatility for VALIC Company I Systematic Core Fund (VCGAX) is 4.05%, while Vanguard Information Technology ETF (VGT) has a volatility of 7.99%. This indicates that VCGAX experiences smaller price fluctuations and is considered to be less risky than VGT based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| VCGAX | VGT | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.05% | 7.99% | -3.94% |
Volatility (6M)Calculated over the trailing 6-month period | 8.40% | 16.31% | -7.91% |
Volatility (1Y)Calculated over the trailing 1-year period | 17.43% | 27.24% | -9.81% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 16.89% | 25.07% | -8.18% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 18.36% | 24.48% | -6.12% |