VCIT vs. AAPL
VCIT (Vanguard Intermediate-Term Corporate Bond ETF) is Corporate Bonds fund tracking the Bloomberg U.S. 5-10 Year Corporate Bond Index, while AAPL (Apple Inc) is a stock. Over the past 10 years, VCIT returned 2.93%/yr vs 29.36%/yr for AAPL. At a 0.05 correlation, their price movements are largely independent.
Performance
VCIT vs. AAPL - Performance Comparison
Loading charts...
Returns By Period
In the year-to-date period, VCIT achieves a 0.41% return, which is significantly lower than AAPL's 7.29% return. Over the past 10 years, VCIT has underperformed AAPL with an annualized return of 2.93%, while AAPL has yielded a comparatively higher 29.36% annualized return.
VCIT
- 1D
- -0.07%
- 1M
- 0.40%
- YTD
- 0.41%
- 6M
- 0.89%
- 1Y
- 6.00%
- 3Y*
- 6.37%
- 5Y*
- 1.11%
- 10Y*
- 2.93%
AAPL
- 1D
- -1.52%
- 1M
- -2.37%
- YTD
- 7.29%
- 6M
- 4.81%
- 1Y
- 48.78%
- 3Y*
- 17.21%
- 5Y*
- 18.59%
- 10Y*
- 29.36%
VCIT vs. AAPL - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
VCIT Vanguard Intermediate-Term Corporate Bond ETF | 0.41% | 9.34% | 3.20% | 8.98% | -13.98% | -1.77% | 9.46% | 14.10% | -1.74% | 5.31% |
AAPL Apple Inc | 7.29% | 9.05% | 30.71% | 49.01% | -26.40% | 34.65% | 82.31% | 88.96% | -5.39% | 48.46% |
Correlation
The correlation between VCIT and AAPL is 0.24, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.24 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.23 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.23 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.17 |
Correlation (All Time) Calculated using the full available price history since Nov 23, 2009 | 0.05 |
The correlation between VCIT and AAPL shifts across timeframes, from 0.05 (all time) to 0.24 (1 year), reflecting how their relationship changes across market environments.
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Return for Risk
VCIT vs. AAPL — Risk / Return Rank
VCIT
AAPL
VCIT vs. AAPL - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Intermediate-Term Corporate Bond ETF (VCIT) and Apple Inc (AAPL). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| VCIT | AAPL | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.71 | ||
| Sortino ratioReturn per unit of downside risk | -0.91 | ||
| Omega ratioGain probability vs. loss probability | 1.24 | 1.38 | -0.13 |
| Calmar ratioReturn relative to maximum drawdown | 1.88 | 3.40 | -1.52 |
| Martin ratioReturn relative to average drawdown | 6.07 | 8.47 | -2.40 |
Loading charts...
Drawdowns
VCIT vs. AAPL - Drawdown Comparison
The maximum VCIT drawdown since its inception was -20.56%, smaller than the maximum AAPL drawdown of -81.80%. Use the drawdown chart below to compare losses from any high point for VCIT and AAPL.
Loading charts...
Drawdown Indicators
| VCIT | AAPL | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -20.56% | -81.80% | +61.24% |
Max Drawdown (1Y)Largest decline over 1 year | -2.96% | -13.80% | +10.84% |
Max Drawdown (3Y)Largest decline over 3 years | -6.11% | -33.36% | +27.25% |
Max Drawdown (5Y)Largest decline over 5 years | -20.56% | -33.36% | +12.80% |
Max Drawdown (10Y)Largest decline over 10 years | -20.56% | -38.52% | +17.96% |
Current DrawdownCurrent decline from peak | -1.13% | -7.64% | +6.51% |
Average DrawdownAverage peak-to-trough decline | -3.16% | -29.59% | +26.43% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.92% | 5.53% | -4.61% |
Volatility
VCIT vs. AAPL - Volatility Comparison
The current volatility for Vanguard Intermediate-Term Corporate Bond ETF (VCIT) is 1.48%, while Apple Inc (AAPL) has a volatility of 6.73%. This indicates that VCIT experiences smaller price fluctuations and is considered to be less risky than AAPL based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading charts...
Volatility by Period
| VCIT | AAPL | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.48% | 6.73% | -5.25% |
Volatility (6M)Calculated over the trailing 6-month period | 3.15% | 16.53% | -13.38% |
Volatility (1Y)Calculated over the trailing 1-year period | 4.10% | 22.64% | -18.54% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 6.62% | 27.52% | -20.90% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 6.28% | 28.92% | -22.64% |
Dividends
VCIT vs. AAPL - Dividend Comparison
VCIT's dividend yield for the trailing twelve months is around 4.79%, more than AAPL's 0.36% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
AAPL Apple Inc | 0.36% | 0.38% | 0.40% | 0.49% | 0.70% | 0.49% | 0.61% | 1.04% | 1.79% | 1.45% | 1.93% | 1.93% |
VCIT Vanguard Intermediate-Term Corporate Bond ETF | 4.79% | 4.62% | 4.43% | 3.72% | 3.03% | 2.87% | 2.78% | 3.37% | 3.61% | 3.21% | 3.29% | 3.34% |
Frequently Asked Questions
VCIT and AAPL have a correlation of 0.24, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
AAPL has higher volatility (6.73%) compared to VCIT (1.48%). In terms of maximum drawdown, VCIT dropped -20.56% vs AAPL's -81.80%.
AAPL currently has the higher Sharpe Ratio (2.07 vs 1.36), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
Find the right allocation for VCIT and AAPL
Add both to a portfolio and optimize allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Optimizer