UTI vs. SIVR

Last updated Jun 5, 2026

UTI (Universal Technical Institute, Inc.) is a stock, while SIVR (abrdn Physical Silver Shares ETF) is Silver fund tracking the LBMA Silver Price ($/ozt). Over the past 10 years, UTI returned 30.52%/yr vs 15.87%/yr for SIVR. At a 0.09 correlation, their price movements are largely independent.

Performance

UTI vs. SIVR - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Universal Technical Institute, Inc. (UTI) and abrdn Physical Silver Shares ETF (SIVR). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, UTI achieves a 71.83% return, which is significantly higher than SIVR's 4.05% return. Over the past 10 years, UTI has outperformed SIVR with an annualized return of 30.52%, while SIVR has yielded a comparatively lower 15.87% annualized return.

UTI

• 1D: 0.83%
• 1M: 16.26%
• YTD: 71.83%
• 6M: 72.16%
• 1Y: 26.02%
• 3Y*: 90.74%
• 5Y*: 49.51%
• 10Y*: 30.52%

SIVR

• 1D: 1.16%
• 1M: 1.60%
• YTD: 4.05%
• 6M: 29.45%
• 1Y: 114.25%
• 3Y*: 46.03%
• 5Y*: 21.28%
• 10Y*: 15.87%

*Multi-year figures are annualized to reflect compound growth (CAGR)

UTI vs. SIVR - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
UTI Universal Technical Institute, Inc.	71.83%	1.63%	105.35%	86.31%	-14.07%	21.05%	-16.21%	111.23%	52.08%	-17.53%
SIVR abrdn Physical Silver Shares ETF	4.05%	145.34%	21.08%	-0.91%	2.59%	-12.33%	47.52%	15.17%	-8.96%	5.97%

Correlation

The correlation between UTI and SIVR is 0.00, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.00
Correlation (3Y) Calculated over the trailing 3-year period	0.01
Correlation (5Y) Calculated over the trailing 5-year period	0.07
Correlation (10Y) Calculated over the trailing 10-year period	0.07
Correlation (All Time) Calculated using the full available price history since Jul 27, 2009	0.09

Return for Risk

UTI vs. SIVR — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

UTI

UTI Risk / Return Rank: 56
UTI Sharpe Ratio Rank: 58
UTI Sortino Ratio Rank: 53
UTI Omega Ratio Rank: 56
UTI Calmar Ratio Rank: 57
UTI Martin Ratio Rank: 57

SIVR

SIVR Risk / Return Rank: 51
SIVR Sharpe Ratio Rank: 59
SIVR Sortino Ratio Rank: 42
SIVR Omega Ratio Rank: 60
SIVR Calmar Ratio Rank: 56
SIVR Martin Ratio Rank: 38

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

UTI vs. SIVR - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Universal Technical Institute, Inc. (UTI) and abrdn Physical Silver Shares ETF (SIVR). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	UTI	SIVR	Difference
Sharpe ratio: Return per unit of total volatility	0.47	1.95	-1.48
Sortino ratio: Return per unit of downside risk	0.95	2.11	-1.16
Omega ratio: Gain probability vs. loss probability	1.14	1.36	-0.22
Calmar ratio: Return relative to maximum drawdown	0.68	2.71	-2.03
Martin ratio: Return relative to average drawdown	1.55	5.80	-4.25
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

UTI vs. SIVR - Sharpe Ratio Comparison

The current UTI Sharpe Ratio is 0.47, which is lower than the SIVR Sharpe Ratio of 1.95. The chart below compares the historical Sharpe Ratios of UTI and SIVR, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	UTI	SIVR	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	0.47	1.95	-1.48
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	1.04	0.59	+0.45
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.57	0.50	+0.07
Sharpe Ratio (All Time) Calculated using the full available price history	0.07	0.32	-0.25

Drawdowns

UTI vs. SIVR - Drawdown Comparison

The maximum UTI drawdown since its inception was -96.06%, which is greater than SIVR's maximum drawdown of -75.85%. Use the drawdown chart below to compare losses from any high point for UTI and SIVR.

Drawdown Indicators

	UTI	SIVR	Difference
Max Drawdown Largest peak-to-trough decline	-96.06%	-75.85%	-20.21%
Max Drawdown (1Y) Largest decline over 1 year	-38.43%	-42.42%	+3.99%
Max Drawdown (3Y) Largest decline over 3 years	-39.36%	-42.42%	+3.06%
Max Drawdown (5Y) Largest decline over 5 years	-51.19%	-42.42%	-8.77%
Max Drawdown (10Y) Largest decline over 10 years	-61.88%	-42.42%	-19.46%
Current Drawdown Current decline from peak	0.00%	-36.52%	+36.52%
Average Drawdown Average peak-to-trough decline	-65.68%	-47.85%	-17.83%
Ulcer Index Depth and duration of drawdowns from previous peaks	17.31%	19.78%	-2.47%

Volatility

UTI vs. SIVR - Volatility Comparison

Universal Technical Institute, Inc. (UTI) has a higher volatility of 21.34% compared to abrdn Physical Silver Shares ETF (SIVR) at 16.32%. This indicates that UTI's price experiences larger fluctuations and is considered to be riskier than SIVR based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	UTI	SIVR	Difference
Volatility (1M) Calculated over the trailing 1-month period	21.34%	16.32%	+5.02%
Volatility (6M) Calculated over the trailing 6-month period	38.21%	58.30%	-20.09%
Volatility (1Y) Calculated over the trailing 1-year period	55.26%	58.84%	-3.58%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	48.03%	36.17%	+11.86%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	53.46%	31.86%	+21.60%

Dividends

UTI vs. SIVR - Dividend Comparison

Neither UTI nor SIVR has paid dividends to shareholders.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
SIVR abrdn Physical Silver Shares ETF	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
UTI Universal Technical Institute, Inc.	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.69%	5.15%

Frequently Asked Questions

Can I hold both UTI and SIVR in my portfolio?

UTI and SIVR have a correlation of 0.00, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, UTI or SIVR?

UTI has higher volatility (21.34%) compared to SIVR (16.32%). In terms of maximum drawdown, UTI dropped -96.06% vs SIVR's -75.85%.

Which has better risk-adjusted returns?

SIVR currently has the higher Sharpe Ratio (1.95 vs 0.47), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.