UTI vs. CVNA
UTI (Universal Technical Institute, Inc.) and CVNA (Carvana Co.) are both stocks. UTI operates in Education & Training Services (Consumer Defensive), while CVNA operates in Internet Retail (Consumer Cyclical). Over the past 5 years, UTI returned 45.86%/yr vs 1.26%/yr for CVNA. At a 0.13 correlation, their price movements are largely independent.
Performance
UTI vs. CVNA - Performance Comparison
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Returns By Period
In the year-to-date period, UTI achieves a 52.12% return, which is significantly higher than CVNA's -23.19% return.
UTI
- 1D
- -0.67%
- 1M
- -0.77%
- YTD
- 52.12%
- 6M
- 46.68%
- 1Y
- 14.36%
- 3Y*
- 80.58%
- 5Y*
- 45.86%
- 10Y*
- 32.03%
CVNA
- 1D
- -2.76%
- 1M
- -5.05%
- YTD
- -23.19%
- 6M
- -25.88%
- 1Y
- 1.27%
- 3Y*
- 147.39%
- 5Y*
- 1.26%
- 10Y*
- —
UTI vs. CVNA - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
UTI Universal Technical Institute, Inc. | 52.12% | 1.63% | 105.35% | 86.31% | -14.07% | 21.05% | -16.21% | 111.23% | 52.08% | -33.15% |
CVNA Carvana Co. | -23.19% | 107.52% | 284.13% | 1,016.88% | -97.96% | -3.24% | 160.23% | 181.41% | 71.08% | 41.63% |
Correlation
The correlation between UTI and CVNA is 0.11, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.11 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.13 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.19 |
Correlation (All Time) Calculated using the full available price history since Apr 28, 2017 | 0.13 |
Fundamentals
UTI:
$2.22B
CVNA:
$9.60B
UTI:
$0.77
CVNA:
$8.69
UTI:
51.89
CVNA:
7.46
UTI:
0.34
CVNA:
0.03
UTI:
2.55
CVNA:
0.48
UTI:
6.52
CVNA:
2.58
UTI:
$868.99M
CVNA:
$22.52B
UTI:
$208.88M
CVNA:
$4.50B
UTI:
$76.70M
CVNA:
-$116.00M
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Return for Risk
UTI vs. CVNA — Risk / Return Rank
UTI
CVNA
UTI vs. CVNA - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Universal Technical Institute, Inc. (UTI) and Carvana Co. (CVNA). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| UTI | CVNA | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.23 | ||
| Sortino ratioReturn per unit of downside risk | +0.24 | ||
| Omega ratioGain probability vs. loss probability | 1.10 | 1.06 | +0.04 |
| Calmar ratioReturn relative to maximum drawdown | 0.39 | 0.03 | +0.36 |
| Martin ratioReturn relative to average drawdown | 0.92 | 0.07 | +0.85 |
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Drawdowns
UTI vs. CVNA - Drawdown Comparison
The maximum UTI drawdown since its inception was -96.06%, roughly equal to the maximum CVNA drawdown of -98.99%. Use the drawdown chart below to compare losses from any high point for UTI and CVNA.
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Drawdown Indicators
| UTI | CVNA | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -96.06% | -98.99% | +2.93% |
Max Drawdown (1Y)Largest decline over 1 year | -36.94% | -41.21% | +4.27% |
Max Drawdown (3Y)Largest decline over 3 years | -39.36% | -53.47% | +14.11% |
Max Drawdown (5Y)Largest decline over 5 years | -51.19% | -98.99% | +47.80% |
Max Drawdown (10Y)Largest decline over 10 years | -61.88% | — | — |
Current DrawdownCurrent decline from peak | -11.47% | -32.25% | +20.78% |
Average DrawdownAverage peak-to-trough decline | -65.55% | -38.22% | -27.33% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 16.05% | 19.35% | -3.30% |
Volatility
UTI vs. CVNA - Volatility Comparison
Universal Technical Institute, Inc. (UTI) and Carvana Co. (CVNA) have volatilities of 21.60% and 21.22%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| UTI | CVNA | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 21.60% | 21.22% | +0.38% |
Volatility (6M)Calculated over the trailing 6-month period | 40.05% | 44.02% | -3.97% |
Volatility (1Y)Calculated over the trailing 1-year period | 56.52% | 60.65% | -4.13% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 48.34% | 111.39% | -63.05% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 53.46% | 99.30% | -45.84% |
Dividends
UTI vs. CVNA - Dividend Comparison
Neither UTI nor CVNA has paid dividends to shareholders.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
CVNA Carvana Co. | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
UTI Universal Technical Institute, Inc. | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.69% | 5.15% |
Financials
UTI vs. CVNA - Financials Comparison
This section allows you to compare key financial metrics between Universal Technical Institute, Inc. and Carvana Co.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
UTI vs. CVNA - Profitability Comparison
UTI - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Universal Technical Institute, Inc. reported a gross profit of -109.80M and revenue of 221.40M. Therefore, the gross margin over that period was -49.6%.
CVNA - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Carvana Co. reported a gross profit of 1.27B and revenue of 6.43B. Therefore, the gross margin over that period was 19.8%.
UTI - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Universal Technical Institute, Inc. reported an operating income of 339.00K and revenue of 221.40M, resulting in an operating margin of 0.2%.
CVNA - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Carvana Co. reported an operating income of 581.00M and revenue of 6.43B, resulting in an operating margin of 9.0%.
UTI - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Universal Technical Institute, Inc. reported a net income of 433.00K and revenue of 221.40M, resulting in a net margin of 0.2%.
CVNA - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Carvana Co. reported a net income of 250.00M and revenue of 6.43B, resulting in a net margin of 3.9%.
Frequently Asked Questions
UTI and CVNA have a correlation of 0.11, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
UTI has higher volatility (21.60%) compared to CVNA (21.22%). In terms of maximum drawdown, UTI dropped -96.06% vs CVNA's -98.99%.
UTI currently has the higher Sharpe Ratio (0.26 vs 0.02), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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