USERX vs. QQQ
Compare and contrast key facts about U.S. Global Investors Gold & Precious Metals Fund (USERX) and Invesco QQQ ETF (QQQ).
USERX is managed by US Global. It was launched on Jun 30, 1974. QQQ is a passively managed fund by Invesco that tracks the performance of the NASDAQ-100 Index. It was launched on Mar 10, 1999.
Performance
USERX vs. QQQ - Performance Comparison
Loading graphics...
USERX vs. QQQ - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
USERX U.S. Global Investors Gold & Precious Metals Fund | -3.65% | 167.44% | 16.75% | 1.44% | -17.44% | -10.80% | 37.16% | 51.34% | -14.24% | 13.07% |
QQQ Invesco QQQ ETF | -5.93% | 20.77% | 25.58% | 54.86% | -32.58% | 27.42% | 48.62% | 38.96% | -0.13% | 32.66% |
Returns By Period
In the year-to-date period, USERX achieves a -3.65% return, which is significantly higher than QQQ's -5.93% return. Over the past 10 years, USERX has underperformed QQQ with an annualized return of 17.26%, while QQQ has yielded a comparatively higher 18.85% annualized return.
USERX
- 1D
- -0.77%
- 1M
- -29.27%
- YTD
- -3.65%
- 6M
- 14.10%
- 1Y
- 93.42%
- 3Y*
- 41.60%
- 5Y*
- 20.82%
- 10Y*
- 17.26%
QQQ
- 1D
- 3.39%
- 1M
- -4.84%
- YTD
- -5.93%
- 6M
- -3.62%
- 1Y
- 23.68%
- 3Y*
- 22.32%
- 5Y*
- 12.88%
- 10Y*
- 18.85%
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
USERX vs. QQQ - Expense Ratio Comparison
USERX has a 1.52% expense ratio, which is higher than QQQ's 0.18% expense ratio.
Return for Risk
USERX vs. QQQ — Risk / Return Rank
USERX
QQQ
USERX vs. QQQ - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for U.S. Global Investors Gold & Precious Metals Fund (USERX) and Invesco QQQ ETF (QQQ). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| USERX | QQQ | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 2.19 | 1.05 | +1.14 |
Sortino ratioReturn per unit of downside risk | 2.42 | 1.63 | +0.79 |
Omega ratioGain probability vs. loss probability | 1.36 | 1.23 | +0.12 |
Calmar ratioReturn relative to maximum drawdown | 2.89 | 1.88 | +1.02 |
Martin ratioReturn relative to average drawdown | 10.76 | 6.95 | +3.81 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading graphics...
Sharpe Ratios by Period
| USERX | QQQ | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 2.19 | 1.05 | +1.14 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.64 | 0.58 | +0.07 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.51 | 0.85 | -0.34 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.00 | 0.37 | -0.37 |
Correlation
The correlation between USERX and QQQ is 0.16, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.
Dividends
USERX vs. QQQ - Dividend Comparison
USERX's dividend yield for the trailing twelve months is around 3.06%, more than QQQ's 0.49% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
USERX U.S. Global Investors Gold & Precious Metals Fund | 3.06% | 2.95% | 1.48% | 0.00% | 0.00% | 2.13% | 2.68% | 0.00% | 1.76% | 0.00% | 0.88% | 0.47% |
QQQ Invesco QQQ ETF | 0.49% | 0.45% | 0.56% | 0.62% | 0.80% | 0.43% | 0.55% | 0.74% | 0.91% | 0.84% | 1.06% | 0.99% |
Drawdowns
USERX vs. QQQ - Drawdown Comparison
The maximum USERX drawdown since its inception was -97.74%, which is greater than QQQ's maximum drawdown of -82.97%. Use the drawdown chart below to compare losses from any high point for USERX and QQQ.
Loading graphics...
Drawdown Indicators
| USERX | QQQ | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -97.74% | -82.97% | -14.77% |
Max Drawdown (1Y)Largest decline over 1 year | -32.20% | -12.62% | -19.58% |
Max Drawdown (5Y)Largest decline over 5 years | -43.45% | -35.12% | -8.33% |
Max Drawdown (10Y)Largest decline over 10 years | -43.45% | -35.12% | -8.33% |
Current DrawdownCurrent decline from peak | -47.32% | -8.98% | -38.34% |
Average DrawdownAverage peak-to-trough decline | -75.18% | -32.99% | -42.19% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 8.66% | 3.41% | +5.25% |
Volatility
USERX vs. QQQ - Volatility Comparison
U.S. Global Investors Gold & Precious Metals Fund (USERX) has a higher volatility of 16.05% compared to Invesco QQQ ETF (QQQ) at 6.51%. This indicates that USERX's price experiences larger fluctuations and is considered to be riskier than QQQ based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading graphics...
Volatility by Period
| USERX | QQQ | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 16.05% | 6.51% | +9.54% |
Volatility (6M)Calculated over the trailing 6-month period | 37.16% | 12.77% | +24.39% |
Volatility (1Y)Calculated over the trailing 1-year period | 43.96% | 22.67% | +21.29% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 32.50% | 22.39% | +10.11% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 33.98% | 22.25% | +11.73% |