USB vs. BLDR
USB (U.S. Bancorp) and BLDR (Builders FirstSource, Inc.) are both stocks. USB operates in Banks - Regional (Financial Services), while BLDR operates in Building Products & Equipment (Industrials). Over the past 10 years, USB returned 7.51%/yr vs 21.56%/yr for BLDR. At a 0.40 correlation, their price movements are largely independent.
Performance
USB vs. BLDR - Performance Comparison
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Returns By Period
In the year-to-date period, USB achieves a 11.60% return, which is significantly higher than BLDR's -24.41% return. Over the past 10 years, USB has underperformed BLDR with an annualized return of 7.51%, while BLDR has yielded a comparatively higher 21.56% annualized return.
USB
- 1D
- 2.27%
- 1M
- 11.76%
- YTD
- 11.60%
- 6M
- 12.55%
- 1Y
- 39.13%
- 3Y*
- 27.50%
- 5Y*
- 4.36%
- 10Y*
- 7.51%
BLDR
- 1D
- -1.02%
- 1M
- 7.54%
- YTD
- -24.41%
- 6M
- -28.31%
- 1Y
- -32.40%
- 3Y*
- -14.86%
- 5Y*
- 12.14%
- 10Y*
- 21.56%
USB vs. BLDR - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
USB U.S. Bancorp | 11.60% | 16.48% | 15.62% | 4.79% | -19.13% | 24.32% | -17.85% | 33.62% | -12.36% | 6.61% |
BLDR Builders FirstSource, Inc. | -24.41% | -28.01% | -14.38% | 157.31% | -24.30% | 110.02% | 60.61% | 132.91% | -49.93% | 98.63% |
Correlation
The correlation between USB and BLDR is 0.35, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.35 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.43 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.45 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.43 |
Correlation (All Time) Calculated using the full available price history since Jun 28, 2005 | 0.40 |
Fundamentals
USB:
$91.65B
BLDR:
$8.54B
USB:
$5.02
BLDR:
$2.63
USB:
11.75
BLDR:
29.54
USB:
2.12
BLDR:
0.58
USB:
1.55
BLDR:
2.13
USB:
$43.34B
BLDR:
$14.82B
USB:
$27.22B
BLDR:
$4.43B
USB:
$10.34B
BLDR:
$1.06B
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Return for Risk
USB vs. BLDR — Risk / Return Rank
USB
BLDR
USB vs. BLDR - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for U.S. Bancorp (USB) and Builders FirstSource, Inc. (BLDR). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| USB | BLDR | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +2.44 | ||
| Sortino ratioReturn per unit of downside risk | +3.31 | ||
| Omega ratioGain probability vs. loss probability | 1.31 | 0.91 | +0.40 |
| Calmar ratioReturn relative to maximum drawdown | 2.42 | -0.59 | +3.01 |
| Martin ratioReturn relative to average drawdown | 6.02 | -1.11 | +7.13 |
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Drawdowns
USB vs. BLDR - Drawdown Comparison
The maximum USB drawdown since its inception was -76.08%, smaller than the maximum BLDR drawdown of -96.78%. Use the drawdown chart below to compare losses from any high point for USB and BLDR.
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Drawdown Indicators
| USB | BLDR | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -76.08% | -96.78% | +20.70% |
Max Drawdown (1Y)Largest decline over 1 year | -16.21% | -55.51% | +39.30% |
Max Drawdown (3Y)Largest decline over 3 years | -30.63% | -68.55% | +37.92% |
Max Drawdown (5Y)Largest decline over 5 years | -52.13% | -68.55% | +16.42% |
Max Drawdown (10Y)Largest decline over 10 years | -52.13% | -68.55% | +16.42% |
Current DrawdownCurrent decline from peak | -1.88% | -63.16% | +61.28% |
Average DrawdownAverage peak-to-trough decline | -15.63% | -47.87% | +32.24% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 6.53% | 29.23% | -22.70% |
Volatility
USB vs. BLDR - Volatility Comparison
The current volatility for U.S. Bancorp (USB) is 7.25%, while Builders FirstSource, Inc. (BLDR) has a volatility of 15.05%. This indicates that USB experiences smaller price fluctuations and is considered to be less risky than BLDR based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| USB | BLDR | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 7.25% | 15.05% | -7.80% |
Volatility (6M)Calculated over the trailing 6-month period | 16.61% | 34.74% | -18.13% |
Volatility (1Y)Calculated over the trailing 1-year period | 22.27% | 48.45% | -26.18% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 29.82% | 45.30% | -15.48% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 30.31% | 47.75% | -17.44% |
Dividends
USB vs. BLDR - Dividend Comparison
USB's dividend yield for the trailing twelve months is around 3.50%, while BLDR has not paid dividends to shareholders.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
BLDR Builders FirstSource, Inc. | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
USB U.S. Bancorp | 3.50% | 3.82% | 4.14% | 4.46% | 4.31% | 3.13% | 3.61% | 2.66% | 2.93% | 2.16% | 2.08% | 2.37% |
Financials
USB vs. BLDR - Financials Comparison
This section allows you to compare key financial metrics between U.S. Bancorp and Builders FirstSource, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
USB vs. BLDR - Profitability Comparison
USB - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, U.S. Bancorp reported a gross profit of 6.68B and revenue of 10.84B. Therefore, the gross margin over that period was 61.7%.
BLDR - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Builders FirstSource, Inc. reported a gross profit of 928.97M and revenue of 3.29B. Therefore, the gross margin over that period was 28.3%.
USB - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, U.S. Bancorp reported an operating income of 2.69B and revenue of 10.84B, resulting in an operating margin of 24.8%.
BLDR - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Builders FirstSource, Inc. reported an operating income of 16.52M and revenue of 3.29B, resulting in an operating margin of 0.5%.
USB - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, U.S. Bancorp reported a net income of 1.95B and revenue of 10.84B, resulting in a net margin of 18.0%.
BLDR - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Builders FirstSource, Inc. reported a net income of -47.41M and revenue of 3.29B, resulting in a net margin of -1.4%.
Frequently Asked Questions
USB and BLDR have a correlation of 0.35, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
BLDR has higher volatility (15.05%) compared to USB (7.25%). In terms of maximum drawdown, USB dropped -76.08% vs BLDR's -96.78%.
USB currently has the higher Sharpe Ratio (1.77 vs -0.67), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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