UNP vs. PRU
UNP (Union Pacific Corporation) and PRU (Prudential Financial, Inc.) are both stocks. UNP operates in Railroads (Industrials), while PRU operates in Insurance - Life (Financial Services). Over the past 10 years, UNP returned 14.20%/yr vs 8.31%/yr for PRU. A 0.50 correlation means they provide meaningful diversification when combined.
Performance
UNP vs. PRU - Performance Comparison
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Returns By Period
In the year-to-date period, UNP achieves a 17.36% return, which is significantly higher than PRU's -5.60% return. Over the past 10 years, UNP has outperformed PRU with an annualized return of 14.20%, while PRU has yielded a comparatively lower 8.31% annualized return.
UNP
- 1D
- -1.34%
- 1M
- 2.05%
- YTD
- 17.36%
- 6M
- 15.31%
- 1Y
- 22.98%
- 3Y*
- 12.90%
- 5Y*
- 6.31%
- 10Y*
- 14.20%
PRU
- 1D
- -0.86%
- 1M
- 4.29%
- YTD
- -5.60%
- 6M
- -4.28%
- 1Y
- 3.57%
- 3Y*
- 12.48%
- 5Y*
- 4.51%
- 10Y*
- 8.31%
UNP vs. PRU - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
UNP Union Pacific Corporation | 17.36% | 3.86% | -5.10% | 21.61% | -15.93% | 23.31% | 17.64% | 33.70% | 5.26% | 32.30% |
PRU Prudential Financial, Inc. | -5.60% | 0.18% | 19.46% | 10.09% | -3.86% | 45.32% | -11.40% | 20.10% | -26.46% | 13.65% |
Correlation
The correlation between UNP and PRU is 0.40, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.40 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.46 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.50 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.53 |
Correlation (All Time) Calculated using the full available price history since Dec 14, 2001 | 0.50 |
The correlation between UNP and PRU shifts across timeframes, from 0.40 (1 year) to 0.53 (10 years), reflecting how their relationship changes across market environments.
Fundamentals
UNP:
$159.48B
PRU:
$36.24B
UNP:
$9.29
PRU:
$9.85
UNP:
28.93
PRU:
10.53
UNP:
5.79
PRU:
0.44
UNP:
8.63
PRU:
0.77
UNP:
$18.49B
PRU:
$47.43B
UNP:
$8.47B
PRU:
$14.72B
UNP:
$9.89B
PRU:
$4.02B
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Return for Risk
UNP vs. PRU — Risk / Return Rank
UNP
PRU
UNP vs. PRU - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Union Pacific Corporation (UNP) and Prudential Financial, Inc. (PRU). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| UNP | PRU | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.91 | ||
| Sortino ratioReturn per unit of downside risk | +1.29 | ||
| Omega ratioGain probability vs. loss probability | 1.21 | 1.05 | +0.16 |
| Calmar ratioReturn relative to maximum drawdown | 1.88 | 0.17 | +1.71 |
| Martin ratioReturn relative to average drawdown | 4.56 | 0.36 | +4.20 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| UNP | PRU | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.07 | 0.16 | +0.91 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.28 | 0.18 | +0.10 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.56 | 0.26 | +0.30 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.42 | 0.21 | +0.22 |
Drawdowns
UNP vs. PRU - Drawdown Comparison
The maximum UNP drawdown since its inception was -67.49%, smaller than the maximum PRU drawdown of -88.53%. Use the drawdown chart below to compare losses from any high point for UNP and PRU.
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Drawdown Indicators
| UNP | PRU | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -67.49% | -88.53% | +21.04% |
Max Drawdown (1Y)Largest decline over 1 year | -12.28% | -21.46% | +9.18% |
Max Drawdown (3Y)Largest decline over 3 years | -17.75% | -25.66% | +7.91% |
Max Drawdown (5Y)Largest decline over 5 years | -31.83% | -33.11% | +1.28% |
Max Drawdown (10Y)Largest decline over 10 years | -38.72% | -65.89% | +27.17% |
Current DrawdownCurrent decline from peak | -3.34% | -13.45% | +10.11% |
Average DrawdownAverage peak-to-trough decline | -17.08% | -18.32% | +1.24% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 5.05% | 9.84% | -4.79% |
Volatility
UNP vs. PRU - Volatility Comparison
Union Pacific Corporation (UNP) has a higher volatility of 8.03% compared to Prudential Financial, Inc. (PRU) at 5.88%. This indicates that UNP's price experiences larger fluctuations and is considered to be riskier than PRU based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| UNP | PRU | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 8.03% | 5.88% | +2.15% |
Volatility (6M)Calculated over the trailing 6-month period | 17.34% | 17.55% | -0.21% |
Volatility (1Y)Calculated over the trailing 1-year period | 21.55% | 22.61% | -1.06% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 22.79% | 25.83% | -3.04% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 25.32% | 31.84% | -6.52% |
Dividends
UNP vs. PRU - Dividend Comparison
UNP's dividend yield for the trailing twelve months is around 2.05%, less than PRU's 5.30% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
PRU Prudential Financial, Inc. | 5.30% | 4.78% | 4.39% | 4.82% | 4.83% | 4.25% | 5.64% | 4.27% | 4.41% | 2.61% | 2.69% | 3.00% |
UNP Union Pacific Corporation | 2.05% | 2.35% | 2.32% | 2.12% | 2.45% | 1.70% | 1.86% | 2.05% | 2.21% | 1.85% | 2.17% | 2.81% |
Financials
UNP vs. PRU - Financials Comparison
This section allows you to compare key financial metrics between Union Pacific Corporation and Prudential Financial, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
Frequently Asked Questions
UNP and PRU have a correlation of 0.40, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
UNP has higher volatility (8.03%) compared to PRU (5.88%). In terms of maximum drawdown, UNP dropped -67.49% vs PRU's -88.53%.
UNP currently has the higher Sharpe Ratio (1.07 vs 0.16), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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