UNH vs. VGT
UNH (UnitedHealth Group Incorporated) is a stock, while VGT (Vanguard Information Technology ETF) is Technology Equities fund tracking the MSCI USA IMI Information Technology 25/50 Index. Over the past 10 years, UNH returned 13.32%/yr vs 25.19%/yr for VGT. At a 0.35 correlation, their price movements are largely independent.
Performance
UNH vs. VGT - Performance Comparison
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Returns By Period
The year-to-date returns for both stocks are quite close, with UNH having a 24.71% return and VGT slightly lower at 24.03%. Over the past 10 years, UNH has underperformed VGT with an annualized return of 13.32%, while VGT has yielded a comparatively higher 25.19% annualized return.
UNH
- 1D
- 0.73%
- 1M
- 1.83%
- YTD
- 24.71%
- 6M
- 20.44%
- 1Y
- 31.88%
- 3Y*
- -4.10%
- 5Y*
- 2.27%
- 10Y*
- 13.32%
VGT
- 1D
- 0.58%
- 1M
- 2.90%
- YTD
- 24.03%
- 6M
- 24.13%
- 1Y
- 47.99%
- 3Y*
- 29.84%
- 5Y*
- 20.35%
- 10Y*
- 25.19%
UNH vs. VGT - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
UNH UnitedHealth Group Incorporated | 24.71% | -33.14% | -2.41% | 0.80% | 6.94% | 45.20% | 21.25% | 20.00% | 14.52% | 39.83% |
VGT Vanguard Information Technology ETF | 24.03% | 21.77% | 29.30% | 52.66% | -29.70% | 30.45% | 46.04% | 48.62% | 2.46% | 37.08% |
Correlation
The correlation between UNH and VGT is 0.13, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.13 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.03 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.17 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.27 |
Correlation (All Time) Calculated using the full available price history since Jan 30, 2004 | 0.35 |
Over the past year, the correlation between UNH and VGT has dropped to 0.13 - well below their long-term average of 0.35, suggesting their price drivers have been diverging.
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Return for Risk
UNH vs. VGT — Risk / Return Rank
UNH
VGT
UNH vs. VGT - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for UnitedHealth Group Incorporated (UNH) and Vanguard Information Technology ETF (VGT). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| UNH | VGT | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -1.39 | ||
| Sortino ratioReturn per unit of downside risk | -1.48 | ||
| Omega ratioGain probability vs. loss probability | 1.19 | 1.36 | -0.17 |
| Calmar ratioReturn relative to maximum drawdown | 1.11 | 2.94 | -1.83 |
| Martin ratioReturn relative to average drawdown | 2.43 | 9.11 | -6.68 |
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Drawdowns
UNH vs. VGT - Drawdown Comparison
The maximum UNH drawdown since its inception was -74.37%, which is greater than VGT's maximum drawdown of -54.63%. Use the drawdown chart below to compare losses from any high point for UNH and VGT.
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Drawdown Indicators
| UNH | VGT | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -74.37% | -54.63% | -19.74% |
Max Drawdown (1Y)Largest decline over 1 year | -28.96% | -16.40% | -12.56% |
Max Drawdown (3Y)Largest decline over 3 years | -61.39% | -27.23% | -34.16% |
Max Drawdown (5Y)Largest decline over 5 years | -61.39% | -35.07% | -26.32% |
Max Drawdown (10Y)Largest decline over 10 years | -61.39% | -35.07% | -26.32% |
Current DrawdownCurrent decline from peak | -32.27% | -7.18% | -25.09% |
Average DrawdownAverage peak-to-trough decline | -14.77% | -7.95% | -6.82% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 13.19% | 5.28% | +7.91% |
Volatility
UNH vs. VGT - Volatility Comparison
The current volatility for UnitedHealth Group Incorporated (UNH) is 7.60%, while Vanguard Information Technology ETF (VGT) has a volatility of 10.00%. This indicates that UNH experiences smaller price fluctuations and is considered to be less risky than VGT based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| UNH | VGT | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 7.60% | 10.00% | -2.40% |
Volatility (6M)Calculated over the trailing 6-month period | 30.86% | 18.00% | +12.86% |
Volatility (1Y)Calculated over the trailing 1-year period | 40.10% | 22.00% | +18.10% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 31.87% | 25.40% | +6.47% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 30.18% | 24.72% | +5.46% |
Dividends
UNH vs. VGT - Dividend Comparison
UNH's dividend yield for the trailing twelve months is around 2.16%, more than VGT's 0.33% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
UNH UnitedHealth Group Incorporated | 2.16% | 2.64% | 1.62% | 1.38% | 1.21% | 1.12% | 1.38% | 1.41% | 1.38% | 1.30% | 1.48% | 1.59% |
VGT Vanguard Information Technology ETF | 0.33% | 0.40% | 0.60% | 0.65% | 0.91% | 0.64% | 0.82% | 1.11% | 1.29% | 0.99% | 1.31% | 1.28% |
Frequently Asked Questions
UNH and VGT have a correlation of 0.13, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
VGT has higher volatility (10.00%) compared to UNH (7.60%). In terms of maximum drawdown, UNH dropped -74.37% vs VGT's -54.63%.
VGT currently has the higher Sharpe Ratio (2.19 vs 0.80), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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