UNH vs. CVS
Compare and contrast key facts about UnitedHealth Group Incorporated (UNH) and CVS Health Corporation (CVS).
Performance
UNH vs. CVS - Performance Comparison
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UNH vs. CVS - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
UNH UnitedHealth Group Incorporated | -17.39% | -33.14% | -2.41% | 0.80% | 6.94% | 45.20% | 21.25% | 20.00% | 14.52% | 39.83% |
CVS CVS Health Corporation | -8.76% | 84.35% | -40.77% | -12.53% | -7.63% | 54.87% | -5.14% | 17.26% | -7.04% | -5.75% |
Fundamentals
UNH:
$246.24B
CVS:
$91.71B
UNH:
$15.62
CVS:
$1.39
UNH:
17.32
CVS:
51.67
UNH:
0.55
CVS:
0.23
UNH:
2.46
CVS:
1.22
UNH:
$447.57B
CVS:
$402.07B
UNH:
$82.92B
CVS:
$55.36B
UNH:
$23.19B
CVS:
$8.69B
Returns By Period
In the year-to-date period, UNH achieves a -17.39% return, which is significantly lower than CVS's -8.76% return. Over the past 10 years, UNH has outperformed CVS with an annualized return of 9.39%, while CVS has yielded a comparatively lower -0.76% annualized return.
UNH
- 1D
- 3.36%
- 1M
- -7.02%
- YTD
- -17.39%
- 6M
- -20.50%
- 1Y
- -46.88%
- 3Y*
- -15.31%
- 5Y*
- -4.29%
- 10Y*
- 9.39%
CVS
- 1D
- 2.40%
- 1M
- -10.11%
- YTD
- -8.76%
- 6M
- -3.17%
- 1Y
- 10.05%
- 3Y*
- 2.77%
- 5Y*
- 2.63%
- 10Y*
- -0.76%
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Return for Risk
UNH vs. CVS — Risk / Return Rank
UNH
CVS
UNH vs. CVS - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for UnitedHealth Group Incorporated (UNH) and CVS Health Corporation (CVS). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| UNH | CVS | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | -0.92 | 0.33 | -1.25 |
Sortino ratioReturn per unit of downside risk | -1.15 | 0.60 | -1.75 |
Omega ratioGain probability vs. loss probability | 0.81 | 1.09 | -0.28 |
Calmar ratioReturn relative to maximum drawdown | -0.77 | 0.67 | -1.44 |
Martin ratioReturn relative to average drawdown | -1.02 | 1.66 | -2.67 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| UNH | CVS | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | -0.92 | 0.33 | -1.25 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | -0.14 | 0.09 | -0.23 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.32 | -0.03 | +0.34 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.60 | 0.31 | +0.30 |
Correlation
The correlation between UNH and CVS is 0.29, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.
Dividends
UNH vs. CVS - Dividend Comparison
UNH's dividend yield for the trailing twelve months is around 3.27%, less than CVS's 3.70% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
UNH UnitedHealth Group Incorporated | 3.27% | 2.64% | 1.62% | 1.38% | 1.21% | 1.12% | 1.38% | 1.41% | 1.38% | 1.30% | 1.48% | 1.59% |
CVS CVS Health Corporation | 3.70% | 3.35% | 5.93% | 3.06% | 2.36% | 1.94% | 2.93% | 2.69% | 3.05% | 2.76% | 2.15% | 1.43% |
Drawdowns
UNH vs. CVS - Drawdown Comparison
The maximum UNH drawdown since its inception was -74.37%, which is greater than CVS's maximum drawdown of -64.07%. Use the drawdown chart below to compare losses from any high point for UNH and CVS.
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Drawdown Indicators
| UNH | CVS | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -74.37% | -64.07% | -10.30% |
Max Drawdown (1Y)Largest decline over 1 year | -60.06% | -16.44% | -43.62% |
Max Drawdown (5Y)Largest decline over 5 years | -61.39% | -56.79% | -4.60% |
Max Drawdown (10Y)Largest decline over 10 years | -61.39% | -56.79% | -4.60% |
Current DrawdownCurrent decline from peak | -55.14% | -25.47% | -29.67% |
Average DrawdownAverage peak-to-trough decline | -14.63% | -19.59% | +4.96% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 45.40% | 6.66% | +38.74% |
Volatility
UNH vs. CVS - Volatility Comparison
UnitedHealth Group Incorporated (UNH) has a higher volatility of 7.72% compared to CVS Health Corporation (CVS) at 5.98%. This indicates that UNH's price experiences larger fluctuations and is considered to be riskier than CVS based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| UNH | CVS | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 7.72% | 5.98% | +1.74% |
Volatility (6M)Calculated over the trailing 6-month period | 29.34% | 23.03% | +6.31% |
Volatility (1Y)Calculated over the trailing 1-year period | 51.10% | 30.81% | +20.29% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 31.26% | 29.36% | +1.90% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 29.84% | 28.93% | +0.91% |
Financials
UNH vs. CVS - Financials Comparison
This section allows you to compare key financial metrics between UnitedHealth Group Incorporated and CVS Health Corporation. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
UNH vs. CVS - Profitability Comparison
UNH - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, UnitedHealth Group Incorporated reported a gross profit of 18.49B and revenue of 113.22B. Therefore, the gross margin over that period was 16.3%.
CVS - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, CVS Health Corporation reported a gross profit of 13.57B and revenue of 105.69B. Therefore, the gross margin over that period was 12.8%.
UNH - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, UnitedHealth Group Incorporated reported an operating income of 380.00M and revenue of 113.22B, resulting in an operating margin of 0.3%.
CVS - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, CVS Health Corporation reported an operating income of 2.11B and revenue of 105.69B, resulting in an operating margin of 2.0%.
UNH - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, UnitedHealth Group Incorporated reported a net income of 2.18B and revenue of 113.22B, resulting in a net margin of 1.9%.
CVS - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, CVS Health Corporation reported a net income of 2.94B and revenue of 105.69B, resulting in a net margin of 2.8%.