UHAL vs. R

Last updated Jun 24, 2026

UHAL (U-Haul Holding Company) and R (Ryder System, Inc.) are both stocks. Both operate in the Rental & Leasing Services industry within the Industrials sector. Over the past 10 years, UHAL returned 5.86%/yr vs 19.29%/yr for R. At a 0.37 correlation, their price movements are largely independent.

Performance

UHAL vs. R - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in U-Haul Holding Company (UHAL) and Ryder System, Inc. (R). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, UHAL achieves a 24.52% return, which is significantly lower than R's 38.74% return. Over the past 10 years, UHAL has underperformed R with an annualized return of 5.86%, while R has yielded a comparatively higher 19.29% annualized return.

UHAL

• 1D: 0.63%
• 1M: 21.77%
• YTD: 24.52%
• 6M: 22.57%
• 1Y: 1.92%
• 3Y*: 5.73%
• 5Y*: 2.28%
• 10Y*: 5.86%

R

• 1D: -0.64%
• 1M: 7.93%
• YTD: 38.74%
• 6M: 34.79%
• 1Y: 74.50%
• 3Y*: 50.80%
• 5Y*: 32.13%
• 10Y*: 19.29%

*Multi-year figures are annualized to reflect compound growth (CAGR)

UHAL vs. R - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
UHAL U-Haul Holding Company	24.52%	-27.04%	-3.77%	19.29%	-17.05%	60.36%	21.49%	15.01%	-12.81%	2.94%
R Ryder System, Inc.	38.74%	24.53%	39.51%	41.61%	4.38%	37.59%	20.15%	17.42%	-41.03%	15.88%

Correlation

The correlation between UHAL and R is 0.42, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.42
Correlation (3Y) Calculated over the trailing 3-year period	0.50
Correlation (5Y) Calculated over the trailing 5-year period	0.54
Correlation (10Y) Calculated over the trailing 10-year period	0.49
Correlation (All Time) Calculated using the full available price history since Nov 4, 1994	0.37

The correlation between UHAL and R shifts across timeframes, from 0.37 (all time) to 0.54 (5 years), reflecting how their relationship changes across market environments.

Fundamentals

Market Cap UHAL : $12.31B R : $10.43B
EPS UHAL : $0.94 R : $12.04
PE Ratio UHAL : 66.73 R : 21.87
PS Ratio UHAL : 2.04 R : 0.85
PB Ratio UHAL : 1.59 R : 3.65
Total Revenue (TTM) UHAL : $6.04B R : $12.66B
Gross Profit (TTM) UHAL : $5.79B R : $3.29B
EBITDA (TTM) UHAL : $1.35B R : $2.65B

Return for Risk

UHAL vs. R — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

UHAL

UHAL Risk / Return Rank: 42
UHAL Sharpe Ratio Rank: 44
UHAL Sortino Ratio Rank: 39
UHAL Omega Ratio Rank: 40
UHAL Calmar Ratio Rank: 43
UHAL Martin Ratio Rank: 43

R

R Risk / Return Rank: 89
R Sharpe Ratio Rank: 91
R Sortino Ratio Rank: 86
R Omega Ratio Rank: 88
R Calmar Ratio Rank: 90
R Martin Ratio Rank: 90

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

UHAL vs. R - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for U-Haul Holding Company (UHAL) and Ryder System, Inc. (R). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	UHAL	R	Difference
Sharpe ratio: Return per unit of total volatility	0.06	2.22	-2.16
Sortino ratio: Return per unit of downside risk	0.33	2.67	-2.34
Omega ratio: Gain probability vs. loss probability	1.04	1.39	-0.34
Calmar ratio: Return relative to maximum drawdown	0.06	4.28	-4.22
Martin ratio: Return relative to average drawdown	0.12	11.71	-11.59

UHAL vs. R - Sharpe Ratio Comparison

The current UHAL Sharpe Ratio is 0.06, which is lower than the R Sharpe Ratio of 2.22. The chart below compares the historical Sharpe Ratios of UHAL and R, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

UHAL vs. R - Drawdown Comparison

The maximum UHAL drawdown since its inception was -96.19%, which is greater than R's maximum drawdown of -74.02%. Use the drawdown chart below to compare losses from any high point for UHAL and R.

Drawdown Indicators

	UHAL	R	Difference
Max Drawdown Largest peak-to-trough decline	-96.19%	-74.02%	-22.17%
Max Drawdown (1Y) Largest decline over 1 year	-33.92%	-17.52%	-16.40%
Max Drawdown (3Y) Largest decline over 3 years	-46.19%	-23.86%	-22.33%
Max Drawdown (5Y) Largest decline over 5 years	-46.19%	-29.97%	-16.22%
Max Drawdown (10Y) Largest decline over 10 years	-46.19%	-72.26%	+26.07%
Current Drawdown Current decline from peak	-19.94%	-6.06%	-13.88%
Average Drawdown Average peak-to-trough decline	-28.61%	-22.49%	-6.12%
Ulcer Index Depth and duration of drawdowns from previous peaks	16.25%	6.38%	+9.87%

Volatility

UHAL vs. R - Volatility Comparison

U-Haul Holding Company (UHAL) has a higher volatility of 14.59% compared to Ryder System, Inc. (R) at 7.66%. This indicates that UHAL's price experiences larger fluctuations and is considered to be riskier than R based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	UHAL	R	Difference
Volatility (1M) Calculated over the trailing 1-month period	14.59%	7.66%	+6.93%
Volatility (6M) Calculated over the trailing 6-month period	28.70%	25.14%	+3.56%
Volatility (1Y) Calculated over the trailing 1-year period	33.71%	33.79%	-0.08%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	30.35%	33.01%	-2.66%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	29.56%	36.60%	-7.04%

Dividends

UHAL vs. R - Dividend Comparison

UHAL has not paid dividends to shareholders, while R's dividend yield for the trailing twelve months is around 1.38%.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
R Ryder System, Inc.	1.38%	1.80%	1.94%	2.31%	2.87%	2.77%	3.63%	4.05%	4.40%	2.14%	2.28%	2.75%
UHAL U-Haul Holding Company	0.00%	0.00%	0.00%	0.00%	769.35%	0.21%	0.55%	0.40%	0.46%	0.66%	0.54%	1.28%

Financials

Frequently Asked Questions

Can I hold both UHAL and R in my portfolio?

UHAL and R have a correlation of 0.42, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, UHAL or R?

UHAL has higher volatility (14.59%) compared to R (7.66%). In terms of maximum drawdown, UHAL dropped -96.19% vs R's -74.02%.

Which has better risk-adjusted returns?

R currently has the higher Sharpe Ratio (2.22 vs 0.06), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.