UHAL vs. PAG
Compare and contrast key facts about U-Haul Holding Company (UHAL) and Penske Automotive Group, Inc. (PAG).
Performance
UHAL vs. PAG - Performance Comparison
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UHAL vs. PAG - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
UHAL U-Haul Holding Company | -5.22% | -27.04% | -3.77% | 19.29% | -91.70% | 60.36% | 21.49% | 15.01% | -12.81% | 2.94% |
PAG Penske Automotive Group, Inc. | -4.72% | 7.13% | -2.54% | 42.29% | 9.22% | 84.36% | 20.12% | 28.91% | -13.21% | -5.10% |
Fundamentals
UHAL:
$9.37B
PAG:
$9.84B
UHAL:
$0.71
PAG:
$13.54
UHAL:
67.34
PAG:
11.05
UHAL:
1.56
PAG:
0.32
UHAL:
1.19
PAG:
1.76
UHAL:
$6.00B
PAG:
$30.73B
UHAL:
$2.97B
PAG:
$5.06B
UHAL:
$1.34B
PAG:
$1.61B
Returns By Period
In the year-to-date period, UHAL achieves a -5.22% return, which is significantly lower than PAG's -4.72% return. Over the past 10 years, UHAL has underperformed PAG with an annualized return of -18.06%, while PAG has yielded a comparatively higher 18.03% annualized return.
UHAL
- 1D
- 3.26%
- 1M
- -5.68%
- YTD
- -5.22%
- 6M
- -16.28%
- 1Y
- -26.90%
- 3Y*
- -7.13%
- 5Y*
- -39.95%
- 10Y*
- -18.06%
PAG
- 1D
- 1.04%
- 1M
- -5.08%
- YTD
- -4.72%
- 6M
- -12.52%
- 1Y
- 7.27%
- 3Y*
- 4.53%
- 5Y*
- 15.77%
- 10Y*
- 18.03%
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Return for Risk
UHAL vs. PAG — Risk / Return Rank
UHAL
PAG
UHAL vs. PAG - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for U-Haul Holding Company (UHAL) and Penske Automotive Group, Inc. (PAG). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| UHAL | PAG | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | -0.83 | 0.27 | -1.10 |
Sortino ratioReturn per unit of downside risk | -1.06 | 0.62 | -1.68 |
Omega ratioGain probability vs. loss probability | 0.86 | 1.07 | -0.21 |
Calmar ratioReturn relative to maximum drawdown | -0.70 | 0.39 | -1.08 |
Martin ratioReturn relative to average drawdown | -1.43 | 0.90 | -2.33 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| UHAL | PAG | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | -0.83 | 0.27 | -1.10 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | -0.80 | 0.49 | -1.29 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | -0.44 | 0.50 | -0.95 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.07 | 0.20 | -0.13 |
Correlation
The correlation between UHAL and PAG is 0.32, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.
Dividends
UHAL vs. PAG - Dividend Comparison
UHAL has not paid dividends to shareholders, while PAG's dividend yield for the trailing twelve months is around 3.58%.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
UHAL U-Haul Holding Company | 0.00% | 0.00% | 0.00% | 0.00% | 1.66% | 0.21% | 0.55% | 0.40% | 0.46% | 0.66% | 0.54% | 1.28% |
PAG Penske Automotive Group, Inc. | 3.58% | 3.27% | 2.68% | 1.73% | 1.80% | 1.66% | 1.41% | 3.15% | 3.52% | 2.63% | 2.12% | 2.22% |
Drawdowns
UHAL vs. PAG - Drawdown Comparison
The maximum UHAL drawdown since its inception was -96.19%, which is greater than PAG's maximum drawdown of -83.34%. Use the drawdown chart below to compare losses from any high point for UHAL and PAG.
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Drawdown Indicators
| UHAL | PAG | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -96.19% | -83.34% | -12.85% |
Max Drawdown (1Y)Largest decline over 1 year | -37.85% | -24.03% | -13.82% |
Max Drawdown (5Y)Largest decline over 5 years | -94.43% | -24.03% | -70.40% |
Max Drawdown (10Y)Largest decline over 10 years | -94.43% | -59.98% | -34.45% |
Current DrawdownCurrent decline from peak | -93.70% | -19.21% | -74.49% |
Average DrawdownAverage peak-to-trough decline | -36.33% | -23.92% | -12.41% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 18.47% | 10.29% | +8.18% |
Volatility
UHAL vs. PAG - Volatility Comparison
U-Haul Holding Company (UHAL) has a higher volatility of 10.57% compared to Penske Automotive Group, Inc. (PAG) at 6.62%. This indicates that UHAL's price experiences larger fluctuations and is considered to be riskier than PAG based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| UHAL | PAG | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 10.57% | 6.62% | +3.95% |
Volatility (6M)Calculated over the trailing 6-month period | 25.55% | 17.00% | +8.55% |
Volatility (1Y)Calculated over the trailing 1-year period | 32.43% | 26.83% | +5.60% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 50.05% | 32.24% | +17.81% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 40.74% | 36.02% | +4.72% |
Financials
UHAL vs. PAG - Financials Comparison
This section allows you to compare key financial metrics between U-Haul Holding Company and Penske Automotive Group, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
UHAL vs. PAG - Profitability Comparison
UHAL - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, U-Haul Holding Company reported a gross profit of 1.36B and revenue of 1.42B. Therefore, the gross margin over that period was 96.4%.
PAG - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Penske Automotive Group, Inc. reported a gross profit of 1.24B and revenue of 7.77B. Therefore, the gross margin over that period was 16.0%.
UHAL - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, U-Haul Holding Company reported an operating income of 33.67M and revenue of 1.42B, resulting in an operating margin of 2.4%.
PAG - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Penske Automotive Group, Inc. reported an operating income of 275.00M and revenue of 7.77B, resulting in an operating margin of 3.5%.
UHAL - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, U-Haul Holding Company reported a net income of 0.00 and revenue of 1.42B, resulting in a net margin of 0.0%.
PAG - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Penske Automotive Group, Inc. reported a net income of 186.10M and revenue of 7.77B, resulting in a net margin of 2.4%.