UHAL vs. PAG
UHAL (U-Haul Holding Company) and PAG (Penske Automotive Group, Inc.) are both stocks. UHAL operates in Rental & Leasing Services (Industrials), while PAG operates in Auto & Truck Dealerships (Consumer Cyclical). Over the past 10 years, UHAL returned 5.86%/yr vs 21.24%/yr for PAG. At a 0.32 correlation, their price movements are largely independent.
Performance
UHAL vs. PAG - Performance Comparison
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Returns By Period
In the year-to-date period, UHAL achieves a 24.52% return, which is significantly higher than PAG's 13.59% return. Over the past 10 years, UHAL has underperformed PAG with an annualized return of 5.86%, while PAG has yielded a comparatively higher 21.24% annualized return.
UHAL
- 1D
- 0.63%
- 1M
- 21.77%
- YTD
- 24.52%
- 6M
- 22.57%
- 1Y
- 1.92%
- 3Y*
- 5.73%
- 5Y*
- 2.28%
- 10Y*
- 5.86%
PAG
- 1D
- 0.98%
- 1M
- 8.21%
- YTD
- 13.59%
- 6M
- 8.88%
- 1Y
- 4.21%
- 3Y*
- 6.64%
- 5Y*
- 21.93%
- 10Y*
- 21.24%
UHAL vs. PAG - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
UHAL U-Haul Holding Company | 24.52% | -27.04% | -3.77% | 19.29% | -17.05% | 60.36% | 21.49% | 15.01% | -12.81% | 2.94% |
PAG Penske Automotive Group, Inc. | 13.59% | 7.13% | -2.54% | 42.29% | 9.22% | 84.36% | 20.12% | 28.91% | -13.21% | -5.10% |
Correlation
The correlation between UHAL and PAG is 0.38, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.38 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.50 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.50 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.45 |
Correlation (All Time) Calculated using the full available price history since Oct 23, 1996 | 0.32 |
The correlation between UHAL and PAG shifts across timeframes, from 0.32 (all time) to 0.50 (5 years), reflecting how their relationship changes across market environments.
Fundamentals
UHAL:
$12.31B
PAG:
$11.63B
UHAL:
$0.94
PAG:
$13.40
UHAL:
66.73
PAG:
13.19
UHAL:
2.04
PAG:
0.38
UHAL:
1.59
PAG:
2.05
UHAL:
$6.04B
PAG:
$30.99B
UHAL:
$5.79B
PAG:
$5.09B
UHAL:
$1.35B
PAG:
$1.53B
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Return for Risk
UHAL vs. PAG — Risk / Return Rank
UHAL
PAG
UHAL vs. PAG - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for U-Haul Holding Company (UHAL) and Penske Automotive Group, Inc. (PAG). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| UHAL | PAG | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.10 | ||
| Sortino ratioReturn per unit of downside risk | -0.11 | ||
| Omega ratioGain probability vs. loss probability | 1.04 | 1.05 | -0.01 |
| Calmar ratioReturn relative to maximum drawdown | 0.06 | 0.18 | -0.12 |
| Martin ratioReturn relative to average drawdown | 0.12 | 0.37 | -0.25 |
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Drawdowns
UHAL vs. PAG - Drawdown Comparison
The maximum UHAL drawdown since its inception was -96.19%, which is greater than PAG's maximum drawdown of -83.34%. Use the drawdown chart below to compare losses from any high point for UHAL and PAG.
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Drawdown Indicators
| UHAL | PAG | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -96.19% | -83.34% | -12.85% |
Max Drawdown (1Y)Largest decline over 1 year | -33.92% | -24.03% | -9.89% |
Max Drawdown (3Y)Largest decline over 3 years | -46.19% | -24.03% | -22.16% |
Max Drawdown (5Y)Largest decline over 5 years | -46.19% | -24.03% | -22.16% |
Max Drawdown (10Y)Largest decline over 10 years | -46.19% | -59.98% | +13.79% |
Current DrawdownCurrent decline from peak | -19.94% | -3.69% | -16.25% |
Average DrawdownAverage peak-to-trough decline | -28.61% | -23.81% | -4.80% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 16.25% | 11.56% | +4.69% |
Volatility
UHAL vs. PAG - Volatility Comparison
U-Haul Holding Company (UHAL) has a higher volatility of 14.59% compared to Penske Automotive Group, Inc. (PAG) at 8.50%. This indicates that UHAL's price experiences larger fluctuations and is considered to be riskier than PAG based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| UHAL | PAG | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 14.59% | 8.50% | +6.09% |
Volatility (6M)Calculated over the trailing 6-month period | 28.70% | 19.74% | +8.96% |
Volatility (1Y)Calculated over the trailing 1-year period | 33.71% | 26.38% | +7.33% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 30.35% | 32.16% | -1.81% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 29.56% | 35.69% | -6.13% |
Dividends
UHAL vs. PAG - Dividend Comparison
UHAL has not paid dividends to shareholders, while PAG's dividend yield for the trailing twelve months is around 3.12%.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
PAG Penske Automotive Group, Inc. | 3.12% | 3.27% | 2.68% | 1.73% | 1.80% | 1.66% | 1.41% | 3.15% | 3.52% | 2.63% | 2.12% | 2.22% |
UHAL U-Haul Holding Company | 0.00% | 0.00% | 0.00% | 0.00% | 769.35% | 0.21% | 0.55% | 0.40% | 0.46% | 0.66% | 0.54% | 1.28% |
Financials
UHAL vs. PAG - Financials Comparison
This section allows you to compare key financial metrics between U-Haul Holding Company and Penske Automotive Group, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
Frequently Asked Questions
UHAL and PAG have a correlation of 0.38, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
UHAL has higher volatility (14.59%) compared to PAG (8.50%). In terms of maximum drawdown, UHAL dropped -96.19% vs PAG's -83.34%.
PAG currently has the higher Sharpe Ratio (0.16 vs 0.06), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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