UCG.MI vs. XLM-USD
UCG.MI (UniCredit S.p.A.) is a stock, while XLM-USD (Stellar) is a cryptocurrency. Over the past 10 years, UCG.MI returned 33.60%/yr vs 60.04%/yr for XLM-USD. At a 0.04 correlation, their price movements are largely independent.
Performance
UCG.MI vs. XLM-USD - Performance Comparison
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Different Trading Currencies
UCG.MI is traded in EUR, while XLM-USD is traded in USD. To make them comparable, the XLM-USD values have been converted to EUR using the latest available exchange rates.
Returns By Period
In the year-to-date period, UCG.MI achieves a 5.89% return, which is significantly higher than XLM-USD's -3.97% return. Over the past 10 years, UCG.MI has underperformed XLM-USD with an annualized return of 33.60%, while XLM-USD has yielded a comparatively higher 60.04% annualized return.
UCG.MI
- 1D
- 4.10%
- 1M
- 1.31%
- YTD
- 5.89%
- 6M
- 11.29%
- 1Y
- 36.86%
- 3Y*
- 66.44%
- 5Y*
- 54.62%
- 10Y*
- 33.60%
XLM-USD
- 1D
- 0.00%
- 1M
- 17.98%
- YTD
- -3.97%
- 6M
- -19.29%
- 1Y
- -27.36%
- 3Y*
- 30.86%
- 5Y*
- -10.35%
- 10Y*
- 60.04%
UCG.MI vs. XLM-USD - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
UCG.MI UniCredit S.p.A. | 5.89% | 94.09% | 69.10% | 95.01% | 3.82% | 79.52% | -41.24% | 34.49% | -35.37% | 126.88% |
XLM-USD Stellar | -3.97% | -46.72% | 172.83% | 73.91% | -71.16% | 124.29% | 161.29% | -59.47% | -63.13% | 10,984.77% |
Correlation
The correlation between UCG.MI and XLM-USD is 0.08, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.08 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.05 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.06 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.04 |
Correlation (All Time) Calculated using the full available price history since Aug 4, 2014 | 0.04 |
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Return for Risk
UCG.MI vs. XLM-USD — Risk / Return Rank
UCG.MI
XLM-USD
UCG.MI vs. XLM-USD - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for UniCredit S.p.A. (UCG.MI) and Stellar (XLM-USD). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| UCG.MI | XLM-USD | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +1.44 | ||
| Sortino ratioReturn per unit of downside risk | +1.71 | ||
| Omega ratioGain probability vs. loss probability | 1.20 | 1.00 | +0.20 |
| Calmar ratioReturn relative to maximum drawdown | 1.44 | -0.38 | +1.83 |
| Martin ratioReturn relative to average drawdown | 4.03 | -0.55 | +4.57 |
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Drawdowns
UCG.MI vs. XLM-USD - Drawdown Comparison
The maximum UCG.MI drawdown since its inception was -93.56%, roughly equal to the maximum XLM-USD drawdown of -95.92%. Use the drawdown chart below to compare losses from any high point for UCG.MI and XLM-USD.
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Drawdown Indicators
| UCG.MI | XLM-USD | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -93.56% | -95.92% | +2.36% |
Max Drawdown (1Y)Largest decline over 1 year | -24.17% | -71.21% | +47.04% |
Max Drawdown (3Y)Largest decline over 3 years | -24.17% | -76.64% | +52.47% |
Max Drawdown (5Y)Largest decline over 5 years | -46.40% | -81.10% | +34.70% |
Max Drawdown (10Y)Largest decline over 10 years | -65.16% | -95.92% | +30.76% |
Current DrawdownCurrent decline from peak | -4.50% | -77.64% | +73.14% |
Average DrawdownAverage peak-to-trough decline | -65.98% | -69.84% | +3.86% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 8.66% | 50.28% | -41.62% |
Volatility
UCG.MI vs. XLM-USD - Volatility Comparison
The current volatility for UniCredit S.p.A. (UCG.MI) is 8.15%, while Stellar (XLM-USD) has a volatility of 38.95%. This indicates that UCG.MI experiences smaller price fluctuations and is considered to be less risky than XLM-USD based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| UCG.MI | XLM-USD | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 8.15% | 38.95% | -30.80% |
Volatility (6M)Calculated over the trailing 6-month period | 24.82% | 56.34% | -31.52% |
Volatility (1Y)Calculated over the trailing 1-year period | 31.19% | 70.67% | -39.48% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 35.81% | 73.08% | -37.27% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 48.06% | 127.73% | -79.67% |
Frequently Asked Questions
UCG.MI and XLM-USD have a correlation of 0.08, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
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