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XLM-USD vs. XRP-USD
Performance
Return for Risk
Drawdowns
Volatility

Performance

XLM-USD vs. XRP-USD - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Stellar (XLM-USD) and XRP (XRP-USD). The values are adjusted to include any dividend payments, if applicable.

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Returns By Period

In the year-to-date period, XLM-USD achieves a -14.93% return, which is significantly higher than XRP-USD's -42.26% return.


XLM-USD

1D
-0.78%
1M
-14.22%
6M
-5.58%
YTD
-14.93%
1Y
-55.29%
3Y*
5.85%
5Y*
-9.04%
10Y*
57.79%
ALL TIME*
40.17%

XRP-USD

1D
0.08%
1M
-2.32%
6M
-35.47%
YTD
-42.26%
1Y
-64.12%
3Y*
15.75%
5Y*
7.51%
10Y*
ALL TIME*
71.68%
*Multi-year figures are annualized to reflect compound growth (CAGR)

Liquidity Comparison


PositionAvg. Volume Value (2W)Avg. Volume Value (1M)Avg. Volume Value (3M)

XLM-USD

Stellar
$21.42M$40.71M$73.05M

XRP-USD

XRP
$1.21B$1.31B$2.17B

XLM-USD vs. XRP-USD - Yearly Performance Comparison


2026 (YTD)202520242023202220212020201920182017
XLM-USD
Stellar
-14.93%-39.55%157.40%81.66%-73.35%108.68%184.76%-60.36%-68.37%14,350.10%
XRP-USD
XRP
-42.26%-11.56%237.88%81.04%-59.10%278.06%13.98%-45.31%-84.67%38,242.83%

Correlation

The correlation between XLM-USD and XRP-USD is 0.83, meaning they have usually moved in the same direction, including during past declines.


Correlation
Correlation (1Y)
Focuses on recent behavior, but can change the most.

0.83

Correlation (3Y)
Balances recent behavior with more history.

0.82

Correlation (5Y)
Shows whether the relationship held over a longer period.

0.82

Correlation (All Time)
Calculated using the full available price history since Jan 2, 2017

0.75

The correlation between XLM-USD and XRP-USD has been stable across timeframes, ranging from 0.75 to 0.83 - a consistent structural relationship.

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Return for Risk

XLM-USD vs. XRP-USD — Risk / Return Rank

Compare historical risk-adjusted metric ranks over the past 12 months.

XLM-USD
XLM-USD Risk / Return Rank: 6363
Overall Rank
XLM-USD Sharpe Ratio Rank: 6363
Sharpe Ratio Rank
XLM-USD Sortino Ratio Rank: 6363
Sortino Ratio Rank
XLM-USD Omega Ratio Rank: 6565
Omega Ratio Rank
XLM-USD Calmar Ratio Rank: 6262
Calmar Ratio Rank
XLM-USD Martin Ratio Rank: 6565
Martin Ratio Rank

XRP-USD
XRP-USD Risk / Return Rank: 2323
Overall Rank
XRP-USD Sharpe Ratio Rank: 1717
Sharpe Ratio Rank
XRP-USD Sortino Ratio Rank: 2828
Sortino Ratio Rank
XRP-USD Omega Ratio Rank: 3030
Omega Ratio Rank
XRP-USD Calmar Ratio Rank: 2727
Calmar Ratio Rank
XRP-USD Martin Ratio Rank: 1010
Martin Ratio Rank
The rank (0–100) uses a weighted average of the Sharpe, Sortino, Omega, Calmar, and Martin percentile ranks for the trailing 12 months. Higher means stronger historical risk-adjusted performance within the peer group.

XLM-USD vs. XRP-USD - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Stellar (XLM-USD) and XRP (XRP-USD). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.


XLM-USDXRP-USDDifference
Sharpe ratioReturn per unit of total volatility

+0.30

Sortino ratioReturn per unit of downside risk

+0.77

Omega ratioGain probability vs. loss probability

0.91

0.82

+0.09

Calmar ratioReturn relative to maximum drawdown

-0.81

-0.93

+0.12

Martin ratioReturn relative to average drawdown

-1.09

-1.34

+0.25

XLM-USD vs. XRP-USD - Sharpe Ratio Comparison

The current XLM-USD Sharpe Ratio is -0.70, which is comparable to the XRP-USD Sharpe Ratio of -1.00. The chart below compares the historical Sharpe Ratios of XLM-USD and XRP-USD, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.


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Drawdowns

XLM-USD vs. XRP-USD - Drawdown Comparison

The maximum XLM-USD drawdown since its inception was -96.21%, roughly equal to the maximum XRP-USD drawdown of -95.87%. Use the drawdown chart below to compare losses from any high point for XLM-USD and XRP-USD.


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Drawdown Indicators


XLM-USDXRP-USDDifference

Max Drawdown

Largest peak-to-trough decline

-96.21%

-95.87%

-0.34%

Max Drawdown (1Y)

Largest decline over 1 year

-68.28%

-68.73%

+0.45%

Max Drawdown (3Y)

Largest decline over 3 years

-74.37%

-70.77%

-3.60%

Max Drawdown (5Y)

Largest decline over 5 years

-83.25%

-77.83%

-5.42%

Max Drawdown (10Y)

Largest decline over 10 years

-96.21%

Current Drawdown

Current decline from peak

-80.63%

-70.11%

-10.52%

Average Drawdown

Average peak-to-trough decline

-72.21%

-70.96%

-1.25%

Ulcer Index

Depth and duration of drawdowns from previous peaks

29.72%

38.87%

-9.15%

Volatility

XLM-USD vs. XRP-USD - Volatility Comparison

Stellar (XLM-USD) has a higher volatility of 13.06% compared to XRP (XRP-USD) at 10.70%. This indicates that XLM-USD's price experiences larger fluctuations and is considered to be riskier than XRP-USD based on this measure. The chart below showcases a comparison of their rolling one-month volatility.


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Volatility by Period


XLM-USDXRP-USDDifference

Volatility (1M)

Calculated over the trailing 1-month period

13.06%

10.70%

+2.36%

Volatility (6M)

Calculated over the trailing 6-month period

59.21%

42.69%

+16.52%

Volatility (1Y)

Calculated over the trailing 1-year period

65.61%

53.22%

+12.39%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

73.97%

70.99%

+2.98%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

112.04%

111.05%

+0.99%

Frequently Asked Questions


XLM-USD and XRP-USD have a correlation of 0.83, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

XLM-USD has higher volatility (13.06%) compared to XRP-USD (10.70%). In terms of maximum drawdown, XLM-USD dropped -96.21% vs XRP-USD's -95.87%.

XLM-USD currently has the higher Sharpe Ratio (-0.70 vs -1.00), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.

Portfolio Optimizer

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