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XLM-USD vs. XRP-USD
Performance
Return for Risk
Drawdowns
Volatility

Performance

XLM-USD vs. XRP-USD - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Stellar (XLM-USD) and XRP (XRP-USD). The values are adjusted to include any dividend payments, if applicable.

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Returns By Period

In the year-to-date period, XLM-USD achieves a 0.16% return, which is significantly higher than XRP-USD's -38.55% return.


XLM-USD

1D
-4.07%
1M
35.76%
YTD
0.16%
6M
-8.79%
1Y
-12.17%
3Y*
30.92%
5Y*
-4.70%
10Y*
60.44%

XRP-USD

1D
0.58%
1M
-16.69%
YTD
-38.55%
6M
-40.62%
1Y
-44.01%
3Y*
31.54%
5Y*
12.52%
10Y*
*Multi-year figures are annualized to reflect compound growth (CAGR)

XLM-USD vs. XRP-USD - Yearly Performance Comparison


2026 (YTD)202520242023202220212020201920182017
XLM-USD
Stellar
0.16%-39.55%157.40%81.66%-73.35%108.68%184.76%-60.36%-68.37%14,350.10%
XRP-USD
XRP
-38.55%-11.56%237.88%81.04%-59.10%278.06%13.98%-45.31%-84.67%38,242.83%

Correlation

The correlation between XLM-USD and XRP-USD is 0.84, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.


Correlation
Correlation (1Y)
Calculated over the trailing 1-year period

0.84

Correlation (3Y)
Calculated over the trailing 3-year period

0.82

Correlation (5Y)
Calculated over the trailing 5-year period

0.82

Correlation (All Time)
Calculated using the full available price history since Jan 2, 2017

0.75

The correlation between XLM-USD and XRP-USD has been stable across timeframes, ranging from 0.75 to 0.84 - a consistent structural relationship.

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Return for Risk

XLM-USD vs. XRP-USD — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

XLM-USD
XLM-USD Risk / Return Rank: 8282
Overall Rank
XLM-USD Sharpe Ratio Rank: 8080
Sharpe Ratio Rank
XLM-USD Sortino Ratio Rank: 8484
Sortino Ratio Rank
XLM-USD Omega Ratio Rank: 8484
Omega Ratio Rank
XLM-USD Calmar Ratio Rank: 8282
Calmar Ratio Rank
XLM-USD Martin Ratio Rank: 8282
Martin Ratio Rank

XRP-USD
XRP-USD Risk / Return Rank: 5151
Overall Rank
XRP-USD Sharpe Ratio Rank: 4646
Sharpe Ratio Rank
XRP-USD Sortino Ratio Rank: 4747
Sortino Ratio Rank
XRP-USD Omega Ratio Rank: 4747
Omega Ratio Rank
XRP-USD Calmar Ratio Rank: 5858
Calmar Ratio Rank
XRP-USD Martin Ratio Rank: 5555
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

XLM-USD vs. XRP-USD - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Stellar (XLM-USD) and XRP (XRP-USD). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.


XLM-USDXRP-USDDifference
Sharpe ratioReturn per unit of total volatility

+0.51

Sortino ratioReturn per unit of downside risk

+1.21

Omega ratioGain probability vs. loss probability

1.04

0.92

+0.12

Calmar ratioReturn relative to maximum drawdown

-0.17

-0.64

+0.46

Martin ratioReturn relative to average drawdown

-0.24

-0.97

+0.73

XLM-USD vs. XRP-USD - Sharpe Ratio Comparison

The current XLM-USD Sharpe Ratio is -0.14, which is higher than the XRP-USD Sharpe Ratio of -0.65. The chart below compares the historical Sharpe Ratios of XLM-USD and XRP-USD, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.


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Drawdowns

XLM-USD vs. XRP-USD - Drawdown Comparison

The maximum XLM-USD drawdown since its inception was -96.21%, roughly equal to the maximum XRP-USD drawdown of -95.87%. Use the drawdown chart below to compare losses from any high point for XLM-USD and XRP-USD.


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Drawdown Indicators


XLM-USDXRP-USDDifference

Max Drawdown

Largest peak-to-trough decline

-96.21%

-95.87%

-0.34%

Max Drawdown (1Y)

Largest decline over 1 year

-71.19%

-69.23%

-1.96%

Max Drawdown (3Y)

Largest decline over 3 years

-74.37%

-69.23%

-5.14%

Max Drawdown (5Y)

Largest decline over 5 years

-83.25%

-77.83%

-5.42%

Max Drawdown (10Y)

Largest decline over 10 years

-96.21%

Current Drawdown

Current decline from peak

-77.20%

-68.19%

-9.01%

Average Drawdown

Average peak-to-trough decline

-72.15%

-70.98%

-1.17%

Ulcer Index

Depth and duration of drawdowns from previous peaks

41.86%

39.13%

+2.73%

Volatility

XLM-USD vs. XRP-USD - Volatility Comparison

Stellar (XLM-USD) has a higher volatility of 45.32% compared to XRP (XRP-USD) at 15.29%. This indicates that XLM-USD's price experiences larger fluctuations and is considered to be riskier than XRP-USD based on this measure. The chart below showcases a comparison of their rolling one-month volatility.


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Volatility by Period


XLM-USDXRP-USDDifference

Volatility (1M)

Calculated over the trailing 1-month period

45.32%

15.29%

+30.03%

Volatility (6M)

Calculated over the trailing 6-month period

60.60%

46.08%

+14.52%

Volatility (1Y)

Calculated over the trailing 1-year period

71.63%

56.30%

+15.33%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

74.47%

71.74%

+2.73%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

112.84%

111.64%

+1.20%

Frequently Asked Questions


XLM-USD and XRP-USD have a correlation of 0.84, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

XLM-USD has higher volatility (45.32%) compared to XRP-USD (15.29%). In terms of maximum drawdown, XLM-USD dropped -96.21% vs XRP-USD's -95.87%.

XLM-USD currently has the higher Sharpe Ratio (-0.14 vs -0.65), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.

Portfolio Optimizer

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