UCG.MI vs. BBVA
UCG.MI (UniCredit S.p.A.) and BBVA (Banco Bilbao Vizcaya Argentaria, S.A.) are both stocks. Both are in the Financial Services sector — UCG.MI in Banks - Regional, BBVA in Banks - Diversified. Over the past 10 years, UCG.MI returned 36.46%/yr vs 22.21%/yr for BBVA. A 0.58 correlation means they provide meaningful diversification when combined.
Performance
UCG.MI vs. BBVA - Performance Comparison
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Different Trading Currencies
UCG.MI is traded in EUR, while BBVA is traded in USD. To make them comparable, the BBVA values have been converted to EUR using the latest available exchange rates.
Returns By Period
In the year-to-date period, UCG.MI achieves a 10.89% return, which is significantly lower than BBVA's 12.54% return. Over the past 10 years, UCG.MI has outperformed BBVA with an annualized return of 36.46%, while BBVA has yielded a comparatively lower 22.21% annualized return.
UCG.MI
- 1D
- -0.43%
- 1M
- 3.39%
- YTD
- 10.89%
- 6M
- 13.44%
- 1Y
- 42.38%
- 3Y*
- 61.42%
- 5Y*
- 58.58%
- 10Y*
- 36.46%
BBVA
- 1D
- 1.16%
- 1M
- 7.91%
- YTD
- 12.54%
- 6M
- 13.67%
- 1Y
- 74.52%
- 3Y*
- 54.23%
- 5Y*
- 41.36%
- 10Y*
- 22.21%
UCG.MI vs. BBVA - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
UCG.MI UniCredit S.p.A. | 10.89% | 94.09% | 69.10% | 95.01% | 3.82% | 79.52% | -41.24% | 34.49% | -35.37% | 126.88% |
BBVA Banco Bilbao Vizcaya Argentaria, S.A. | 12.54% | 123.63% | 21.74% | 57.61% | 16.92% | 31.18% | -14.03% | 13.57% | -31.96% | 16.51% |
Correlation
The correlation between UCG.MI and BBVA is 0.62, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.62 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.53 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.55 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.56 |
Correlation (All Time) Calculated using the full available price history since Sep 25, 2007 | 0.58 |
The correlation between UCG.MI and BBVA has been stable across timeframes, ranging from 0.53 to 0.62 - a consistent structural relationship.
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Return for Risk
UCG.MI vs. BBVA — Risk / Return Rank
UCG.MI
BBVA
UCG.MI vs. BBVA - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for UniCredit S.p.A. (UCG.MI) and Banco Bilbao Vizcaya Argentaria, S.A. (BBVA). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| UCG.MI | BBVA | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -1.00 | ||
| Sortino ratioReturn per unit of downside risk | -0.87 | ||
| Omega ratioGain probability vs. loss probability | 1.24 | 1.38 | -0.14 |
| Calmar ratioReturn relative to maximum drawdown | 1.75 | 3.87 | -2.12 |
| Martin ratioReturn relative to average drawdown | 4.91 | 9.92 | -5.02 |
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Drawdowns
UCG.MI vs. BBVA - Drawdown Comparison
The maximum UCG.MI drawdown since its inception was -93.56%, which is greater than BBVA's maximum drawdown of -72.80%. Use the drawdown chart below to compare losses from any high point for UCG.MI and BBVA.
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Drawdown Indicators
| UCG.MI | BBVA | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -93.56% | -72.80% | -20.76% |
Max Drawdown (1Y)Largest decline over 1 year | -24.17% | -19.36% | -4.81% |
Max Drawdown (3Y)Largest decline over 3 years | -24.17% | -20.23% | -3.94% |
Max Drawdown (5Y)Largest decline over 5 years | -46.40% | -33.15% | -13.25% |
Max Drawdown (10Y)Largest decline over 10 years | -65.16% | -67.77% | +2.61% |
Current DrawdownCurrent decline from peak | -4.15% | -0.43% | -3.72% |
Average DrawdownAverage peak-to-trough decline | -65.98% | -29.82% | -36.16% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 8.64% | 7.53% | +1.11% |
Volatility
UCG.MI vs. BBVA - Volatility Comparison
UniCredit S.p.A. (UCG.MI) has a higher volatility of 8.25% compared to Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) at 7.75%. This indicates that UCG.MI's price experiences larger fluctuations and is considered to be riskier than BBVA based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| UCG.MI | BBVA | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 8.25% | 7.75% | +0.50% |
Volatility (6M)Calculated over the trailing 6-month period | 25.11% | 25.36% | -0.25% |
Volatility (1Y)Calculated over the trailing 1-year period | 30.92% | 31.68% | -0.76% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 35.78% | 31.30% | +4.48% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 47.26% | 34.41% | +12.85% |
Dividends
UCG.MI vs. BBVA - Dividend Comparison
UCG.MI's dividend yield for the trailing twelve months is around 4.10%, less than BBVA's 4.38% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
BBVA Banco Bilbao Vizcaya Argentaria, S.A. | 4.38% | 3.51% | 7.71% | 5.51% | 6.29% | 2.79% | 3.50% | 5.23% | 5.75% | 5.17% | 6.02% | 4.29% |
UCG.MI UniCredit S.p.A. | 4.10% | 4.10% | 7.08% | 4.02% | 4.05% | 0.89% | 0.00% | 2.07% | 3.24% | 0.00% | 0.88% | 0.47% |
Financials
UCG.MI vs. BBVA - Financials Comparison
This section allows you to compare key financial metrics between UniCredit S.p.A. and Banco Bilbao Vizcaya Argentaria, S.A.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
Frequently Asked Questions
UCG.MI and BBVA have a correlation of 0.62, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
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