TMP vs. FUNC
TMP (Tompkins Financial Corporation) and FUNC (First United Corporation) are both stocks. Both operate in the Banks - Regional industry within the Financial Services sector. Over the past 10 years, TMP returned 6.63%/yr vs 18.95%/yr for FUNC. Their 0.14 correlation means their historical movements had little consistent relationship.
Performance
TMP vs. FUNC - Performance Comparison
Loading charts...
Returns By Period
In the year-to-date period, TMP achieves a 39.87% return, which is significantly higher than FUNC's 20.19% return. Over the past 10 years, TMP has underperformed FUNC with an annualized return of 6.63%, while FUNC has yielded a comparatively higher 18.95% annualized return.
TMP
- 1D
- 0.47%
- 1M
- 5.61%
- 6M
- 26.61%
- YTD
- 39.87%
- 1Y
- 64.75%
- 3Y*
- 23.18%
- 5Y*
- 9.31%
- 10Y*
- 6.63%
- ALL TIME*
- 9.89%
FUNC
- 1D
- 0.68%
- 1M
- -0.30%
- 6M
- 16.63%
- YTD
- 20.19%
- 1Y
- 41.62%
- 3Y*
- 41.38%
- 5Y*
- 24.66%
- 10Y*
- 18.95%
- ALL TIME*
- 5.23%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $1.53M | $1.27M | $1.04M | |
| $11.30M | $9.51M | $7.69M |
TMP vs. FUNC - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
TMP Tompkins Financial Corporation | 39.87% | 11.11% | 17.77% | -19.23% | -4.40% | 21.77% | -20.35% | 25.05% | -5.55% | -12.06% |
FUNC First United Corporation | 20.19% | 14.29% | 48.25% | 25.24% | 8.04% | 25.12% | -33.27% | 54.43% | -7.20% | 9.09% |
Correlation
The correlation between TMP and FUNC is 0.68, which is moderate. They have sometimes moved together and sometimes differently, sharing some price drivers without tracking each other closely.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.68 |
Correlation (3Y) Balances recent behavior with more history. | 0.53 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.41 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.37 |
Correlation (All Time) Calculated using the full available price history since Sep 8, 1992 | 0.14 |
Over the past year, TMP and FUNC have become more correlated (0.68) than their long-term average of 0.14, meaning their price movements have been converging.
Fundamentals
TMP:
$1.44B
FUNC:
$284.87M
TMP:
$16.30
FUNC:
$3.90
TMP:
6.13
FUNC:
11.31
TMP:
0.04
FUNC:
0.95
TMP:
2.19
FUNC:
2.36
TMP:
$489.39M
FUNC:
$121.46M
TMP:
$355.28M
FUNC:
$86.21M
TMP:
$174.72M
FUNC:
$36.69M
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Return for Risk
TMP vs. FUNC — Risk / Return Rank
TMP
FUNC
TMP vs. FUNC - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Tompkins Financial Corporation (TMP) and First United Corporation (FUNC). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| TMP | FUNC | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.75 | ||
| Sortino ratioReturn per unit of downside risk | +0.87 | ||
| Omega ratioGain probability vs. loss probability | 1.36 | 1.26 | +0.10 |
| Calmar ratioReturn relative to maximum drawdown | 4.62 | 2.74 | +1.88 |
| Martin ratioReturn relative to average drawdown | 12.10 | 6.03 | +6.07 |
Loading charts...
Drawdowns
TMP vs. FUNC - Drawdown Comparison
The maximum TMP drawdown since its inception was -49.17%, smaller than the maximum FUNC drawdown of -85.84%. Use the drawdown chart below to compare losses from any high point for TMP and FUNC.
Loading charts...
Drawdown Indicators
| TMP | FUNC | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -49.17% | -85.84% | +36.67% |
Max Drawdown (1Y)Largest decline over 1 year | -13.03% | -13.90% | +0.87% |
Max Drawdown (3Y)Largest decline over 3 years | -30.90% | -37.76% | +6.86% |
Max Drawdown (5Y)Largest decline over 5 years | -45.75% | -44.90% | -0.85% |
Max Drawdown (10Y)Largest decline over 10 years | -47.82% | -54.91% | +7.09% |
Current DrawdownCurrent decline from peak | -1.39% | -3.87% | +2.48% |
Average DrawdownAverage peak-to-trough decline | -14.23% | -30.85% | +16.62% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 4.99% | 6.31% | -1.32% |
Volatility
TMP vs. FUNC - Volatility Comparison
Tompkins Financial Corporation (TMP) has a higher volatility of 10.77% compared to First United Corporation (FUNC) at 6.58%. This indicates that TMP's price experiences larger fluctuations and is considered to be riskier than FUNC based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading charts...
Volatility by Period
| TMP | FUNC | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 10.77% | 6.58% | +4.19% |
Volatility (6M)Calculated over the trailing 6-month period | 19.83% | 17.12% | +2.71% |
Volatility (1Y)Calculated over the trailing 1-year period | 28.72% | 28.25% | +0.47% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 32.81% | 29.72% | +3.09% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 33.84% | 32.82% | +1.02% |
Dividends
TMP vs. FUNC - Dividend Comparison
TMP's dividend yield for the trailing twelve months is around 2.61%, more than FUNC's 2.36% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FUNC First United Corporation | 2.36% | 2.46% | 2.43% | 3.32% | 3.05% | 3.09% | 3.35% | 1.66% | 1.70% | 0.00% | 0.00% | 0.00% |
TMP Tompkins Financial Corporation | 2.61% | 3.46% | 3.60% | 3.98% | 2.98% | 2.62% | 2.97% | 2.21% | 2.59% | 2.24% | 1.87% | 3.03% |
Financials
TMP vs. FUNC - Financials Comparison
This section allows you to compare key financial metrics between Tompkins Financial Corporation and First United Corporation. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
Frequently Asked Questions
TMP and FUNC have a correlation of 0.68, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
TMP has higher volatility (10.77%) compared to FUNC (6.58%). In terms of maximum drawdown, TMP dropped -49.17% vs FUNC's -85.84%.
TMP currently has the higher Sharpe Ratio (2.10 vs 1.35), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
Find the right allocation for TMP and FUNC
Add both to a portfolio and optimize allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Optimizer