First United Corporation (FUNC)
Company Info
Highlights
$196.11M
$3.51
8.62
$97.32M
$50.10M
$15.10M
$18.61 - $42.17
$42.00
0.13%
0.56
Share Price Chart
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Compare to other instruments
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Performance
Performance Chart
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Returns By Period
First United Corporation (FUNC) returned -9.55% year-to-date (YTD) and 54.42% over the past 12 months. Over the past 10 years, FUNC delivered an annualized return of 15.97%, outperforming the S&P 500 benchmark at 10.85%.
FUNC
-9.55%
0.94%
-14.45%
54.42%
16.21%
21.18%
15.97%
^GSPC (Benchmark)
0.51%
6.15%
-2.00%
12.92%
12.68%
14.19%
10.85%
Monthly Returns
The table below presents the monthly returns of FUNC, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | -2.70% | 9.85% | -16.12% | -0.05% | 0.94% | -9.55% | |||||||
| 2024 | -2.39% | -2.81% | 3.67% | -0.50% | -11.29% | 1.90% | 38.91% | 2.60% | 3.40% | 7.11% | 12.29% | -5.42% | 48.25% |
| 2023 | -0.13% | 0.41% | -13.63% | -10.51% | -12.68% | 9.52% | 21.83% | -5.42% | -0.03% | 2.06% | 13.08% | 27.08% | 25.24% |
| 2022 | 7.16% | 19.47% | -5.50% | 0.12% | -4.55% | -12.30% | -3.11% | -2.89% | -5.43% | 15.60% | 8.38% | -4.43% | 8.04% |
| 2021 | 1.61% | 15.80% | -2.65% | -3.12% | 7.45% | -4.13% | 0.18% | 6.41% | 0.98% | 2.33% | -1.11% | 0.48% | 25.12% |
| 2020 | -0.21% | -9.54% | -33.93% | 8.44% | -10.36% | -3.05% | -18.04% | 5.92% | 2.27% | 2.83% | 28.19% | 1.44% | -33.27% |
| 2019 | 2.30% | 6.79% | -0.23% | 10.15% | -4.86% | 9.50% | 8.51% | 2.11% | 1.20% | 6.97% | 2.09% | 0.84% | 54.44% |
| 2018 | 1.44% | -2.27% | 11.30% | 0.73% | 6.49% | -0.24% | -8.13% | 7.75% | -6.70% | -3.79% | 0.17% | -11.70% | -7.20% |
| 2017 | -10.35% | 2.45% | -1.02% | -3.79% | 7.53% | -0.67% | 1.34% | 4.30% | 5.71% | 5.10% | 0.29% | -0.85% | 9.09% |
| 2016 | -17.26% | 7.02% | 5.70% | 2.56% | -7.93% | -4.84% | 3.96% | 2.30% | 18.30% | -5.90% | 12.00% | 23.17% | 37.36% |
| 2015 | -1.73% | 8.31% | 0.44% | -5.91% | 1.74% | -1.03% | -3.00% | -3.57% | 1.24% | 5.37% | 17.24% | 15.50% | 36.84% |
| 2014 | 3.78% | -3.89% | -0.65% | 8.68% | 5.45% | 0.69% | -2.74% | -1.41% | -5.71% | 7.78% | 0.85% | -0.81% | 11.47% |
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
With an overall rank of 89, FUNC is among the top 11% of stocks on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
The charts below present risk-adjusted performance metrics for First United Corporation (FUNC) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.
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Dividends
Dividend History
First United Corporation provided a 2.86% dividend yield over the last twelve months, with an annual payout of $0.86 per share. The company has been increasing its dividends for 6 consecutive years.
| Period | TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|
| Dividend | $0.86 | $0.82 | $0.78 | $0.60 | $0.58 | $0.52 | $0.40 | $0.27 |
Dividend yield | 2.86% | 2.43% | 3.32% | 3.05% | 3.09% | 3.35% | 1.66% | 1.70% |
Monthly Dividends
The table displays the monthly dividend distributions for First United Corporation. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | $0.22 | $0.00 | $0.00 | $0.22 | $0.00 | $0.44 | |||||||
| 2024 | $0.20 | $0.00 | $0.00 | $0.20 | $0.00 | $0.00 | $0.20 | $0.00 | $0.00 | $0.22 | $0.00 | $0.00 | $0.82 |
| 2023 | $0.18 | $0.00 | $0.00 | $0.20 | $0.00 | $0.00 | $0.20 | $0.00 | $0.00 | $0.20 | $0.00 | $0.00 | $0.78 |
| 2022 | $0.15 | $0.00 | $0.00 | $0.15 | $0.00 | $0.00 | $0.15 | $0.00 | $0.00 | $0.15 | $0.00 | $0.00 | $0.60 |
| 2021 | $0.13 | $0.00 | $0.00 | $0.15 | $0.00 | $0.00 | $0.15 | $0.00 | $0.00 | $0.15 | $0.00 | $0.00 | $0.58 |
| 2020 | $0.13 | $0.00 | $0.00 | $0.13 | $0.00 | $0.00 | $0.13 | $0.00 | $0.00 | $0.13 | $0.00 | $0.00 | $0.52 |
| 2019 | $0.09 | $0.00 | $0.00 | $0.09 | $0.00 | $0.00 | $0.09 | $0.00 | $0.00 | $0.13 | $0.00 | $0.00 | $0.40 |
| 2018 | $0.09 | $0.00 | $0.00 | $0.09 | $0.00 | $0.00 | $0.09 | $0.00 | $0.00 | $0.27 |
Dividend Yield & Payout
Dividend Yield
First United Corporation has a dividend yield of 2.86%, which is quite average when compared to the overall market.
Payout Ratio
First United Corporation has a payout ratio of 24.71%, which is below the market average. This means First United Corporation returns a smaller proportion of its earnings to shareholders as dividends, suggesting it retains a higher portion for reinvestment, growth, or debt payment.
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the First United Corporation. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the First United Corporation was 85.84%, occurring on Mar 16, 2011. Recovery took 1749 trading sessions.
The current First United Corporation drawdown is 27.21%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -85.84% | May 3, 2007 | 959 | Mar 16, 2011 | 1749 | May 10, 2018 | 2708 |
| -54.91% | Dec 16, 2019 | 173 | Aug 21, 2020 | 371 | Feb 10, 2022 | 544 |
| -53.43% | Nov 3, 1998 | 302 | Mar 31, 2000 | 471 | May 15, 2002 | 773 |
| -45.84% | Mar 18, 1994 | 362 | Jul 18, 1996 | 453 | Nov 2, 1998 | 815 |
| -44.9% | Mar 1, 2022 | 304 | May 15, 2023 | 154 | Dec 22, 2023 | 458 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Financials
Financial Performance
The chart below illustrates the trends in the financial health of First United Corporation over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Earnings Per Share
The chart presents the Earnings Per Share (EPS) performance of First United Corporation, comparing actual results with analytics estimates. The company has exceeded analyst expectations for EPS in the past quarter, achieving a 11.3% positive surprise.
Valuation
The Valuation section provides an overview of how First United Corporation is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PE Ratio
The chart displays the Price-to-Earnings (P/E) ratio for FUNC, comparing it with other companies in the Banks - Regional industry. Currently, FUNC has a P/E ratio of 8.6. This P/E ratio is considered low compared to industry peers, which may suggest that the stock is undervalued or that the company has weaker growth prospects.
PEG Ratio
The chart shows the Price/Earnings to Growth (PEG) ratio for FUNC compared to other companies in the Banks - Regional industry. FUNC currently has a PEG ratio of 0.0. This PEG ratio is low compared to industry peers, which could indicate the stock is undervalued relative to its expected growth.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for FUNC relative to other companies in the Banks - Regional industry. Currently, FUNC has a P/S ratio of 2.5. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.
PB Ratio
The chart illustrates the Price-to-Book (P/B) ratio for FUNC in comparison with other companies in the Banks - Regional industry. Currently, FUNC has a P/B value of 1.1. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.
Income Statement
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