First United Corporation (FUNC)
Company Info
| ISIN | US33741H1077 |
|---|---|
| CUSIP | 33741H107 |
| Sector | Financial Services |
| Industry | Banks - Regional |
Highlights
| Market Cap | $185.56M |
|---|---|
| EPS (TTM) | $2.24 |
| PE Ratio | 12.81 |
| Total Revenue (TTM) | $96.66M |
| Gross Profit (TTM) | $59.45M |
| EBITDA (TTM) | $7.07M |
| Year Range | $15.27 - $29.02 |
| Target Price | $25.00 |
| Short % | 0.25% |
| Short Ratio | 0.56 |
Share Price Chart
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Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in First United Corporation, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.
Returns By Period
First United Corporation had a return of 25.35% year-to-date (YTD) and 83.10% in the last 12 months. Over the past 10 years, First United Corporation had an annualized return of 15.63%, outperforming the S&P 500 benchmark which had an annualized return of 10.67%.
| Period | Return | Benchmark |
|---|---|---|
| Year-To-Date | 25.35% | 15.38% |
| 1 month | 6.73% | 5.03% |
| 6 months | 31.07% | 6.71% |
| 1 year | 83.10% | 23.24% |
| 5 years (annualized) | 8.83% | 13.10% |
| 10 years (annualized) | 15.63% | 10.67% |
Monthly Returns
The table below presents the monthly returns of FUNC, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | -2.39% | -2.81% | 3.67% | -0.50% | -11.29% | 1.90% | 38.91% | 2.60% | 25.35% | ||||
| 2023 | -0.14% | 0.41% | -13.63% | -10.51% | -12.68% | 9.52% | 21.83% | -5.42% | -0.03% | 2.06% | 13.08% | 27.08% | 25.24% |
| 2022 | 7.16% | 19.47% | -5.50% | 0.12% | -4.55% | -12.30% | -3.11% | -2.89% | -5.43% | 15.60% | 8.38% | -4.43% | 8.04% |
| 2021 | 1.61% | 15.80% | -2.65% | -3.12% | 7.45% | -4.13% | 0.18% | 6.41% | 0.98% | 2.33% | -1.11% | 0.48% | 25.12% |
| 2020 | -0.21% | -9.54% | -33.93% | 8.44% | -10.36% | -3.05% | -18.04% | 5.92% | 2.27% | 2.83% | 28.19% | 1.44% | -33.27% |
| 2019 | 2.31% | 6.79% | -0.23% | 10.15% | -4.86% | 9.50% | 8.51% | 2.11% | 1.20% | 6.97% | 2.09% | 0.84% | 54.44% |
| 2018 | 1.44% | -2.27% | 11.30% | 0.73% | 6.49% | -0.24% | -8.13% | 7.75% | -6.70% | -3.80% | 0.17% | -11.70% | -7.20% |
| 2017 | -10.34% | 2.45% | -1.02% | -3.79% | 7.53% | -0.67% | 1.34% | 4.30% | 5.71% | 5.11% | 0.29% | -0.86% | 9.09% |
| 2016 | -17.26% | 7.03% | 5.70% | 2.56% | -7.92% | -4.84% | 3.96% | 2.30% | 18.30% | -5.90% | 12.00% | 23.17% | 37.36% |
| 2015 | -1.73% | 8.31% | 0.44% | -5.91% | 1.74% | -1.03% | -3.00% | -3.57% | 1.24% | 5.36% | 17.25% | 15.50% | 36.84% |
| 2014 | 3.78% | -3.89% | -0.65% | 8.69% | 5.45% | 0.69% | -2.74% | -1.41% | -5.71% | 7.78% | 0.85% | -0.81% | 11.47% |
| 2013 | 14.64% | -2.31% | 3.24% | 1.93% | -11.95% | 2.15% | -1.31% | 14.00% | -3.98% | -0.12% | -2.44% | -4.13% | 6.97% |
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current risk-adjusted rank of FUNC is 97, placing it in the top 3% of stocks on our website in terms of risk-adjusted performance. This ranking is based on the combined values of the indicators listed below.
Risk-Adjusted Performance Indicators
The charts below present risk-adjusted performance metrics for First United Corporation (FUNC) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.
Dividends
Dividend History
First United Corporation granted a 2.79% dividend yield in the last twelve months. The annual payout for that period amounted to $0.80 per share.
| Period | TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|
| Dividend | $0.80 | $0.78 | $0.60 | $0.58 | $0.52 | $0.40 | $0.27 |
Dividend yield | 2.79% | 3.32% | 3.05% | 3.09% | 3.35% | 1.66% | 1.70% |
Monthly Dividends
The table displays the monthly dividend distributions for First United Corporation. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | $0.20 | $0.00 | $0.00 | $0.20 | $0.00 | $0.00 | $0.20 | $0.00 | $0.00 | $0.60 | |||
| 2023 | $0.18 | $0.00 | $0.00 | $0.20 | $0.00 | $0.00 | $0.20 | $0.00 | $0.00 | $0.20 | $0.00 | $0.00 | $0.78 |
| 2022 | $0.15 | $0.00 | $0.00 | $0.15 | $0.00 | $0.00 | $0.15 | $0.00 | $0.00 | $0.15 | $0.00 | $0.00 | $0.60 |
| 2021 | $0.13 | $0.00 | $0.00 | $0.15 | $0.00 | $0.00 | $0.15 | $0.00 | $0.00 | $0.15 | $0.00 | $0.00 | $0.58 |
| 2020 | $0.13 | $0.00 | $0.00 | $0.13 | $0.00 | $0.00 | $0.13 | $0.00 | $0.00 | $0.13 | $0.00 | $0.00 | $0.52 |
| 2019 | $0.09 | $0.00 | $0.00 | $0.09 | $0.00 | $0.00 | $0.09 | $0.00 | $0.00 | $0.13 | $0.00 | $0.00 | $0.40 |
| 2018 | $0.09 | $0.00 | $0.00 | $0.09 | $0.00 | $0.00 | $0.09 | $0.00 | $0.00 | $0.27 |
Dividend Yield & Payout
Dividend Yield
Payout Ratio
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the First United Corporation. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the First United Corporation was 85.82%, occurring on Mar 16, 2011. Recovery took 1749 trading sessions.
The current First United Corporation drawdown is 0.55%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -85.82% | May 3, 2007 | 959 | Mar 16, 2011 | 1749 | May 10, 2018 | 2708 |
| -54.91% | Dec 16, 2019 | 173 | Aug 21, 2020 | 371 | Feb 10, 2022 | 544 |
| -53.43% | Nov 3, 1998 | 302 | Mar 31, 2000 | 471 | May 15, 2002 | 773 |
| -45.85% | Mar 18, 1994 | 362 | Jul 18, 1996 | 453 | Nov 2, 1998 | 815 |
| -44.9% | Mar 1, 2022 | 304 | May 15, 2023 | 154 | Dec 22, 2023 | 458 |
Volatility
Volatility Chart
The current First United Corporation volatility is 3.54%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Financials
Financial Performance
Valuation
The Valuation section provides an assessment of the market value of First United Corporation compared to its peers in the Banks - Regional industry.
PE Ratio
The chart displays the price to earnings (P/E) ratio for FUNC in comparison to other companies of the Banks - Regional industry. Currently, FUNC has a PE value of 12.8. This PE ratio falls in the average range for the industry.PEG Ratio
The chart displays the price to earnings to growth (PEG) ratio for FUNC in comparison to other companies of the Banks - Regional industry. Currently, FUNC has a PEG value of 0.0. This PEG ratio falls in the average range for the industry.Historical P/E Ratio Chart
The chart below displays the historical trend of the price-to-earnings (P/E) ratio for First United Corporation.
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Income Statement
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