Highlights
- EPS (TTM)
- $16.86
- PE Ratio
- 4.68
- PEG Ratio
- 0.03
- Total Revenue (TTM)
- $453.18M
- Gross Profit (TTM)
- $241.22M
- EBITDA (TTM)
- $87.23M
- Year Range
- $54.16 - $86.95
- Target Price
- $74.00
- ROA (TTM)
- 1.86%
- ROE (TTM)
- 17.16%
Share Price Chart
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Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in Tompkins Financial Corporation, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.
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Returns By Period
Tompkins Financial Corporation (TMP) has returned 9.59% so far this year and 30.00% over the past 12 months. Over the last ten years, TMP has returned 5.22% per year, falling short of the S&P 500 Index benchmark, which averaged 12.16% annually.
Tompkins Financial Corporation
- 1D
- 2.44%
- 1M
- 2.78%
- YTD
- 9.59%
- 6M
- 21.21%
- 1Y
- 30.00%
- 3Y*
- 10.44%
- 5Y*
- 2.74%
- 10Y*
- 5.22%
Benchmark (S&P 500 Index)
- 1D
- 2.91%
- 1M
- -5.09%
- YTD
- -4.63%
- 6M
- -2.39%
- 1Y
- 16.33%
- 3Y*
- 16.69%
- 5Y*
- 10.18%
- 10Y*
- 12.16%
Monthly Returns
Based on dividend-adjusted daily data since Mar 28, 1990, TMP's average daily return is +0.07%, while the average monthly return is +0.97%. At this rate, your investment would double in approximately 6.0 years.
Historically, 55% of months were positive and 45% were negative. The best month was Nov 1996 with a return of +31.4%, while the worst month was Mar 1998 at -26.0%. The longest winning streak lasted 7 consecutive months, and the longest losing streak was 6 months.
On a daily basis, TMP closed higher 43% of trading days. The best single day was Mar 10, 2009 with a return of +19.0%, while the worst single day was Mar 16, 1998 at -31.3%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 10.48% | -3.48% | 2.78% | 9.59% | |||||||||
| 2025 | 3.30% | -0.81% | -8.58% | -5.37% | 4.05% | 2.17% | 3.11% | 9.53% | -5.60% | -4.15% | 9.97% | 4.93% | 11.11% |
| 2024 | -18.00% | -1.27% | 4.42% | -12.55% | 8.06% | 4.24% | 28.71% | -1.48% | -5.79% | 11.68% | 19.25% | -11.11% | 17.77% |
| 2023 | -2.90% | 0.05% | -11.47% | -11.46% | -9.80% | 6.50% | 9.08% | -13.68% | -5.66% | 2.22% | 6.95% | 13.71% | -19.23% |
| 2022 | -4.81% | 0.13% | -1.05% | -6.73% | 5.21% | -5.39% | 7.00% | -6.45% | 1.37% | 14.07% | 1.57% | -7.13% | -4.40% |
| 2021 | -5.28% | 16.50% | 6.94% | -5.50% | 4.54% | -4.42% | -1.04% | 4.44% | 1.66% | 1.48% | -4.15% | 6.93% | 21.77% |
Benchmark Metrics
Tompkins Financial Corporation has an annualized alpha of 9.61%, beta of 0.75, and R² of 0.12 versus S&P 500 Index. Calculated based on daily prices since March 29, 1990.
- This stock participates in less of S&P 500 Index's moves in both directions, but captures a larger share of gains (58.13%) than losses (45.80%) — typical of diversified or defensive assets.
- R² of 0.12 means this stock moves largely independently of S&P 500 Index — capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.
- Alpha
- 9.61%
- Beta
- 0.75
- R²
- 0.12
- Upside Capture
- 58.13%
- Downside Capture
- 45.80%
Return for Risk
Risk / Return Rank
TMP ranks 72 for risk / return — better than 72% of stocks on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for Tompkins Financial Corporation (TMP) and compare them to a chosen benchmark (S&P 500 Index).
| TMP | Benchmark | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.96 | 0.90 | +0.06 |
Sortino ratioReturn per unit of downside risk | 1.48 | 1.39 | +0.09 |
Omega ratioGain probability vs. loss probability | 1.19 | 1.21 | -0.02 |
Calmar ratioReturn relative to maximum drawdown | 2.26 | 1.40 | +0.86 |
Martin ratioReturn relative to average drawdown | 4.98 | 6.61 | -1.62 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Explore TMP risk-adjusted metrics in detail
Dive deeper into individual metrics with historical trends, benchmark comparisons, and performance across different time periods.
Dividends
Dividend History
Tompkins Financial Corporation provided a 3.25% dividend yield over the last twelve months, with an annual payout of $2.56 per share. The company has been increasing its dividends for 27 consecutive years, earning it the status of a dividend aristocrat.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $2.56 | $2.51 | $2.44 | $2.40 | $2.31 | $2.19 | $2.10 | $2.02 | $1.94 | $1.82 | $1.77 | $1.70 |
Dividend yield | 3.25% | 3.46% | 3.60% | 3.98% | 2.98% | 2.62% | 2.97% | 2.21% | 2.59% | 2.24% | 1.87% | 3.03% |
Monthly Dividends
The table displays the monthly dividend distributions for Tompkins Financial Corporation. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.67 | $0.00 | $0.67 | |||||||||
| 2025 | $0.00 | $0.62 | $0.00 | $0.00 | $0.62 | $0.00 | $0.00 | $0.62 | $0.00 | $0.00 | $0.65 | $0.00 | $2.51 |
| 2024 | $0.00 | $0.60 | $0.00 | $0.00 | $0.61 | $0.00 | $0.00 | $0.61 | $0.00 | $0.00 | $0.62 | $0.00 | $2.44 |
| 2023 | $0.00 | $0.60 | $0.00 | $0.00 | $0.60 | $0.00 | $0.60 | $0.00 | $0.00 | $0.00 | $0.60 | $0.00 | $2.40 |
| 2022 | $0.00 | $0.57 | $0.00 | $0.00 | $0.57 | $0.00 | $0.00 | $0.57 | $0.00 | $0.00 | $0.60 | $0.00 | $2.31 |
| 2021 | $0.00 | $0.54 | $0.00 | $0.00 | $0.54 | $0.00 | $0.00 | $0.54 | $0.00 | $0.00 | $0.57 | $0.00 | $2.19 |
Dividend Yield & Payout
Dividend Yield
Tompkins Financial Corporation has a dividend yield of 3.25%, which is quite average when compared to the overall market.
Payout Ratio
Tompkins Financial Corporation has a payout ratio of 22.14%, which is below the market average. This means Tompkins Financial Corporation returns a smaller proportion of its earnings to shareholders as dividends, suggesting it retains a higher portion for reinvestment, growth, or debt payment.
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Tompkins Financial Corporation. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Tompkins Financial Corporation was 49.17%, occurring on Mar 13, 2000. Recovery took 483 trading sessions.
The current Tompkins Financial Corporation drawdown is 6.84%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -49.17% | Mar 16, 1998 | 504 | Mar 13, 2000 | 483 | Feb 15, 2002 | 987 |
| -47.82% | Mar 15, 2021 | 779 | Apr 17, 2024 | 441 | Jan 21, 2026 | 1220 |
| -44.8% | Dec 31, 2008 | 45 | Mar 6, 2009 | 1090 | Jul 5, 2013 | 1135 |
| -39.71% | Jan 17, 2020 | 188 | Oct 14, 2020 | 98 | Mar 8, 2021 | 286 |
| -37.69% | Oct 31, 2006 | 190 | Aug 3, 2007 | 156 | Mar 18, 2008 | 346 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Financials
Financial Performance
The chart below illustrates the trends in the financial health of Tompkins Financial Corporation over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Valuation
The Valuation section provides an overview of how Tompkins Financial Corporation is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PE Ratio
The chart displays the Price-to-Earnings (P/E) ratio for TMP, comparing it with other companies in the Banks - Regional industry. Currently, TMP has a P/E ratio of 4.7. This P/E ratio is considered low compared to industry peers, which may suggest that the stock is undervalued or that the company has weaker growth prospects.
PEG Ratio
The chart shows the Price/Earnings to Growth (PEG) ratio for TMP compared to other companies in the Banks - Regional industry. TMP currently has a PEG ratio of 0.0. This PEG ratio is low compared to industry peers, which could indicate the stock is undervalued relative to its expected growth.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for TMP relative to other companies in the Banks - Regional industry. Currently, TMP has a P/S ratio of 1.7. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.
Income Statement
| TTM | |
|---|---|
Revenue | — |
Total Revenue | — |
Cost Of Revenue | — |
Gross Profit | — |
Operating Expenses | — |
Selling, General & Admin Expenses | — |
R&D Expenses | — |
Depreciation And Amortization | — |
Total Operating Expenses | — |
Income | — |
Income Before Tax | — |
Operating Income | — |
EBITDA | — |
EBIT | — |
Earnings From Continuing Operations | — |
Net Income | — |
Income Tax Expense | — |
Other Non-Operating Income (Expenses) | — |
Extraordinary Items | — |
Discontinued Operations | — |
Effect Of Accounting Charges | — |
Non Recurring | — |
Minority Interest | — |
Other Items | — |
Interest Income | — |
Interest Expense | — |
Net Interest Income | — |