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FUNC vs. AZO
Performance
Return for Risk
Dividends
Drawdowns
Volatility
Financials

Performance

FUNC vs. AZO - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in First United Corporation (FUNC) and AutoZone, Inc. (AZO). The values are adjusted to include any dividend payments, if applicable.

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FUNC vs. AZO - Yearly Performance Comparison


2026 (YTD)202520242023202220212020201920182017
FUNC
First United Corporation
-1.49%14.29%48.25%25.24%8.04%25.12%-33.27%54.43%-7.20%9.09%
AZO
AutoZone, Inc.
-0.40%5.92%23.84%4.84%17.64%76.84%-0.49%42.10%17.85%-9.93%

Fundamentals

EPS

FUNC:

$3.77

AZO:

$142.46

PE Ratio

FUNC:

9.73

AZO:

23.71

PEG Ratio

FUNC:

0.82

AZO:

2.05

PS Ratio

FUNC:

1.99

AZO:

2.96

Total Revenue (TTM)

FUNC:

$119.74M

AZO:

$19.61B

Gross Profit (TTM)

FUNC:

$63.43M

AZO:

$10.17B

EBITDA (TTM)

FUNC:

$35.16M

AZO:

$4.19B

Returns By Period

In the year-to-date period, FUNC achieves a -1.49% return, which is significantly lower than AZO's -0.40% return. Both investments have delivered pretty close results over the past 10 years, with FUNC having a 15.57% annualized return and AZO not far behind at 15.41%.


FUNC

1D
-0.33%
1M
3.30%
YTD
-1.49%
6M
1.08%
1Y
25.59%
3Y*
34.14%
5Y*
18.97%
10Y*
15.57%

AZO

1D
1.06%
1M
-10.06%
YTD
-0.40%
6M
-21.27%
1Y
-11.41%
3Y*
11.18%
5Y*
18.94%
10Y*
15.41%
*Multi-year figures are annualized to reflect compound growth (CAGR)

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Return for Risk

FUNC vs. AZO — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

FUNC
FUNC Risk / Return Rank: 6868
Overall Rank
FUNC Sharpe Ratio Rank: 6868
Sharpe Ratio Rank
FUNC Sortino Ratio Rank: 6363
Sortino Ratio Rank
FUNC Omega Ratio Rank: 6262
Omega Ratio Rank
FUNC Calmar Ratio Rank: 7676
Calmar Ratio Rank
FUNC Martin Ratio Rank: 7373
Martin Ratio Rank

AZO
AZO Risk / Return Rank: 2424
Overall Rank
AZO Sharpe Ratio Rank: 2222
Sharpe Ratio Rank
AZO Sortino Ratio Rank: 2020
Sortino Ratio Rank
AZO Omega Ratio Rank: 2121
Omega Ratio Rank
AZO Calmar Ratio Rank: 3030
Calmar Ratio Rank
AZO Martin Ratio Rank: 2828
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

FUNC vs. AZO - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for First United Corporation (FUNC) and AutoZone, Inc. (AZO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


FUNCAZODifference

Sharpe ratio

Return per unit of total volatility

0.76

-0.45

+1.22

Sortino ratio

Return per unit of downside risk

1.32

-0.46

+1.78

Omega ratio

Gain probability vs. loss probability

1.17

0.94

+0.23

Calmar ratio

Return relative to maximum drawdown

1.94

-0.41

+2.35

Martin ratio

Return relative to average drawdown

4.04

-0.88

+4.93

FUNC vs. AZO - Sharpe Ratio Comparison

The current FUNC Sharpe Ratio is 0.76, which is higher than the AZO Sharpe Ratio of -0.45. The chart below compares the historical Sharpe Ratios of FUNC and AZO, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.


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Sharpe Ratios by Period


FUNCAZODifference

Sharpe Ratio (1Y)

Calculated over the trailing 1-year period

0.76

-0.45

+1.22

Sharpe Ratio (5Y)

Calculated over the trailing 5-year period

0.64

0.80

-0.16

Sharpe Ratio (10Y)

Calculated over the trailing 10-year period

0.48

0.59

-0.11

Sharpe Ratio (All Time)

Calculated using the full available price history

0.10

0.64

-0.54

Correlation

The correlation between FUNC and AZO is 0.04, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.


Dividends

FUNC vs. AZO - Dividend Comparison

FUNC's dividend yield for the trailing twelve months is around 2.62%, while AZO has not paid dividends to shareholders.


TTM20252024202320222021202020192018
FUNC
First United Corporation
2.62%2.46%2.43%3.32%3.05%3.09%3.35%1.66%1.70%
AZO
AutoZone, Inc.
0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%

Drawdowns

FUNC vs. AZO - Drawdown Comparison

The maximum FUNC drawdown since its inception was -85.84%, which is greater than AZO's maximum drawdown of -46.32%. Use the drawdown chart below to compare losses from any high point for FUNC and AZO.


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Drawdown Indicators


FUNCAZODifference

Max Drawdown

Largest peak-to-trough decline

-85.84%

-46.32%

-39.52%

Max Drawdown (1Y)

Largest decline over 1 year

-13.90%

-25.48%

+11.58%

Max Drawdown (5Y)

Largest decline over 5 years

-44.90%

-25.48%

-19.42%

Max Drawdown (10Y)

Largest decline over 10 years

-54.91%

-42.14%

-12.77%

Current Drawdown

Current decline from peak

-10.17%

-22.43%

+12.26%

Average Drawdown

Average peak-to-trough decline

-31.12%

-10.82%

-20.30%

Ulcer Index

Depth and duration of drawdowns from previous peaks

6.67%

11.80%

-5.13%

Volatility

FUNC vs. AZO - Volatility Comparison

The current volatility for First United Corporation (FUNC) is 4.08%, while AutoZone, Inc. (AZO) has a volatility of 9.54%. This indicates that FUNC experiences smaller price fluctuations and is considered to be less risky than AZO based on this measure. The chart below showcases a comparison of their rolling one-month volatility.


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Volatility by Period


FUNCAZODifference

Volatility (1M)

Calculated over the trailing 1-month period

4.08%

9.54%

-5.46%

Volatility (6M)

Calculated over the trailing 6-month period

20.38%

19.69%

+0.69%

Volatility (1Y)

Calculated over the trailing 1-year period

33.64%

25.29%

+8.35%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

29.93%

23.77%

+6.16%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

32.71%

26.16%

+6.55%

Financials

FUNC vs. AZO - Financials Comparison

This section allows you to compare key financial metrics between First United Corporation and AutoZone, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.


Quarterly
Annual

Total Revenue: Total amount of money received from sales and other business activities


0.001.00B2.00B3.00B4.00B5.00B6.00BAprilJulyOctober2022AprilJulyOctober2023AprilJulyOctober2024AprilJulyOctober2025AprilJulyOctober2026
29.75M
4.27B
(FUNC) Total Revenue
(AZO) Total Revenue
Values in USD except per share items

FUNC vs. AZO - Profitability Comparison

The chart below illustrates the profitability comparison between First United Corporation and AutoZone, Inc. over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

Gross Margin
Operating Margin
Net Margin
Quarterly
Annual

0.0%20.0%40.0%60.0%80.0%100.0%AprilJulyOctober2022AprilJulyOctober2023AprilJulyOctober2024AprilJulyOctober2025AprilJulyOctober20260
52.5%
Portfolio components
FUNC - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, First United Corporation reported a gross profit of 0.00 and revenue of 29.75M. Therefore, the gross margin over that period was 0.0%.

AZO - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, AutoZone, Inc. reported a gross profit of 2.24B and revenue of 4.27B. Therefore, the gross margin over that period was 52.5%.

FUNC - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, First United Corporation reported an operating income of 7.86M and revenue of 29.75M, resulting in an operating margin of 26.4%.

AZO - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, AutoZone, Inc. reported an operating income of 698.46M and revenue of 4.27B, resulting in an operating margin of 16.3%.

FUNC - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, First United Corporation reported a net income of 5.78M and revenue of 29.75M, resulting in a net margin of 19.4%.

AZO - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, AutoZone, Inc. reported a net income of 468.86M and revenue of 4.27B, resulting in a net margin of 11.0%.