FUNC vs. AZO
FUNC (First United Corporation) and AZO (AutoZone, Inc.) are both stocks. FUNC operates in Banks - Regional (Financial Services), while AZO operates in Specialty Retail (Consumer Cyclical). Over the past 10 years, FUNC returned 16.90%/yr vs 14.93%/yr for AZO. At a 0.04 correlation, their price movements are largely independent.
Performance
FUNC vs. AZO - Performance Comparison
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Returns By Period
In the year-to-date period, FUNC achieves a 3.21% return, which is significantly higher than AZO's -9.73% return. Over the past 10 years, FUNC has outperformed AZO with an annualized return of 16.90%, while AZO has yielded a comparatively lower 14.93% annualized return.
FUNC
- 1D
- -2.36%
- 1M
- 3.00%
- YTD
- 3.21%
- 6M
- -0.31%
- 1Y
- 32.59%
- 3Y*
- 46.72%
- 5Y*
- 19.08%
- 10Y*
- 16.90%
AZO
- 1D
- 1.07%
- 1M
- -12.08%
- YTD
- -9.73%
- 6M
- -19.91%
- 1Y
- -18.31%
- 3Y*
- 8.74%
- 5Y*
- 17.16%
- 10Y*
- 14.93%
FUNC vs. AZO - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
FUNC First United Corporation | 3.21% | 14.29% | 48.25% | 25.24% | 8.04% | 25.12% | -33.27% | 54.43% | -7.20% | 9.09% |
AZO AutoZone, Inc. | -9.73% | 5.92% | 23.84% | 4.84% | 17.64% | 76.84% | -0.49% | 42.10% | 17.85% | -9.93% |
Correlation
The correlation between FUNC and AZO is 0.04, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.04 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.05 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.07 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.10 |
Correlation (All Time) Calculated using the full available price history since Sep 9, 1992 | 0.04 |
Fundamentals
FUNC:
$5.20
AZO:
$145.27
FUNC:
7.33
AZO:
21.08
FUNC:
0.62
AZO:
1.82
FUNC:
2.06
AZO:
2.61
FUNC:
$90.53M
AZO:
$19.99B
FUNC:
$63.80M
AZO:
$10.34B
FUNC:
$31.63M
AZO:
$4.26B
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Return for Risk
FUNC vs. AZO — Risk / Return Rank
FUNC
AZO
FUNC vs. AZO - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for First United Corporation (FUNC) and AutoZone, Inc. (AZO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| FUNC | AZO | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.14 | -0.68 | +1.82 |
Sortino ratioReturn per unit of downside risk | 1.83 | -0.79 | +2.62 |
Omega ratioGain probability vs. loss probability | 1.22 | 0.90 | +0.32 |
Calmar ratioReturn relative to maximum drawdown | 2.36 | -0.56 | +2.92 |
Martin ratioReturn relative to average drawdown | 4.99 | -1.24 | +6.24 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| FUNC | AZO | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.14 | -0.68 | +1.82 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.65 | 0.71 | -0.06 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.52 | 0.57 | -0.05 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.11 | 0.62 | -0.52 |
Drawdowns
FUNC vs. AZO - Drawdown Comparison
The maximum FUNC drawdown since its inception was -85.84%, which is greater than AZO's maximum drawdown of -46.32%. Use the drawdown chart below to compare losses from any high point for FUNC and AZO.
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Drawdown Indicators
| FUNC | AZO | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -85.84% | -46.32% | -39.52% |
Max Drawdown (1Y)Largest decline over 1 year | -13.90% | -32.59% | +18.69% |
Max Drawdown (3Y)Largest decline over 3 years | -37.76% | -32.59% | -5.17% |
Max Drawdown (5Y)Largest decline over 5 years | -44.90% | -32.59% | -12.31% |
Max Drawdown (10Y)Largest decline over 10 years | -54.91% | -42.14% | -12.77% |
Current DrawdownCurrent decline from peak | -5.89% | -29.69% | +23.80% |
Average DrawdownAverage peak-to-trough decline | -30.99% | -10.87% | -20.12% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 6.54% | 14.75% | -8.21% |
Volatility
FUNC vs. AZO - Volatility Comparison
The current volatility for First United Corporation (FUNC) is 6.45%, while AutoZone, Inc. (AZO) has a volatility of 11.45%. This indicates that FUNC experiences smaller price fluctuations and is considered to be less risky than AZO based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| FUNC | AZO | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 6.45% | 11.45% | -5.00% |
Volatility (6M)Calculated over the trailing 6-month period | 17.32% | 23.04% | -5.72% |
Volatility (1Y)Calculated over the trailing 1-year period | 28.77% | 27.09% | +1.68% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 29.60% | 24.44% | +5.16% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 32.68% | 26.47% | +6.21% |
Dividends
FUNC vs. AZO - Dividend Comparison
FUNC's dividend yield for the trailing twelve months is around 2.62%, while AZO has not paid dividends to shareholders.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
AZO AutoZone, Inc. | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
FUNC First United Corporation | 2.62% | 2.46% | 2.43% | 3.32% | 3.05% | 3.09% | 3.35% | 1.66% | 1.70% |
Financials
FUNC vs. AZO - Financials Comparison
This section allows you to compare key financial metrics between First United Corporation and AutoZone, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
Frequently Asked Questions
FUNC and AZO have a correlation of 0.04, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
AZO has higher volatility (11.45%) compared to FUNC (6.45%). In terms of maximum drawdown, FUNC dropped -85.84% vs AZO's -46.32%.
FUNC currently has the higher Sharpe Ratio (1.14 vs -0.68), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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