FUNC vs. AZO
FUNC (First United Corporation) and AZO (AutoZone, Inc.) are both stocks. FUNC operates in Banks - Regional (Financial Services), while AZO operates in Specialty Retail (Consumer Cyclical). Over the past 10 years, FUNC returned 18.95%/yr vs 14.16%/yr for AZO. Their 0.04 correlation means their historical movements had little consistent relationship.
Performance
FUNC vs. AZO - Performance Comparison
Loading charts...
Returns By Period
In the year-to-date period, FUNC achieves a 20.19% return, which is significantly higher than AZO's -11.06% return. Over the past 10 years, FUNC has outperformed AZO with an annualized return of 18.95%, while AZO has yielded a comparatively lower 14.16% annualized return.
FUNC
- 1D
- 0.68%
- 1M
- -0.30%
- 6M
- 16.63%
- YTD
- 20.19%
- 1Y
- 41.62%
- 3Y*
- 41.38%
- 5Y*
- 24.66%
- 10Y*
- 18.95%
- ALL TIME*
- 5.23%
AZO
- 1D
- 0.32%
- 1M
- -4.53%
- 6M
- -18.57%
- YTD
- -11.06%
- 1Y
- -21.84%
- 3Y*
- 6.73%
- 5Y*
- 13.19%
- 10Y*
- 14.16%
- ALL TIME*
- 18.79%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $422.59M | $552.95M | $1.12B | |
| $1.53M | $1.27M | $1.04M |
FUNC vs. AZO - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
FUNC First United Corporation | 20.19% | 14.29% | 48.25% | 25.24% | 8.04% | 25.12% | -33.27% | 54.43% | -7.20% | 9.09% |
AZO AutoZone, Inc. | -11.06% | 5.92% | 23.84% | 4.84% | 17.64% | 76.84% | -0.49% | 42.10% | 17.85% | -9.93% |
Correlation
The correlation between FUNC and AZO is 0.08, meaning there was essentially no consistent relationship between their historical price movements. Each responded to its own set of market drivers.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.08 |
Correlation (3Y) Balances recent behavior with more history. | 0.09 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.09 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.11 |
Correlation (All Time) Calculated using the full available price history since Sep 8, 1992 | 0.04 |
Fundamentals
FUNC:
$284.87M
AZO:
$49.24B
FUNC:
$3.90
AZO:
$145.27
FUNC:
11.31
AZO:
20.76
FUNC:
0.95
AZO:
1.80
FUNC:
2.36
AZO:
2.57
FUNC:
$121.46M
AZO:
$19.99B
FUNC:
$86.21M
AZO:
$10.34B
FUNC:
$36.69M
AZO:
$4.26B
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Return for Risk
FUNC vs. AZO — Risk / Return Rank
FUNC
AZO
FUNC vs. AZO - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for First United Corporation (FUNC) and AutoZone, Inc. (AZO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| FUNC | AZO | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +2.04 | ||
| Sortino ratioReturn per unit of downside risk | +2.88 | ||
| Omega ratioGain probability vs. loss probability | 1.26 | 0.90 | +0.36 |
| Calmar ratioReturn relative to maximum drawdown | 2.74 | -0.61 | +3.35 |
| Martin ratioReturn relative to average drawdown | 6.03 | -1.06 | +7.09 |
Loading charts...
Drawdowns
FUNC vs. AZO - Drawdown Comparison
The maximum FUNC drawdown since its inception was -85.84%, which is greater than AZO's maximum drawdown of -46.32%. Use the drawdown chart below to compare losses from any high point for FUNC and AZO.
Loading charts...
Drawdown Indicators
| FUNC | AZO | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -85.84% | -46.32% | -39.52% |
Max Drawdown (1Y)Largest decline over 1 year | -13.90% | -32.86% | +18.96% |
Max Drawdown (3Y)Largest decline over 3 years | -37.76% | -32.86% | -4.90% |
Max Drawdown (5Y)Largest decline over 5 years | -44.90% | -32.86% | -12.04% |
Max Drawdown (10Y)Largest decline over 10 years | -54.91% | -42.14% | -12.77% |
Current DrawdownCurrent decline from peak | -3.87% | -30.73% | +26.86% |
Average DrawdownAverage peak-to-trough decline | -30.85% | -10.95% | -19.90% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 6.31% | 18.86% | -12.55% |
Volatility
FUNC vs. AZO - Volatility Comparison
The current volatility for First United Corporation (FUNC) is 6.58%, while AutoZone, Inc. (AZO) has a volatility of 11.72%. This indicates that FUNC experiences smaller price fluctuations and is considered to be less risky than AZO based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading charts...
Volatility by Period
| FUNC | AZO | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 6.58% | 11.72% | -5.14% |
Volatility (6M)Calculated over the trailing 6-month period | 17.12% | 23.98% | -6.86% |
Volatility (1Y)Calculated over the trailing 1-year period | 28.25% | 29.01% | -0.76% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 29.72% | 25.00% | +4.72% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 32.82% | 26.75% | +6.07% |
Dividends
FUNC vs. AZO - Dividend Comparison
FUNC's dividend yield for the trailing twelve months is around 2.36%, while AZO has not paid dividends to shareholders.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
AZO AutoZone, Inc. | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
FUNC First United Corporation | 2.36% | 2.46% | 2.43% | 3.32% | 3.05% | 3.09% | 3.35% | 1.66% | 1.70% |
Financials
FUNC vs. AZO - Financials Comparison
This section allows you to compare key financial metrics between First United Corporation and AutoZone, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
FUNC vs. AZO - Profitability Comparison
FUNC - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, First United Corporation reported a gross profit of 22.41M and revenue of 30.93M. Therefore, the gross margin over that period was 72.5%.
AZO - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, AutoZone, Inc. reported a gross profit of 2.52B and revenue of 4.84B. Therefore, the gross margin over that period was 52.2%.
FUNC - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, First United Corporation reported an operating income of 8.84M and revenue of 30.93M, resulting in an operating margin of 28.6%.
AZO - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, AutoZone, Inc. reported an operating income of 923.76M and revenue of 4.84B, resulting in an operating margin of 19.1%.
FUNC - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, First United Corporation reported a net income of 6.66M and revenue of 30.93M, resulting in a net margin of 21.5%.
AZO - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, AutoZone, Inc. reported a net income of 641.49M and revenue of 4.84B, resulting in a net margin of 13.3%.
Frequently Asked Questions
FUNC and AZO have a correlation of 0.08, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
AZO has higher volatility (11.72%) compared to FUNC (6.58%). In terms of maximum drawdown, FUNC dropped -85.84% vs AZO's -46.32%.
FUNC currently has the higher Sharpe Ratio (1.35 vs -0.69), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
Find the right allocation for FUNC and AZO
Add both to a portfolio and optimize allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Optimizer