TMP vs. BHB
TMP (Tompkins Financial Corporation) and BHB (Bar Harbor Bankshares) are both stocks. Both operate in the Banks - Regional industry within the Financial Services sector. Over the past 10 years, TMP returned 5.80%/yr vs 7.98%/yr for BHB. At a 0.36 correlation, their price movements are largely independent.
Performance
TMP vs. BHB - Performance Comparison
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Returns By Period
In the year-to-date period, TMP achieves a 20.61% return, which is significantly higher than BHB's 12.57% return. Over the past 10 years, TMP has underperformed BHB with an annualized return of 5.80%, while BHB has yielded a comparatively higher 7.98% annualized return.
TMP
- 1D
- 1.10%
- 1M
- 2.62%
- YTD
- 20.61%
- 6M
- 24.94%
- 1Y
- 46.61%
- 3Y*
- 19.15%
- 5Y*
- 4.59%
- 10Y*
- 5.80%
BHB
- 1D
- -2.42%
- 1M
- 1.26%
- YTD
- 12.57%
- 6M
- 12.07%
- 1Y
- 22.50%
- 3Y*
- 15.32%
- 5Y*
- 6.81%
- 10Y*
- 7.98%
TMP vs. BHB - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
TMP Tompkins Financial Corporation | 20.61% | 11.11% | 17.77% | -19.23% | -4.40% | 21.77% | -20.35% | 25.05% | -5.55% | -12.06% |
BHB Bar Harbor Bankshares | 12.57% | 5.71% | 8.63% | -4.45% | 14.76% | 32.33% | -7.23% | 17.15% | -14.60% | -12.08% |
Correlation
The correlation between TMP and BHB is 0.74, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.74 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.74 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.69 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.66 |
Correlation (All Time) Calculated using the full available price history since Sep 24, 1997 | 0.36 |
Over the past year, TMP and BHB have become more correlated (0.74) than their long-term average of 0.36, meaning their price movements have been converging.
Fundamentals
TMP:
$15.57
BHB:
$2.47
TMP:
5.53
BHB:
13.89
TMP:
1.63
BHB:
2.30
TMP:
$567.12M
BHB:
$242.77M
TMP:
$358.66M
BHB:
$126.59M
TMP:
$201.14M
BHB:
$37.74M
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Return for Risk
TMP vs. BHB — Risk / Return Rank
TMP
BHB
TMP vs. BHB - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Tompkins Financial Corporation (TMP) and Bar Harbor Bankshares (BHB). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| TMP | BHB | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.64 | 0.84 | +0.80 |
Sortino ratioReturn per unit of downside risk | 2.35 | 1.32 | +1.02 |
Omega ratioGain probability vs. loss probability | 1.29 | 1.16 | +0.13 |
Calmar ratioReturn relative to maximum drawdown | 3.48 | 1.63 | +1.85 |
Martin ratioReturn relative to average drawdown | 8.68 | 3.84 | +4.84 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| TMP | BHB | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.64 | 0.84 | +0.80 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.14 | 0.21 | -0.06 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.17 | 0.21 | -0.04 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.24 | 0.26 | -0.03 |
Drawdowns
TMP vs. BHB - Drawdown Comparison
The maximum TMP drawdown since its inception was -49.17%, smaller than the maximum BHB drawdown of -54.36%. Use the drawdown chart below to compare losses from any high point for TMP and BHB.
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Drawdown Indicators
| TMP | BHB | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -49.17% | -54.36% | +5.19% |
Max Drawdown (1Y)Largest decline over 1 year | -13.03% | -13.86% | +0.83% |
Max Drawdown (3Y)Largest decline over 3 years | -30.90% | -27.14% | -3.76% |
Max Drawdown (5Y)Largest decline over 5 years | -45.75% | -33.36% | -12.39% |
Max Drawdown (10Y)Largest decline over 10 years | -47.82% | -54.36% | +6.54% |
Current DrawdownCurrent decline from peak | -1.33% | -4.00% | +2.67% |
Average DrawdownAverage peak-to-trough decline | -14.29% | -14.67% | +0.38% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 5.22% | 5.87% | -0.65% |
Volatility
TMP vs. BHB - Volatility Comparison
Tompkins Financial Corporation (TMP) has a higher volatility of 6.54% compared to Bar Harbor Bankshares (BHB) at 5.53%. This indicates that TMP's price experiences larger fluctuations and is considered to be riskier than BHB based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| TMP | BHB | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 6.54% | 5.53% | +1.01% |
Volatility (6M)Calculated over the trailing 6-month period | 18.78% | 17.40% | +1.38% |
Volatility (1Y)Calculated over the trailing 1-year period | 28.61% | 27.11% | +1.50% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 32.68% | 33.29% | -0.61% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 33.79% | 38.03% | -4.24% |
Dividends
TMP vs. BHB - Dividend Comparison
TMP's dividend yield for the trailing twelve months is around 3.03%, less than BHB's 3.79% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
BHB Bar Harbor Bankshares | 3.79% | 4.06% | 3.86% | 3.75% | 3.18% | 3.25% | 3.90% | 3.39% | 3.51% | 2.76% | 2.30% | 2.93% |
TMP Tompkins Financial Corporation | 3.03% | 3.46% | 3.60% | 3.98% | 2.98% | 2.62% | 2.97% | 2.21% | 2.59% | 2.24% | 1.87% | 3.03% |
Financials
TMP vs. BHB - Financials Comparison
This section allows you to compare key financial metrics between Tompkins Financial Corporation and Bar Harbor Bankshares. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
TMP vs. BHB - Profitability Comparison
TMP - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Tompkins Financial Corporation reported a gross profit of 0.00 and revenue of 102.67M. Therefore, the gross margin over that period was 0.0%.
BHB - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Bar Harbor Bankshares reported a gross profit of 0.00 and revenue of 55.25M. Therefore, the gross margin over that period was 0.0%.
TMP - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Tompkins Financial Corporation reported an operating income of 0.00 and revenue of 102.67M, resulting in an operating margin of 0.0%.
BHB - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Bar Harbor Bankshares reported an operating income of 0.00 and revenue of 55.25M, resulting in an operating margin of 0.0%.
TMP - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Tompkins Financial Corporation reported a net income of 26.07M and revenue of 102.67M, resulting in a net margin of 25.4%.
BHB - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Bar Harbor Bankshares reported a net income of 13.54M and revenue of 55.25M, resulting in a net margin of 24.5%.
Frequently Asked Questions
TMP and BHB have a correlation of 0.74, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
TMP has higher volatility (6.54%) compared to BHB (5.53%). In terms of maximum drawdown, TMP dropped -49.17% vs BHB's -54.36%.
TMP currently has the higher Sharpe Ratio (1.64 vs 0.84), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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