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TMP vs. BHB
Performance
Return for Risk
Dividends
Drawdowns
Volatility
Financials

Performance

TMP vs. BHB - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Tompkins Financial Corporation (TMP) and Bar Harbor Bankshares (BHB). The values are adjusted to include any dividend payments, if applicable.

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TMP vs. BHB - Yearly Performance Comparison


2026 (YTD)202520242023202220212020201920182017
TMP
Tompkins Financial Corporation
9.59%11.11%17.77%-19.23%-4.40%21.77%-20.35%25.05%-5.55%-12.06%
BHB
Bar Harbor Bankshares
5.48%5.71%8.63%-4.45%14.76%32.33%-7.23%17.15%-14.60%-12.08%

Fundamentals

EPS

TMP:

$16.86

BHB:

$2.29

PE Ratio

TMP:

4.68

BHB:

14.18

PS Ratio

TMP:

1.66

BHB:

2.15

Total Revenue (TTM)

TMP:

$453.18M

BHB:

$243.34M

Gross Profit (TTM)

TMP:

$241.22M

BHB:

$164.01M

EBITDA (TTM)

TMP:

$87.23M

BHB:

$52.02M

Returns By Period

In the year-to-date period, TMP achieves a 9.59% return, which is significantly higher than BHB's 5.48% return. Over the past 10 years, TMP has underperformed BHB with an annualized return of 5.22%, while BHB has yielded a comparatively higher 7.68% annualized return.


TMP

1D
2.44%
1M
2.78%
YTD
9.59%
6M
21.21%
1Y
30.00%
3Y*
10.44%
5Y*
2.74%
10Y*
5.22%

BHB

1D
0.62%
1M
0.59%
YTD
5.48%
6M
8.72%
1Y
14.55%
3Y*
11.60%
5Y*
5.74%
10Y*
7.68%
*Multi-year figures are annualized to reflect compound growth (CAGR)

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Tompkins Financial Corporation

Bar Harbor Bankshares

Often compared with BHB:
BHB vs. VOOBHB vs. SPY

Return for Risk

TMP vs. BHB — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

TMP
TMP Risk / Return Rank: 7272
Overall Rank
TMP Sharpe Ratio Rank: 7373
Sharpe Ratio Rank
TMP Sortino Ratio Rank: 6767
Sortino Ratio Rank
TMP Omega Ratio Rank: 6666
Omega Ratio Rank
TMP Calmar Ratio Rank: 7979
Calmar Ratio Rank
TMP Martin Ratio Rank: 7777
Martin Ratio Rank

BHB
BHB Risk / Return Rank: 5858
Overall Rank
BHB Sharpe Ratio Rank: 6060
Sharpe Ratio Rank
BHB Sortino Ratio Rank: 5252
Sortino Ratio Rank
BHB Omega Ratio Rank: 5050
Omega Ratio Rank
BHB Calmar Ratio Rank: 6363
Calmar Ratio Rank
BHB Martin Ratio Rank: 6262
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

TMP vs. BHB - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Tompkins Financial Corporation (TMP) and Bar Harbor Bankshares (BHB). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


TMPBHBDifference

Sharpe ratio

Return per unit of total volatility

0.96

0.48

+0.47

Sortino ratio

Return per unit of downside risk

1.48

0.86

+0.62

Omega ratio

Gain probability vs. loss probability

1.19

1.11

+0.09

Calmar ratio

Return relative to maximum drawdown

2.26

0.98

+1.28

Martin ratio

Return relative to average drawdown

4.98

2.16

+2.82

TMP vs. BHB - Sharpe Ratio Comparison

The current TMP Sharpe Ratio is 0.96, which is higher than the BHB Sharpe Ratio of 0.48. The chart below compares the historical Sharpe Ratios of TMP and BHB, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.


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Sharpe Ratios by Period


TMPBHBDifference

Sharpe Ratio (1Y)

Calculated over the trailing 1-year period

0.96

0.48

+0.47

Sharpe Ratio (5Y)

Calculated over the trailing 5-year period

0.08

0.17

-0.09

Sharpe Ratio (10Y)

Calculated over the trailing 10-year period

0.15

0.20

-0.05

Sharpe Ratio (All Time)

Calculated using the full available price history

0.23

0.25

-0.02

Correlation

The correlation between TMP and BHB is 0.35, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.


Dividends

TMP vs. BHB - Dividend Comparison

TMP's dividend yield for the trailing twelve months is around 3.25%, less than BHB's 3.94% yield.


TTM20252024202320222021202020192018201720162015
TMP
Tompkins Financial Corporation
3.25%3.46%3.60%3.98%2.98%2.62%2.97%2.21%2.59%2.24%1.87%3.03%
BHB
Bar Harbor Bankshares
3.94%4.06%3.86%3.75%3.18%3.25%3.90%3.39%3.51%2.76%2.30%2.93%

Drawdowns

TMP vs. BHB - Drawdown Comparison

The maximum TMP drawdown since its inception was -49.17%, smaller than the maximum BHB drawdown of -54.36%. Use the drawdown chart below to compare losses from any high point for TMP and BHB.


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Drawdown Indicators


TMPBHBDifference

Max Drawdown

Largest peak-to-trough decline

-49.17%

-54.36%

+5.19%

Max Drawdown (1Y)

Largest decline over 1 year

-13.03%

-13.86%

+0.83%

Max Drawdown (5Y)

Largest decline over 5 years

-45.75%

-33.36%

-12.39%

Max Drawdown (10Y)

Largest decline over 10 years

-47.82%

-54.36%

+6.54%

Current Drawdown

Current decline from peak

-6.84%

-10.04%

+3.20%

Average Drawdown

Average peak-to-trough decline

-14.35%

-14.73%

+0.38%

Ulcer Index

Depth and duration of drawdowns from previous peaks

5.92%

6.28%

-0.36%

Volatility

TMP vs. BHB - Volatility Comparison

Tompkins Financial Corporation (TMP) and Bar Harbor Bankshares (BHB) have volatilities of 6.07% and 6.18%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.


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Volatility by Period


TMPBHBDifference

Volatility (1M)

Calculated over the trailing 1-month period

6.07%

6.18%

-0.11%

Volatility (6M)

Calculated over the trailing 6-month period

20.45%

20.12%

+0.33%

Volatility (1Y)

Calculated over the trailing 1-year period

31.49%

30.18%

+1.31%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

32.77%

33.57%

-0.80%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

33.81%

38.10%

-4.29%

Financials

TMP vs. BHB - Financials Comparison

This section allows you to compare key financial metrics between Tompkins Financial Corporation and Bar Harbor Bankshares. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.


Quarterly
Annual

Total Revenue: Total amount of money received from sales and other business activities


40.00M60.00M80.00M100.00M120.00MAprilJulyOctober2022AprilJulyOctober2023AprilJulyOctober2024AprilJulyOctober2025AprilJulyOctober
100.91M
67.70M
(TMP) Total Revenue
(BHB) Total Revenue
Values in USD except per share items

TMP vs. BHB - Profitability Comparison

The chart below illustrates the profitability comparison between Tompkins Financial Corporation and Bar Harbor Bankshares over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

Gross Margin
Operating Margin
Net Margin
Quarterly
Annual

0.0%20.0%40.0%60.0%80.0%100.0%AprilJulyOctober2022AprilJulyOctober2023AprilJulyOctober2024AprilJulyOctober2025AprilJulyOctober0
72.3%
Portfolio components
TMP - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Tompkins Financial Corporation reported a gross profit of 0.00 and revenue of 100.91M. Therefore, the gross margin over that period was 0.0%.

BHB - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Bar Harbor Bankshares reported a gross profit of 48.94M and revenue of 67.70M. Therefore, the gross margin over that period was 72.3%.

TMP - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Tompkins Financial Corporation reported an operating income of 0.00 and revenue of 100.91M, resulting in an operating margin of 0.0%.

BHB - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Bar Harbor Bankshares reported an operating income of 15.14M and revenue of 67.70M, resulting in an operating margin of 22.4%.

TMP - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Tompkins Financial Corporation reported a net income of 96.25M and revenue of 100.91M, resulting in a net margin of 95.4%.

BHB - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Bar Harbor Bankshares reported a net income of 11.76M and revenue of 67.70M, resulting in a net margin of 17.4%.