TMH vs. XLYI

Last updated Jul 17, 2026

TMH (Toyota Motor Corporation ADRhedged) and XLYI (State Street Consumer Discretionary Select Sector SPDR Premium Income ETF) are both exchange-traded funds - TMH is a Consumer Discretionary Equities fund tracking the Toyota Motor Corporation Local Shares Total Return, while XLYI is a Derivative Income fund actively managed by State Street. TMH is passively managed, while XLYI is actively managed. A 0.65 correlation means they provide meaningful diversification when combined. TMH charges 0.19%/yr vs 0.35%/yr for XLYI.

Performance

TMH vs. XLYI - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Toyota Motor Corporation ADRhedged (TMH) and State Street Consumer Discretionary Select Sector SPDR Premium Income ETF (XLYI). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

TMH

• 1D: 1.85%
• 1M: 2.35%
• 6M: —
• YTD: —
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

XLYI

• 1D: 0.19%
• 1M: -0.24%
• 6M: -2.48%
• YTD: 0.07%
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

TMH vs. XLYI - Yearly Performance Comparison

	2026 (YTD)
TMH Toyota Motor Corporation ADRhedged	-2.25%
XLYI State Street Consumer Discretionary Select Sector SPDR Premium Income ETF	-1.03%

Correlation

The correlation between TMH and XLYI is 0.65, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.

	Correlation
Correlation (All Time) Calculated using the full available price history since May 28, 2026	0.65

Return for Risk

TMH vs. XLYI - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Toyota Motor Corporation ADRhedged (TMH) and State Street Consumer Discretionary Select Sector SPDR Premium Income ETF (XLYI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

Drawdowns

TMH vs. XLYI - Drawdown Comparison

The maximum TMH drawdown since its inception was -10.32%, smaller than the maximum XLYI drawdown of -12.32%. Use the drawdown chart below to compare losses from any high point for TMH and XLYI.

Drawdown Indicators

	TMH	XLYI	Difference
Max Drawdown Largest peak-to-trough decline	-10.32%	-12.32%	+2.00%
Current Drawdown Current decline from peak	-2.78%	-3.50%	+0.72%
Average Drawdown Average peak-to-trough decline	-5.90%	-3.15%	-2.75%

Volatility

Volatility by Period

	TMH	XLYI	Difference
Volatility (1Y) Calculated over the trailing 1-year period	25.94%	15.65%	+10.29%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	25.94%	15.65%	+10.29%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	25.94%	15.65%	+10.29%

TMH vs. XLYI - Expense Ratio Comparison

TMH has a 0.19% expense ratio, which is lower than XLYI's 0.35% expense ratio.

Dividends

TMH vs. XLYI - Dividend Comparison

TMH's dividend yield for the trailing twelve months is around 4.87%, less than XLYI's 14.74% yield.

Position	TTM	2025
TMH Toyota Motor Corporation ADRhedged	4.87%	0.00%
XLYI State Street Consumer Discretionary Select Sector SPDR Premium Income ETF	14.74%	6.76%

Frequently Asked Questions

Can I hold both TMH and XLYI in my portfolio?

TMH and XLYI have a correlation of 0.65, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which ETF is better, TMH or XLYI?

On fees, TMH is cheaper at 0.19% per year. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF is cheaper, TMH or XLYI?

TMH is cheaper with a 0.19% expense ratio, compared with 0.35% for XLYI.

Which ETF pays a higher dividend yield, TMH or XLYI?

XLYI has the higher dividend yield at 14.74%, compared with 4.87% for TMH.

What is the main difference between TMH and XLYI?

TMH is categorized as Consumer Discretionary Equities, while XLYI is Derivative Income. They also come from different issuers: ADRhedged and State Street. Their fees differ too: 0.19% for TMH and 0.35% for XLYI.