TEMD vs. TRUF

Last updated Jul 30, 2026

TEMD (Templeton Emerging Markets Debt ETF) and TRUF (VanEck Financials TruSector ETF) are both exchange-traded funds - TEMD is a Actively Managed fund actively managed by Franklin Templeton Investments, while TRUF is a Financials Equities fund actively managed by VanEck. Both are actively managed. Their 0.35 correlation means their historical movements had little consistent relationship. TEMD charges 0.45%/yr vs 0.10%/yr for TRUF.

Performance

TEMD vs. TRUF - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Templeton Emerging Markets Debt ETF (TEMD) and VanEck Financials TruSector ETF (TRUF). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

TEMD

• 1D: -0.46%
• 1M: -1.80%
• 6M: 0.58%
• YTD: —
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —
• ALL TIME*: —

TRUF

• 1D: -1.52%
• 1M: 5.47%
• 6M: —
• YTD: —
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —
• ALL TIME*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

Liquidity Comparison

Position	Avg. Volume Value (2W)	Avg. Volume Value (1M)	Avg. Volume Value (3M)
TEMD Templeton Emerging Markets Debt ETF	$2.05K	$7.21K	$12.55K
TRUF VanEck Financials TruSector ETF	$19.07K	$17.41K	$11.71K

TEMD vs. TRUF - Yearly Performance Comparison

	2026 (YTD)
TEMD Templeton Emerging Markets Debt ETF	2.46%
TRUF VanEck Financials TruSector ETF	16.02%

Correlation

The correlation between TEMD and TRUF is 0.35, which is low. Their historical price movements had little consistent relationship.

	Correlation
Correlation (All Time) Calculated using the full available price history since Apr 2, 2026	0.35

Return for Risk

TEMD vs. TRUF - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Templeton Emerging Markets Debt ETF (TEMD) and VanEck Financials TruSector ETF (TRUF). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

Drawdowns

TEMD vs. TRUF - Drawdown Comparison

The maximum TEMD drawdown since its inception was -4.34%, which is greater than TRUF's maximum drawdown of -3.24%. Use the drawdown chart below to compare losses from any high point for TEMD and TRUF.

Drawdown Indicators

	TEMD	TRUF	Difference
Max Drawdown Largest peak-to-trough decline	-4.34%	-3.24%	-1.10%
Current Drawdown Current decline from peak	-1.93%	-1.52%	-0.41%
Average Drawdown Average peak-to-trough decline	-1.21%	-1.05%	-0.16%

Volatility

Volatility by Period

	TEMD	TRUF	Difference
Volatility (1Y) Calculated over the trailing 1-year period	5.77%	13.68%	-7.91%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	5.77%	13.68%	-7.91%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	5.77%	13.68%	-7.91%

TEMD vs. TRUF - Expense Ratio Comparison

TEMD has a 0.45% expense ratio, which is higher than TRUF's 0.10% expense ratio.

Dividends

TEMD vs. TRUF - Dividend Comparison

TEMD's dividend yield for the trailing twelve months is around 3.10%, more than TRUF's 0.36% yield.

Position	TTM
TEMD Templeton Emerging Markets Debt ETF	3.10%
TRUF VanEck Financials TruSector ETF	0.36%

Frequently Asked Questions

Can I hold both TEMD and TRUF in my portfolio?

TEMD and TRUF have a correlation of 0.35, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which ETF is better, TEMD or TRUF?

On fees, TRUF is cheaper at 0.10% per year. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF is cheaper, TEMD or TRUF?

TRUF is cheaper with a 0.10% expense ratio, compared with 0.45% for TEMD.

Which ETF pays a higher dividend yield, TEMD or TRUF?

TEMD has the higher dividend yield at 3.10%, compared with 0.36% for TRUF.

What is the main difference between TEMD and TRUF?

TEMD is categorized as Actively Managed, while TRUF is Financials Equities. They also come from different issuers: Franklin Templeton Investments and VanEck. Their fees differ too: 0.45% for TEMD and 0.10% for TRUF.