TCOM vs. NRDS
TCOM (Trip.com Group Limited) and NRDS (NerdWallet, Inc.) are both stocks. TCOM operates in Travel Services (Consumer Cyclical), while NRDS operates in Credit Services (Financial Services). Over the past 3 years, TCOM returned 6.23%/yr vs -0.42%/yr for NRDS. At a 0.23 correlation, their price movements are largely independent.
Performance
TCOM vs. NRDS - Performance Comparison
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Returns By Period
In the year-to-date period, TCOM achieves a -40.48% return, which is significantly lower than NRDS's -30.11% return.
TCOM
- 1D
- 3.31%
- 1M
- -9.69%
- 6M
- -43.43%
- YTD
- -40.48%
- 1Y
- -30.88%
- 3Y*
- 6.23%
- 5Y*
- 5.97%
- 10Y*
- 0.25%
NRDS
- 1D
- -1.56%
- 1M
- 13.01%
- 6M
- -31.87%
- YTD
- -30.11%
- 1Y
- -10.58%
- 3Y*
- -0.42%
- 5Y*
- —
- 10Y*
- —
TCOM vs. NRDS - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
TCOM Trip.com Group Limited | -40.48% | 5.24% | 90.67% | 4.68% | 39.72% | -13.98% |
NRDS NerdWallet, Inc. | -30.11% | 1.88% | -9.65% | 53.33% | -38.26% | -33.83% |
Correlation
The correlation between TCOM and NRDS is 0.25, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.25 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.19 |
Correlation (All Time) Calculated using the full available price history since Nov 4, 2021 | 0.23 |
Fundamentals
TCOM:
$26.95B
NRDS:
$689.44M
TCOM:
CN¥45.41
NRDS:
$0.94
TCOM:
6.39
NRDS:
10.10
TCOM:
0.04
NRDS:
0.08
TCOM:
3.12
NRDS:
0.82
TCOM:
1.20
NRDS:
1.96
TCOM:
CN¥64.48B
NRDS:
$849.60M
TCOM:
CN¥51.79B
NRDS:
$790.50M
TCOM:
CN¥39.20B
NRDS:
$128.50M
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Return for Risk
TCOM vs. NRDS — Risk / Return Rank
TCOM
NRDS
TCOM vs. NRDS - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Trip.com Group Limited (TCOM) and NerdWallet, Inc. (NRDS). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| TCOM | NRDS | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.48 | ||
| Sortino ratioReturn per unit of downside risk | -0.86 | ||
| Omega ratioGain probability vs. loss probability | 0.85 | 0.98 | -0.13 |
| Calmar ratioReturn relative to maximum drawdown | -0.62 | -0.31 | -0.32 |
| Martin ratioReturn relative to average drawdown | -1.24 | -0.60 | -0.63 |
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Drawdowns
TCOM vs. NRDS - Drawdown Comparison
The maximum TCOM drawdown since its inception was -76.34%, roughly equal to the maximum NRDS drawdown of -77.00%. Use the drawdown chart below to compare losses from any high point for TCOM and NRDS.
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Drawdown Indicators
| TCOM | NRDS | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -76.34% | -77.00% | +0.66% |
Max Drawdown (1Y)Largest decline over 1 year | -49.54% | -52.42% | +2.88% |
Max Drawdown (3Y)Largest decline over 3 years | -49.54% | -55.36% | +5.82% |
Max Drawdown (5Y)Largest decline over 5 years | -49.54% | — | — |
Max Drawdown (10Y)Largest decline over 10 years | -71.96% | — | — |
Current DrawdownCurrent decline from peak | -45.80% | -66.54% | +20.74% |
Average DrawdownAverage peak-to-trough decline | -27.89% | -57.35% | +29.46% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 24.98% | 26.96% | -1.98% |
Volatility
TCOM vs. NRDS - Volatility Comparison
Trip.com Group Limited (TCOM) has a higher volatility of 16.28% compared to NerdWallet, Inc. (NRDS) at 9.29%. This indicates that TCOM's price experiences larger fluctuations and is considered to be riskier than NRDS based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| TCOM | NRDS | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 16.28% | 9.29% | +6.99% |
Volatility (6M)Calculated over the trailing 6-month period | 31.02% | 35.33% | -4.31% |
Volatility (1Y)Calculated over the trailing 1-year period | 38.00% | 48.94% | -10.94% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 49.47% | 68.20% | -18.73% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 44.42% | 68.20% | -23.78% |
Dividends
TCOM vs. NRDS - Dividend Comparison
Neither TCOM nor NRDS has paid dividends to shareholders.
| Position | TTM | 2025 |
|---|---|---|
NRDS NerdWallet, Inc. | 0.00% | 0.00% |
TCOM Trip.com Group Limited | 0.00% | 0.42% |
Financials
TCOM vs. NRDS - Financials Comparison
This section allows you to compare key financial metrics between Trip.com Group Limited and NerdWallet, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
TCOM vs. NRDS - Profitability Comparison
TCOM - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jul 2026, Trip.com Group Limited reported a gross profit of 12.80B and revenue of 16.11B. Therefore, the gross margin over that period was 79.5%.
NRDS - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jul 2026, NerdWallet, Inc. reported a gross profit of 208.60M and revenue of 222.20M. Therefore, the gross margin over that period was 93.9%.
TCOM - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jul 2026, Trip.com Group Limited reported an operating income of 3.92B and revenue of 16.11B, resulting in an operating margin of 24.3%.
NRDS - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jul 2026, NerdWallet, Inc. reported an operating income of 27.20M and revenue of 222.20M, resulting in an operating margin of 12.2%.
TCOM - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jul 2026, Trip.com Group Limited reported a net income of 2.48B and revenue of 16.11B, resulting in a net margin of 15.4%.
NRDS - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jul 2026, NerdWallet, Inc. reported a net income of 20.40M and revenue of 222.20M, resulting in a net margin of 9.2%.
Frequently Asked Questions
TCOM and NRDS have a correlation of 0.25, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
TCOM has higher volatility (16.28%) compared to NRDS (9.29%). In terms of maximum drawdown, TCOM dropped -76.34% vs NRDS's -77.00%.
NRDS currently has the higher Sharpe Ratio (-0.33 vs -0.81), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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