SWYJX vs. APPLX

Last updated Apr 1, 2026

Compare and contrast key facts about Schwab Target 2055 Index Fund (SWYJX) and Appleseed Fund (APPLX).

SWYJX is managed by Charles Schwab. It was launched on Aug 24, 2016. APPLX is managed by Appleseed Fund. It was launched on Dec 7, 2006.

Performance

SWYJX vs. APPLX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Schwab Target 2055 Index Fund (SWYJX) and Appleseed Fund (APPLX). The values are adjusted to include any dividend payments, if applicable.

SWYJX vs. APPLX - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
SWYJX Schwab Target 2055 Index Fund	-3.87%	19.90%	14.52%	21.23%	-17.80%	18.36%	14.79%	25.78%	-7.85%	21.01%
APPLX Appleseed Fund	1.14%	25.79%	6.38%	9.39%	-19.53%	20.71%	7.49%	15.68%	-3.40%	17.42%

Returns By Period

SWYJX

• 1D: -0.23%
• 1M: -8.25%
• YTD: -3.87%
• 6M: -1.08%
• 1Y: 16.12%
• 3Y*: 14.48%
• 5Y*: 8.15%
• 10Y*: —

APPLX

• 1D: —
• 1M: —
• YTD: —
• 6M: —
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

SWYJX vs. APPLX - Expense Ratio Comparison

SWYJX has a 0.04% expense ratio, which is lower than APPLX's 1.14% expense ratio.

APPLX

Appleseed Fund

SWYJX

Schwab Target 2055 Index Fund

Return for Risk

SWYJX vs. APPLX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

SWYJX

SWYJX Risk / Return Rank: 60
SWYJX Sharpe Ratio Rank: 58
SWYJX Sortino Ratio Rank: 61
SWYJX Omega Ratio Rank: 61
SWYJX Calmar Ratio Rank: 55
SWYJX Martin Ratio Rank: 66

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

SWYJX vs. APPLX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Schwab Target 2055 Index Fund (SWYJX) and Appleseed Fund (APPLX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	SWYJX	APPLX	Difference
Sharpe ratio Return per unit of total volatility	1.04	—	—
Sortino ratio Return per unit of downside risk	1.54	—	—
Omega ratio Gain probability vs. loss probability	1.23	—	—
Calmar ratio Return relative to maximum drawdown	1.30	—	—
Martin ratio Return relative to average drawdown	6.22	—	—
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

Sharpe Ratios by Period

	SWYJX	APPLX	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	1.04	—	—
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.54	—	—
Sharpe Ratio (All Time) Calculated using the full available price history	0.64	—	—

Correlation

The correlation between SWYJX and APPLX is 0.72, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.

Dividends

SWYJX vs. APPLX - Dividend Comparison

SWYJX's dividend yield for the trailing twelve months is around 2.02%, less than APPLX's 46.50% yield.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
SWYJX Schwab Target 2055 Index Fund	2.02%	1.95%	1.99%	1.99%	1.93%	1.77%	1.62%	1.96%	2.17%	1.47%	1.25%	0.00%
APPLX Appleseed Fund	46.50%	22.94%	6.05%	1.95%	0.66%	6.09%	1.46%	2.68%	9.87%	1.09%	1.49%	2.54%

Drawdowns

Drawdown Indicators

	SWYJX	APPLX	Difference
Max Drawdown Largest peak-to-trough decline	-31.18%	—	—
Max Drawdown (1Y) Largest decline over 1 year	-11.26%	—	—
Max Drawdown (5Y) Largest decline over 5 years	-25.69%	—	—
Current Drawdown Current decline from peak	-8.83%	—	—
Average Drawdown Average peak-to-trough decline	-4.69%	—	—
Ulcer Index Depth and duration of drawdowns from previous peaks	2.35%	—	—

Volatility

Volatility by Period

	SWYJX	APPLX	Difference
Volatility (1M) Calculated over the trailing 1-month period	4.86%	—	—
Volatility (6M) Calculated over the trailing 6-month period	8.67%	—	—
Volatility (1Y) Calculated over the trailing 1-year period	15.74%	—	—
Volatility (5Y) Calculated over the trailing 5-year period, annualized	15.02%	—	—
Volatility (10Y) Calculated over the trailing 10-year period, annualized	16.10%	—	—