SWJRX vs. SNXFX
Compare and contrast key facts about Schwab Monthly Income Fund - Moderate Payout (SWJRX) and Schwab 1000 Index Fund (SNXFX).
SWJRX is managed by Charles Schwab. It was launched on Mar 27, 2008. SNXFX is a passively managed fund by Charles Schwab that tracks the performance of the Schwab 1000 Index. It was launched on Apr 2, 1991.
Performance
SWJRX vs. SNXFX - Performance Comparison
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SWJRX vs. SNXFX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
SWJRX Schwab Monthly Income Fund - Moderate Payout | 3.09% | 12.17% | 3.83% | 8.79% | -12.81% | 9.23% | 5.32% | 16.40% | -6.31% | 10.80% |
SNXFX Schwab 1000 Index Fund | -6.94% | 17.23% | 24.46% | 26.53% | -19.46% | 26.10% | 20.71% | 31.43% | -5.04% | 21.71% |
Returns By Period
In the year-to-date period, SWJRX achieves a 3.09% return, which is significantly higher than SNXFX's -6.94% return. Over the past 10 years, SWJRX has underperformed SNXFX with an annualized return of 5.07%, while SNXFX has yielded a comparatively higher 13.39% annualized return.
SWJRX
- 1D
- 0.37%
- 1M
- -4.10%
- YTD
- 3.09%
- 6M
- 5.56%
- 1Y
- 11.26%
- 3Y*
- 8.50%
- 5Y*
- 4.04%
- 10Y*
- 5.07%
SNXFX
- 1D
- -0.44%
- 1M
- -7.77%
- YTD
- -6.94%
- 6M
- -4.75%
- 1Y
- 14.35%
- 3Y*
- 16.93%
- 5Y*
- 10.55%
- 10Y*
- 13.39%
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SWJRX vs. SNXFX - Expense Ratio Comparison
SWJRX has a 0.00% expense ratio, which is lower than SNXFX's 0.05% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
SWJRX vs. SNXFX — Risk / Return Rank
SWJRX
SNXFX
SWJRX vs. SNXFX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Schwab Monthly Income Fund - Moderate Payout (SWJRX) and Schwab 1000 Index Fund (SNXFX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| SWJRX | SNXFX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.58 | 0.82 | +0.77 |
Sortino ratioReturn per unit of downside risk | 2.17 | 1.27 | +0.91 |
Omega ratioGain probability vs. loss probability | 1.32 | 1.19 | +0.13 |
Calmar ratioReturn relative to maximum drawdown | 1.84 | 1.02 | +0.81 |
Martin ratioReturn relative to average drawdown | 8.43 | 4.97 | +3.47 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| SWJRX | SNXFX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.58 | 0.82 | +0.77 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.47 | 0.61 | -0.15 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.59 | 0.72 | -0.13 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.58 | 0.55 | +0.03 |
Correlation
The correlation between SWJRX and SNXFX is 0.84, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
SWJRX vs. SNXFX - Dividend Comparison
SWJRX's dividend yield for the trailing twelve months is around 4.31%, more than SNXFX's 1.56% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
SWJRX Schwab Monthly Income Fund - Moderate Payout | 4.31% | 4.78% | 4.94% | 4.80% | 8.67% | 3.62% | 2.49% | 5.36% | 3.47% | 2.93% | 6.05% | 6.80% |
SNXFX Schwab 1000 Index Fund | 1.56% | 1.45% | 1.23% | 1.41% | 1.61% | 1.74% | 2.76% | 3.01% | 6.49% | 4.23% | 3.41% | 6.31% |
Drawdowns
SWJRX vs. SNXFX - Drawdown Comparison
The maximum SWJRX drawdown since its inception was -25.61%, smaller than the maximum SNXFX drawdown of -55.08%. Use the drawdown chart below to compare losses from any high point for SWJRX and SNXFX.
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Drawdown Indicators
| SWJRX | SNXFX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -25.61% | -55.08% | +29.47% |
Max Drawdown (1Y)Largest decline over 1 year | -6.32% | -12.33% | +6.01% |
Max Drawdown (5Y)Largest decline over 5 years | -20.87% | -25.36% | +4.49% |
Max Drawdown (10Y)Largest decline over 10 years | -20.87% | -34.58% | +13.71% |
Current DrawdownCurrent decline from peak | -4.10% | -8.94% | +4.84% |
Average DrawdownAverage peak-to-trough decline | -3.91% | -8.80% | +4.89% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.38% | 2.54% | -1.16% |
Volatility
SWJRX vs. SNXFX - Volatility Comparison
The current volatility for Schwab Monthly Income Fund - Moderate Payout (SWJRX) is 2.33%, while Schwab 1000 Index Fund (SNXFX) has a volatility of 4.35%. This indicates that SWJRX experiences smaller price fluctuations and is considered to be less risky than SNXFX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| SWJRX | SNXFX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.33% | 4.35% | -2.02% |
Volatility (6M)Calculated over the trailing 6-month period | 4.09% | 9.32% | -5.23% |
Volatility (1Y)Calculated over the trailing 1-year period | 7.32% | 18.40% | -11.08% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 8.71% | 17.28% | -8.57% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 8.57% | 18.69% | -10.12% |