Schwab Monthly Income Fund - Moderate Payout (SWJRX)

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The chart shows the growth of an initial investment of $10,000 in Schwab Monthly Income Fund - Moderate Payout, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.

Schwab Monthly Income Fund - Moderate Payout (SWJRX) has returned 3.09% so far this year and 11.26% over the past 12 months. Over the last ten years, SWJRX has returned 5.07% per year, falling short of the S&P 500 Index benchmark, which averaged 12.16% annually.

Based on dividend-adjusted daily data since Mar 31, 2008, SWJRX's average daily return is +0.02%, while the average monthly return is +0.42%. At this rate, your investment would double in approximately 13.8 years.

Historically, 67% of months were positive and 33% were negative. The best month was Nov 2020 with a return of +6.3%, while the worst month was Mar 2020 at -9.3%. The longest winning streak lasted 15 consecutive months, and the longest losing streak was 4 months.

On a daily basis, SWJRX closed higher 49% of trading days. The best single day was Dec 29, 2022 with a return of +5.6%, while the worst single day was Mar 16, 2020 at -5.2%.

Schwab Monthly Income Fund - Moderate Payout has an annualized alpha of 1.23%, beta of 0.36, and R² of 0.74 versus S&P 500 Index. Calculated based on daily prices since April 01, 2008.

• This fund participated in 51.25% of S&P 500 Index downside but only 43.25% of its upside — more exposed to losses than it benefited from rallies.
• Beta of 0.36 indicates this fund moves significantly less than S&P 500 Index — a genuinely defensive profile with reduced participation in both market rallies and downturns.

SWJRX has an expense ratio of 0.00%, meaning no management fees are charged.

SWJRX ranks 81 for risk / return — in the top 81% of mutual funds on our site. This means strong returns relative to risk — exactly what professional investors look for. Well-suited for investors who want to maximize return per unit of risk.

The table below present risk-adjusted performance metrics for Schwab Monthly Income Fund - Moderate Payout (SWJRX) and compare them to a chosen benchmark (S&P 500 Index).

Schwab Monthly Income Fund - Moderate Payout provided a 4.31% dividend yield over the last twelve months, with an annual payout of $0.46 per share. The fund has been increasing its distributions for 2 consecutive years.

The table displays the monthly dividend distributions for Schwab Monthly Income Fund - Moderate Payout. The dividends shown in the table have been adjusted to account for any splits that may have occurred.

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.

The table below displays the maximum drawdowns of the Schwab Monthly Income Fund - Moderate Payout. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Schwab Monthly Income Fund - Moderate Payout was 25.61%, occurring on Mar 9, 2009. Recovery took 274 trading sessions.

The current Schwab Monthly Income Fund - Moderate Payout drawdown is 4.10%.

The chart below shows the rolling one-month volatility.