SWHFX vs. XLV
Compare and contrast key facts about Schwab Health Care Fund™ (SWHFX) and State Street Health Care Select Sector SPDR ETF (XLV).
SWHFX is managed by Charles Schwab. It was launched on Jul 2, 2000. XLV is a passively managed fund by State Street that tracks the performance of the Health Care Select Sector Index. It was launched on Dec 16, 1998.
Performance
SWHFX vs. XLV - Performance Comparison
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SWHFX vs. XLV - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
SWHFX Schwab Health Care Fund™ | -4.90% | 9.81% | 0.10% | 0.73% | -4.66% | 23.36% | 12.83% | 17.64% | 3.68% | 20.31% |
XLV State Street Health Care Select Sector SPDR ETF | -4.90% | 14.50% | 2.47% | 2.07% | -2.08% | 26.04% | 13.30% | 20.45% | 6.28% | 21.77% |
Returns By Period
As of year-to-date, both investments have demonstrated similar returns, with SWHFX at -4.90% and XLV at -4.90%. Over the past 10 years, SWHFX has underperformed XLV with an annualized return of 7.56%, while XLV has yielded a comparatively higher 9.72% annualized return.
SWHFX
- 1D
- 0.46%
- 1M
- -9.48%
- YTD
- -4.90%
- 6M
- -0.66%
- 1Y
- -2.33%
- 3Y*
- 3.11%
- 5Y*
- 4.00%
- 10Y*
- 7.56%
XLV
- 1D
- 1.94%
- 1M
- -8.11%
- YTD
- -4.90%
- 6M
- 6.23%
- 1Y
- 2.20%
- 3Y*
- 5.98%
- 5Y*
- 6.42%
- 10Y*
- 9.72%
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SWHFX vs. XLV - Expense Ratio Comparison
SWHFX has a 0.80% expense ratio, which is higher than XLV's 0.08% expense ratio.
Return for Risk
SWHFX vs. XLV — Risk / Return Rank
SWHFX
XLV
SWHFX vs. XLV - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Schwab Health Care Fund™ (SWHFX) and State Street Health Care Select Sector SPDR ETF (XLV). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| SWHFX | XLV | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | -0.10 | 0.12 | -0.23 |
Sortino ratioReturn per unit of downside risk | -0.01 | 0.30 | -0.31 |
Omega ratioGain probability vs. loss probability | 1.00 | 1.04 | -0.04 |
Calmar ratioReturn relative to maximum drawdown | -0.14 | 0.28 | -0.41 |
Martin ratioReturn relative to average drawdown | -0.30 | 0.57 | -0.87 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| SWHFX | XLV | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | -0.10 | 0.12 | -0.23 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.28 | 0.44 | -0.17 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.48 | 0.59 | -0.11 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.49 | 0.46 | +0.03 |
Correlation
The correlation between SWHFX and XLV is 0.88, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
SWHFX vs. XLV - Dividend Comparison
SWHFX has not paid dividends to shareholders, while XLV's dividend yield for the trailing twelve months is around 1.71%.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
SWHFX Schwab Health Care Fund™ | 0.00% | 0.00% | 9.49% | 3.60% | 4.18% | 12.52% | 11.47% | 4.56% | 10.02% | 7.32% | 2.63% | 16.31% |
XLV State Street Health Care Select Sector SPDR ETF | 1.71% | 1.60% | 1.67% | 1.59% | 1.47% | 1.33% | 1.49% | 2.17% | 1.57% | 1.47% | 1.60% | 1.43% |
Drawdowns
SWHFX vs. XLV - Drawdown Comparison
The maximum SWHFX drawdown since its inception was -43.10%, which is greater than XLV's maximum drawdown of -39.17%. Use the drawdown chart below to compare losses from any high point for SWHFX and XLV.
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Drawdown Indicators
| SWHFX | XLV | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -43.10% | -39.17% | -3.93% |
Max Drawdown (1Y)Largest decline over 1 year | -12.25% | -10.76% | -1.49% |
Max Drawdown (5Y)Largest decline over 5 years | -19.35% | -17.11% | -2.24% |
Max Drawdown (10Y)Largest decline over 10 years | -27.28% | -28.40% | +1.12% |
Current DrawdownCurrent decline from peak | -11.81% | -8.11% | -3.70% |
Average DrawdownAverage peak-to-trough decline | -8.15% | -7.12% | -1.03% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 5.62% | 5.75% | -0.13% |
Volatility
SWHFX vs. XLV - Volatility Comparison
The current volatility for Schwab Health Care Fund™ (SWHFX) is 4.40%, while State Street Health Care Select Sector SPDR ETF (XLV) has a volatility of 4.73%. This indicates that SWHFX experiences smaller price fluctuations and is considered to be less risky than XLV based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| SWHFX | XLV | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.40% | 4.73% | -0.33% |
Volatility (6M)Calculated over the trailing 6-month period | 12.09% | 10.53% | +1.56% |
Volatility (1Y)Calculated over the trailing 1-year period | 18.18% | 17.74% | +0.44% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 14.46% | 14.56% | -0.10% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 15.92% | 16.53% | -0.61% |