SWHFX vs. FHLC
Compare and contrast key facts about Schwab Health Care Fund™ (SWHFX) and Fidelity MSCI Health Care Index ETF (FHLC).
SWHFX is managed by Charles Schwab. It was launched on Jul 2, 2000. FHLC is a passively managed fund by Fidelity that tracks the performance of the MSCI USA IMI Health Care Index. It was launched on Oct 21, 2013.
Performance
SWHFX vs. FHLC - Performance Comparison
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SWHFX vs. FHLC - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
SWHFX Schwab Health Care Fund™ | -4.90% | 9.81% | 0.10% | 0.73% | -4.66% | 23.36% | 12.83% | 17.64% | 3.68% | 20.31% |
FHLC Fidelity MSCI Health Care Index ETF | -4.97% | 15.42% | 2.48% | 2.58% | -5.55% | 20.39% | 18.13% | 21.94% | 4.71% | 23.34% |
Returns By Period
The year-to-date returns for both stocks are quite close, with SWHFX having a -4.90% return and FHLC slightly lower at -4.97%. Over the past 10 years, SWHFX has underperformed FHLC with an annualized return of 7.56%, while FHLC has yielded a comparatively higher 9.60% annualized return.
SWHFX
- 1D
- 0.46%
- 1M
- -9.48%
- YTD
- -4.90%
- 6M
- -0.66%
- 1Y
- -2.33%
- 3Y*
- 3.11%
- 5Y*
- 4.00%
- 10Y*
- 7.56%
FHLC
- 1D
- 2.28%
- 1M
- -7.46%
- YTD
- -4.97%
- 6M
- 5.95%
- 1Y
- 4.53%
- 3Y*
- 6.14%
- 5Y*
- 5.07%
- 10Y*
- 9.60%
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SWHFX vs. FHLC - Expense Ratio Comparison
SWHFX has a 0.80% expense ratio, which is higher than FHLC's 0.08% expense ratio.
Return for Risk
SWHFX vs. FHLC — Risk / Return Rank
SWHFX
FHLC
SWHFX vs. FHLC - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Schwab Health Care Fund™ (SWHFX) and Fidelity MSCI Health Care Index ETF (FHLC). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| SWHFX | FHLC | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | -0.10 | 0.26 | -0.36 |
Sortino ratioReturn per unit of downside risk | -0.01 | 0.48 | -0.49 |
Omega ratioGain probability vs. loss probability | 1.00 | 1.06 | -0.06 |
Calmar ratioReturn relative to maximum drawdown | -0.14 | 0.51 | -0.65 |
Martin ratioReturn relative to average drawdown | -0.30 | 1.08 | -1.38 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| SWHFX | FHLC | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | -0.10 | 0.26 | -0.36 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.28 | 0.34 | -0.07 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.48 | 0.57 | -0.10 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.49 | 0.61 | -0.11 |
Correlation
The correlation between SWHFX and FHLC is 0.96, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
SWHFX vs. FHLC - Dividend Comparison
SWHFX has not paid dividends to shareholders, while FHLC's dividend yield for the trailing twelve months is around 1.44%.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
SWHFX Schwab Health Care Fund™ | 0.00% | 0.00% | 9.49% | 3.60% | 4.18% | 12.52% | 11.47% | 4.56% | 10.02% | 7.32% | 2.63% | 16.31% |
FHLC Fidelity MSCI Health Care Index ETF | 1.44% | 1.40% | 1.51% | 1.40% | 1.30% | 1.16% | 1.45% | 1.18% | 1.38% | 1.38% | 1.40% | 2.07% |
Drawdowns
SWHFX vs. FHLC - Drawdown Comparison
The maximum SWHFX drawdown since its inception was -43.10%, which is greater than FHLC's maximum drawdown of -28.76%. Use the drawdown chart below to compare losses from any high point for SWHFX and FHLC.
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Drawdown Indicators
| SWHFX | FHLC | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -43.10% | -28.76% | -14.34% |
Max Drawdown (1Y)Largest decline over 1 year | -12.25% | -10.38% | -1.87% |
Max Drawdown (5Y)Largest decline over 5 years | -19.35% | -17.73% | -1.62% |
Max Drawdown (10Y)Largest decline over 10 years | -27.28% | -28.76% | +1.48% |
Current DrawdownCurrent decline from peak | -11.81% | -7.99% | -3.82% |
Average DrawdownAverage peak-to-trough decline | -8.15% | -5.16% | -2.99% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 5.62% | 5.04% | +0.58% |
Volatility
SWHFX vs. FHLC - Volatility Comparison
The current volatility for Schwab Health Care Fund™ (SWHFX) is 4.40%, while Fidelity MSCI Health Care Index ETF (FHLC) has a volatility of 5.14%. This indicates that SWHFX experiences smaller price fluctuations and is considered to be less risky than FHLC based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| SWHFX | FHLC | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.40% | 5.14% | -0.74% |
Volatility (6M)Calculated over the trailing 6-month period | 12.09% | 10.26% | +1.83% |
Volatility (1Y)Calculated over the trailing 1-year period | 18.18% | 17.61% | +0.57% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 14.46% | 14.85% | -0.39% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 15.92% | 16.82% | -0.90% |