SWHFX vs. SCHD
Compare and contrast key facts about Schwab Health Care Fund™ (SWHFX) and Schwab U.S. Dividend Equity ETF (SCHD).
SWHFX is managed by Charles Schwab. It was launched on Jul 2, 2000. SCHD is a passively managed fund by Charles Schwab that tracks the performance of the Dow Jones U.S. Dividend 100 Index. It was launched on Oct 20, 2011.
Performance
SWHFX vs. SCHD - Performance Comparison
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SWHFX vs. SCHD - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
SWHFX Schwab Health Care Fund™ | -4.90% | 9.81% | 0.10% | 0.73% | -4.66% | 23.36% | 12.83% | 17.64% | 3.68% | 20.31% |
SCHD Schwab U.S. Dividend Equity ETF | 12.79% | 4.34% | 11.66% | 4.54% | -3.26% | 29.87% | 15.03% | 27.29% | -5.56% | 20.85% |
Returns By Period
In the year-to-date period, SWHFX achieves a -4.90% return, which is significantly lower than SCHD's 12.79% return. Over the past 10 years, SWHFX has underperformed SCHD with an annualized return of 7.56%, while SCHD has yielded a comparatively higher 12.31% annualized return.
SWHFX
- 1D
- 0.46%
- 1M
- -9.48%
- YTD
- -4.90%
- 6M
- -0.66%
- 1Y
- -2.33%
- 3Y*
- 3.11%
- 5Y*
- 4.00%
- 10Y*
- 7.56%
SCHD
- 1D
- 0.66%
- 1M
- -2.61%
- YTD
- 12.79%
- 6M
- 14.49%
- 1Y
- 13.97%
- 3Y*
- 12.05%
- 5Y*
- 8.44%
- 10Y*
- 12.31%
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SWHFX vs. SCHD - Expense Ratio Comparison
SWHFX has a 0.80% expense ratio, which is higher than SCHD's 0.06% expense ratio.
Return for Risk
SWHFX vs. SCHD — Risk / Return Rank
SWHFX
SCHD
SWHFX vs. SCHD - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Schwab Health Care Fund™ (SWHFX) and Schwab U.S. Dividend Equity ETF (SCHD). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| SWHFX | SCHD | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | -0.10 | 0.89 | -1.00 |
Sortino ratioReturn per unit of downside risk | -0.01 | 1.35 | -1.36 |
Omega ratioGain probability vs. loss probability | 1.00 | 1.19 | -0.19 |
Calmar ratioReturn relative to maximum drawdown | -0.14 | 1.19 | -1.33 |
Martin ratioReturn relative to average drawdown | -0.30 | 3.99 | -4.29 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| SWHFX | SCHD | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | -0.10 | 0.89 | -1.00 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.28 | 0.59 | -0.31 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.48 | 0.74 | -0.26 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.49 | 0.84 | -0.35 |
Correlation
The correlation between SWHFX and SCHD is 0.70, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
SWHFX vs. SCHD - Dividend Comparison
SWHFX has not paid dividends to shareholders, while SCHD's dividend yield for the trailing twelve months is around 3.44%.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
SWHFX Schwab Health Care Fund™ | 0.00% | 0.00% | 9.49% | 3.60% | 4.18% | 12.52% | 11.47% | 4.56% | 10.02% | 7.32% | 2.63% | 16.31% |
SCHD Schwab U.S. Dividend Equity ETF | 3.44% | 3.82% | 3.64% | 3.49% | 3.39% | 2.78% | 3.16% | 2.98% | 3.06% | 2.63% | 2.89% | 2.97% |
Drawdowns
SWHFX vs. SCHD - Drawdown Comparison
The maximum SWHFX drawdown since its inception was -43.10%, which is greater than SCHD's maximum drawdown of -33.37%. Use the drawdown chart below to compare losses from any high point for SWHFX and SCHD.
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Drawdown Indicators
| SWHFX | SCHD | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -43.10% | -33.37% | -9.73% |
Max Drawdown (1Y)Largest decline over 1 year | -12.25% | -12.74% | +0.49% |
Max Drawdown (5Y)Largest decline over 5 years | -19.35% | -16.85% | -2.50% |
Max Drawdown (10Y)Largest decline over 10 years | -27.28% | -33.37% | +6.09% |
Current DrawdownCurrent decline from peak | -11.81% | -2.89% | -8.92% |
Average DrawdownAverage peak-to-trough decline | -8.15% | -3.34% | -4.81% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 5.62% | 3.89% | +1.73% |
Volatility
SWHFX vs. SCHD - Volatility Comparison
Schwab Health Care Fund™ (SWHFX) has a higher volatility of 4.40% compared to Schwab U.S. Dividend Equity ETF (SCHD) at 2.40%. This indicates that SWHFX's price experiences larger fluctuations and is considered to be riskier than SCHD based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| SWHFX | SCHD | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.40% | 2.40% | +2.00% |
Volatility (6M)Calculated over the trailing 6-month period | 12.09% | 7.96% | +4.13% |
Volatility (1Y)Calculated over the trailing 1-year period | 18.18% | 15.74% | +2.44% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 14.46% | 14.40% | +0.06% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 15.92% | 16.70% | -0.78% |