SWDRX vs. SCHG
Compare and contrast key facts about Schwab Target 2030 Fund (SWDRX) and Schwab U.S. Large-Cap Growth ETF (SCHG).
SWDRX is managed by Charles Schwab. It was launched on Jun 30, 2005. SCHG is a passively managed fund by Charles Schwab that tracks the performance of the Dow Jones U.S. Large-Cap Growth Total Stock Market Index. It was launched on Dec 11, 2009.
Performance
SWDRX vs. SCHG - Performance Comparison
Loading graphics...
SWDRX vs. SCHG - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
SWDRX Schwab Target 2030 Fund | -2.75% | 14.87% | 10.52% | 16.38% | -17.00% | 12.52% | 13.49% | 20.41% | -7.20% | 17.55% |
SCHG Schwab U.S. Large-Cap Growth ETF | -10.59% | 17.50% | 34.95% | 50.10% | -31.80% | 28.11% | 39.14% | 36.02% | -1.36% | 28.05% |
Returns By Period
In the year-to-date period, SWDRX achieves a -2.75% return, which is significantly higher than SCHG's -10.59% return. Over the past 10 years, SWDRX has underperformed SCHG with an annualized return of 7.79%, while SCHG has yielded a comparatively higher 16.83% annualized return.
SWDRX
- 1D
- 0.06%
- 1M
- -6.06%
- YTD
- -2.75%
- 6M
- -0.71%
- 1Y
- 11.29%
- 3Y*
- 10.72%
- 5Y*
- 5.49%
- 10Y*
- 7.79%
SCHG
- 1D
- 3.67%
- 1M
- -5.12%
- YTD
- -10.59%
- 6M
- -8.51%
- 1Y
- 16.81%
- 3Y*
- 21.91%
- 5Y*
- 12.55%
- 10Y*
- 16.83%
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
SWDRX vs. SCHG - Expense Ratio Comparison
SWDRX has a 0.00% expense ratio, which is lower than SCHG's 0.04% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
SWDRX vs. SCHG — Risk / Return Rank
SWDRX
SCHG
SWDRX vs. SCHG - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Schwab Target 2030 Fund (SWDRX) and Schwab U.S. Large-Cap Growth ETF (SCHG). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| SWDRX | SCHG | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.14 | 0.75 | +0.39 |
Sortino ratioReturn per unit of downside risk | 1.64 | 1.23 | +0.41 |
Omega ratioGain probability vs. loss probability | 1.24 | 1.17 | +0.06 |
Calmar ratioReturn relative to maximum drawdown | 1.45 | 1.03 | +0.42 |
Martin ratioReturn relative to average drawdown | 6.49 | 3.54 | +2.95 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading graphics...
Sharpe Ratios by Period
| SWDRX | SCHG | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.14 | 0.75 | +0.39 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.44 | 0.57 | -0.13 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.64 | 0.79 | -0.15 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.51 | 0.79 | -0.28 |
Correlation
The correlation between SWDRX and SCHG is 0.90, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
SWDRX vs. SCHG - Dividend Comparison
SWDRX's dividend yield for the trailing twelve months is around 8.54%, more than SCHG's 0.43% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
SWDRX Schwab Target 2030 Fund | 8.54% | 8.31% | 6.37% | 4.28% | 6.77% | 6.92% | 3.23% | 6.60% | 7.03% | 4.86% | 5.87% | 9.35% |
SCHG Schwab U.S. Large-Cap Growth ETF | 0.43% | 0.36% | 0.39% | 0.46% | 0.55% | 0.42% | 0.52% | 0.82% | 1.27% | 1.01% | 1.04% | 1.22% |
Drawdowns
SWDRX vs. SCHG - Drawdown Comparison
The maximum SWDRX drawdown since its inception was -45.34%, which is greater than SCHG's maximum drawdown of -34.59%. Use the drawdown chart below to compare losses from any high point for SWDRX and SCHG.
Loading graphics...
Drawdown Indicators
| SWDRX | SCHG | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -45.34% | -34.59% | -10.75% |
Max Drawdown (1Y)Largest decline over 1 year | -7.27% | -16.41% | +9.14% |
Max Drawdown (5Y)Largest decline over 5 years | -28.17% | -34.59% | +6.42% |
Max Drawdown (10Y)Largest decline over 10 years | -28.17% | -34.59% | +6.42% |
Current DrawdownCurrent decline from peak | -6.22% | -13.34% | +7.12% |
Average DrawdownAverage peak-to-trough decline | -6.53% | -5.22% | -1.31% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.62% | 4.78% | -3.16% |
Volatility
SWDRX vs. SCHG - Volatility Comparison
The current volatility for Schwab Target 2030 Fund (SWDRX) is 3.28%, while Schwab U.S. Large-Cap Growth ETF (SCHG) has a volatility of 6.67%. This indicates that SWDRX experiences smaller price fluctuations and is considered to be less risky than SCHG based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading graphics...
Volatility by Period
| SWDRX | SCHG | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.28% | 6.67% | -3.39% |
Volatility (6M)Calculated over the trailing 6-month period | 5.75% | 12.51% | -6.76% |
Volatility (1Y)Calculated over the trailing 1-year period | 10.03% | 22.43% | -12.40% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 12.55% | 22.32% | -9.77% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 12.25% | 21.51% | -9.26% |