SWDRX vs. VTTVX
Compare and contrast key facts about Schwab Target 2030 Fund (SWDRX) and Vanguard Target Retirement 2025 Fund (VTTVX).
SWDRX is managed by Charles Schwab. It was launched on Jun 30, 2005. VTTVX is managed by Vanguard. It was launched on Oct 27, 2003.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: SWDRX or VTTVX.
Correlation
The correlation between SWDRX and VTTVX is 0.97, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Performance
SWDRX vs. VTTVX - Performance Comparison
Key characteristics
SWDRX:
0.60
VTTVX:
0.22
SWDRX:
0.91
VTTVX:
0.34
SWDRX:
1.13
VTTVX:
1.05
SWDRX:
0.48
VTTVX:
0.12
SWDRX:
3.04
VTTVX:
0.59
SWDRX:
2.08%
VTTVX:
3.63%
SWDRX:
10.49%
VTTVX:
9.97%
SWDRX:
-45.80%
VTTVX:
-46.03%
SWDRX:
-7.14%
VTTVX:
-15.10%
Returns By Period
In the year-to-date period, SWDRX achieves a -2.55% return, which is significantly lower than VTTVX's -1.61% return. Over the past 10 years, SWDRX has underperformed VTTVX with an annualized return of 2.37%, while VTTVX has yielded a comparatively higher 2.93% annualized return.
SWDRX
-2.55%
-3.39%
-4.02%
6.46%
5.35%
2.37%
VTTVX
-1.61%
-2.65%
-7.13%
2.20%
2.36%
2.93%
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SWDRX vs. VTTVX - Expense Ratio Comparison
SWDRX has a 0.00% expense ratio, which is lower than VTTVX's 0.08% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Risk-Adjusted Performance
SWDRX vs. VTTVX — Risk-Adjusted Performance Rank
SWDRX
VTTVX
SWDRX vs. VTTVX - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Schwab Target 2030 Fund (SWDRX) and Vanguard Target Retirement 2025 Fund (VTTVX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
SWDRX vs. VTTVX - Dividend Comparison
SWDRX's dividend yield for the trailing twelve months is around 2.77%, less than VTTVX's 7.76% yield.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
SWDRX Schwab Target 2030 Fund | 2.77% | 2.70% | 2.37% | 2.08% | 2.54% | 1.60% | 2.40% | 2.70% | 2.46% | 1.72% | 2.16% | 2.34% |
VTTVX Vanguard Target Retirement 2025 Fund | 7.76% | 7.63% | 3.96% | 2.96% | 16.28% | 4.35% | 2.57% | 3.14% | 2.47% | 2.68% | 4.98% | 2.13% |
Drawdowns
SWDRX vs. VTTVX - Drawdown Comparison
The maximum SWDRX drawdown since its inception was -45.80%, roughly equal to the maximum VTTVX drawdown of -46.03%. Use the drawdown chart below to compare losses from any high point for SWDRX and VTTVX. For additional features, visit the drawdowns tool.
Volatility
SWDRX vs. VTTVX - Volatility Comparison
Schwab Target 2030 Fund (SWDRX) has a higher volatility of 6.86% compared to Vanguard Target Retirement 2025 Fund (VTTVX) at 5.58%. This indicates that SWDRX's price experiences larger fluctuations and is considered to be riskier than VTTVX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.