SWDRX vs. VTHRX
Compare and contrast key facts about Schwab Target 2030 Fund (SWDRX) and Vanguard Target Retirement 2030 Fund (VTHRX).
SWDRX is managed by Charles Schwab. It was launched on Jun 30, 2005. VTHRX is managed by Vanguard. It was launched on Jun 7, 2006.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: SWDRX or VTHRX.
Correlation
The correlation between SWDRX and VTHRX is 0.98, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Performance
SWDRX vs. VTHRX - Performance Comparison
Key characteristics
SWDRX:
1.65
VTHRX:
1.45
SWDRX:
2.31
VTHRX:
2.03
SWDRX:
1.30
VTHRX:
1.26
SWDRX:
0.99
VTHRX:
0.70
SWDRX:
8.66
VTHRX:
7.18
SWDRX:
1.51%
VTHRX:
1.60%
SWDRX:
7.95%
VTHRX:
7.94%
SWDRX:
-45.80%
VTHRX:
-49.57%
SWDRX:
-1.33%
VTHRX:
-6.38%
Returns By Period
In the year-to-date period, SWDRX achieves a 3.54% return, which is significantly higher than VTHRX's 2.72% return. Over the past 10 years, SWDRX has underperformed VTHRX with an annualized return of 3.06%, while VTHRX has yielded a comparatively higher 4.87% annualized return.
SWDRX
3.54%
0.97%
3.29%
11.77%
4.62%
3.06%
VTHRX
2.72%
0.49%
1.96%
10.20%
3.59%
4.87%
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SWDRX vs. VTHRX - Expense Ratio Comparison
SWDRX has a 0.00% expense ratio, which is lower than VTHRX's 0.08% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Risk-Adjusted Performance
SWDRX vs. VTHRX — Risk-Adjusted Performance Rank
SWDRX
VTHRX
SWDRX vs. VTHRX - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Schwab Target 2030 Fund (SWDRX) and Vanguard Target Retirement 2030 Fund (VTHRX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
SWDRX vs. VTHRX - Dividend Comparison
SWDRX's dividend yield for the trailing twelve months is around 2.61%, less than VTHRX's 2.66% yield.
TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
SWDRX Schwab Target 2030 Fund | 2.61% | 2.70% | 2.37% | 2.08% | 2.54% | 1.60% | 2.40% | 2.70% | 2.46% | 1.72% | 2.16% | 2.34% |
VTHRX Vanguard Target Retirement 2030 Fund | 2.66% | 2.73% | 2.59% | 2.05% | 2.14% | 1.63% | 2.38% | 2.49% | 1.99% | 1.97% | 2.15% | 1.92% |
Drawdowns
SWDRX vs. VTHRX - Drawdown Comparison
The maximum SWDRX drawdown since its inception was -45.80%, smaller than the maximum VTHRX drawdown of -49.57%. Use the drawdown chart below to compare losses from any high point for SWDRX and VTHRX. For additional features, visit the drawdowns tool.
Volatility
SWDRX vs. VTHRX - Volatility Comparison
The current volatility for Schwab Target 2030 Fund (SWDRX) is 1.76%, while Vanguard Target Retirement 2030 Fund (VTHRX) has a volatility of 1.96%. This indicates that SWDRX experiences smaller price fluctuations and is considered to be less risky than VTHRX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.