SPNS vs. EFOR

Last updated Jun 24, 2026

SPNS (Sapiens International Corporation N.V.) and EFOR (Everforth, Inc.) are both stocks. SPNS operates in Software - Application (Technology), while EFOR operates in Staffing & Employment Services (Industrials). At a 0.17 correlation, their price movements are largely independent.

Performance

SPNS vs. EFOR - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Sapiens International Corporation N.V. (SPNS) and Everforth, Inc. (EFOR). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

SPNS

• 1D: —
• 1M: —
• YTD: —
• 6M: —
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

EFOR

• 1D: 1.53%
• 1M: -8.21%
• YTD: -62.84%
• 6M: -63.41%
• 1Y: -63.60%
• 3Y*: -36.62%
• 5Y*: -28.79%
• 10Y*: -6.83%

*Multi-year figures are annualized to reflect compound growth (CAGR)

SPNS vs. EFOR - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
SPNS Sapiens International Corporation N.V.	0.00%	65.98%	-5.58%	59.83%	-44.74%	13.83%	33.84%	111.05%	-2.63%	-18.30%
EFOR Everforth, Inc.	-62.84%	-42.20%	-13.34%	18.03%	-33.97%	47.73%	17.70%	30.22%	-15.20%	45.54%

Correlation

The correlation between SPNS and EFOR is 0.16, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.16
Correlation (3Y) Calculated over the trailing 3-year period	0.29
Correlation (5Y) Calculated over the trailing 5-year period	0.38
Correlation (10Y) Calculated over the trailing 10-year period	0.34
Correlation (All Time) Calculated using the full available price history since Mar 5, 1998	0.17

The correlation between SPNS and EFOR shifts across timeframes, from 0.16 (1 year) to 0.38 (5 years), reflecting how their relationship changes across market environments.

Fundamentals

EPS SPNS : $1.14 EFOR : $2.26
PE Ratio SPNS : 37.99 EFOR : 7.94
PS Ratio SPNS : 4.33 EFOR : 0.20
Total Revenue (TTM) SPNS : $564.33M EFOR : $3.98B
Gross Profit (TTM) SPNS : $250.01M EFOR : $1.10B
EBITDA (TTM) SPNS : $93.46M EFOR : $446.30M

Return for Risk

SPNS vs. EFOR — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

SPNS

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

EFOR

EFOR Risk / Return Rank: 6
EFOR Sharpe Ratio Rank: 7
EFOR Sortino Ratio Rank: 11
EFOR Omega Ratio Rank: 6
EFOR Calmar Ratio Rank: 5
EFOR Martin Ratio Rank: 1

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

SPNS vs. EFOR - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Sapiens International Corporation N.V. (SPNS) and Everforth, Inc. (EFOR). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	SPNS	EFOR	Difference
Sharpe ratio: Return per unit of total volatility	—	-0.89	—
Sortino ratio: Return per unit of downside risk	—	-1.07	—
Omega ratio: Gain probability vs. loss probability	—	0.81	—
Calmar ratio: Return relative to maximum drawdown	—	-0.93	—
Martin ratio: Return relative to average drawdown	—	-2.06	—

Drawdowns

Drawdown Indicators

	SPNS	EFOR	Difference
Max Drawdown Largest peak-to-trough decline	—	-95.98%	—
Max Drawdown (1Y) Largest decline over 1 year	—	-68.82%	—
Max Drawdown (3Y) Largest decline over 3 years	—	-83.44%	—
Max Drawdown (5Y) Largest decline over 5 years	—	-86.78%	—
Max Drawdown (10Y) Largest decline over 10 years	—	-86.78%	—
Current Drawdown Current decline from peak	—	-86.36%	—
Average Drawdown Average peak-to-trough decline	—	-38.78%	—
Ulcer Index Depth and duration of drawdowns from previous peaks	—	30.88%	—

Volatility

Volatility by Period

	SPNS	EFOR	Difference
Volatility (1M) Calculated over the trailing 1-month period	—	18.84%	—
Volatility (6M) Calculated over the trailing 6-month period	—	83.28%	—
Volatility (1Y) Calculated over the trailing 1-year period	—	71.76%	—
Volatility (5Y) Calculated over the trailing 5-year period, annualized	—	43.93%	—
Volatility (10Y) Calculated over the trailing 10-year period, annualized	—	41.29%	—

Dividends

SPNS vs. EFOR - Dividend Comparison

Neither SPNS nor EFOR has paid dividends to shareholders.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
EFOR Everforth, Inc.	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
SPNS Sapiens International Corporation N.V.	0.00%	1.52%	2.12%	1.76%	3.79%	1.07%	0.46%	0.96%	1.81%	1.74%	1.39%	4.41%

Financials

SPNS vs. EFOR - Profitability Comparison

The chart below illustrates the profitability comparison between Sapiens International Corporation N.V. and Everforth, Inc. over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

SPNS - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Sapiens International Corporation N.V. reported a gross profit of 67.31M and revenue of 152.32M. Therefore, the gross margin over that period was 44.2%.

EFOR - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Everforth, Inc. reported a gross profit of 249.50M and revenue of 968.30M. Therefore, the gross margin over that period was 25.8%.

SPNS - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Sapiens International Corporation N.V. reported an operating income of 17.76M and revenue of 152.32M, resulting in an operating margin of 11.7%.

EFOR - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Everforth, Inc. reported an operating income of 40.50M and revenue of 968.30M, resulting in an operating margin of 4.2%.

SPNS - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Sapiens International Corporation N.V. reported a net income of 14.30M and revenue of 152.32M, resulting in a net margin of 9.4%.

EFOR - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Everforth, Inc. reported a net income of 5.50M and revenue of 968.30M, resulting in a net margin of 0.6%.

Frequently Asked Questions

Can I hold both SPNS and EFOR in my portfolio?

SPNS and EFOR have a correlation of 0.16, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.