SPNS vs. UL
Compare and contrast key facts about Sapiens International Corporation N.V. (SPNS) and The Unilever Group (UL).
Performance
SPNS vs. UL - Performance Comparison
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SPNS vs. UL - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
SPNS Sapiens International Corporation N.V. | 0.00% | 65.98% | -5.58% | 59.83% | -44.74% | 13.83% | 33.84% | 111.05% | -2.63% | -18.30% |
UL The Unilever Group | -12.23% | 5.96% | 20.90% | -0.17% | -2.82% | -7.61% | 9.04% | 12.88% | -2.34% | 40.15% |
Fundamentals
SPNS:
$2.45B
UL:
$125.07B
SPNS:
$1.14
UL:
$5.06
SPNS:
37.99
UL:
11.25
SPNS:
2.06
UL:
2.20
SPNS:
4.33
UL:
1.22
SPNS:
4.78
UL:
8.06
SPNS:
$564.33M
UL:
$109.27B
SPNS:
$250.01M
UL:
$90.89B
SPNS:
$93.46M
UL:
$24.12B
Returns By Period
SPNS
- 1D
- —
- 1M
- —
- YTD
- —
- 6M
- —
- 1Y
- —
- 3Y*
- —
- 5Y*
- —
- 10Y*
- —
UL
- 1D
- -5.02%
- 1M
- -22.75%
- YTD
- -12.23%
- 6M
- -13.26%
- 1Y
- -12.18%
- 3Y*
- 2.56%
- 5Y*
- 1.53%
- 10Y*
- 4.61%
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Return for Risk
SPNS vs. UL — Risk / Return Rank
SPNS
UL
SPNS vs. UL - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Sapiens International Corporation N.V. (SPNS) and The Unilever Group (UL). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.
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Sharpe Ratios by Period
| SPNS | UL | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | — | -0.57 | — |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | — | 0.07 | — |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | — | 0.22 | — |
Sharpe Ratio (All Time)Calculated using the full available price history | — | 0.39 | — |
Correlation
The correlation between SPNS and UL is 0.11, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.
Dividends
SPNS vs. UL - Dividend Comparison
SPNS's dividend yield for the trailing twelve months is around 1.52%, less than UL's 4.07% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
SPNS Sapiens International Corporation N.V. | 1.52% | 1.52% | 2.12% | 1.76% | 3.79% | 1.07% | 0.46% | 0.96% | 1.81% | 1.74% | 1.39% | 4.41% |
UL The Unilever Group | 4.07% | 3.51% | 3.29% | 3.83% | 3.57% | 3.77% | 3.07% | 3.18% | 3.49% | 2.80% | 3.42% | 3.02% |
Drawdowns
SPNS vs. UL - Drawdown Comparison
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Drawdown Indicators
| SPNS | UL | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | — | -53.55% | — |
Max Drawdown (1Y)Largest decline over 1 year | — | -23.04% | — |
Max Drawdown (5Y)Largest decline over 5 years | — | -26.59% | — |
Max Drawdown (10Y)Largest decline over 10 years | — | -30.13% | — |
Current DrawdownCurrent decline from peak | — | -23.04% | — |
Average DrawdownAverage peak-to-trough decline | — | -10.55% | — |
Ulcer IndexDepth and duration of drawdowns from previous peaks | — | 7.48% | — |
Volatility
SPNS vs. UL - Volatility Comparison
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Volatility by Period
| SPNS | UL | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | — | 7.96% | — |
Volatility (6M)Calculated over the trailing 6-month period | — | 16.64% | — |
Volatility (1Y)Calculated over the trailing 1-year period | — | 21.54% | — |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | — | 20.52% | — |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | — | 21.48% | — |
Financials
SPNS vs. UL - Financials Comparison
This section allows you to compare key financial metrics between Sapiens International Corporation N.V. and The Unilever Group. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
SPNS vs. UL - Profitability Comparison
SPNS - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Sapiens International Corporation N.V. reported a gross profit of 67.31M and revenue of 152.32M. Therefore, the gross margin over that period was 44.2%.
UL - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, The Unilever Group reported a gross profit of 0.00 and revenue of 18.38B. Therefore, the gross margin over that period was 0.0%.
SPNS - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Sapiens International Corporation N.V. reported an operating income of 17.76M and revenue of 152.32M, resulting in an operating margin of 11.7%.
UL - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, The Unilever Group reported an operating income of 4.13B and revenue of 18.38B, resulting in an operating margin of 22.5%.
SPNS - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Sapiens International Corporation N.V. reported a net income of 14.30M and revenue of 152.32M, resulting in a net margin of 9.4%.
UL - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, The Unilever Group reported a net income of 2.56B and revenue of 18.38B, resulting in a net margin of 14.0%.