Highlights
- Market Cap
- $2.45B
- Enterprise Value
- $2.43B
- EPS (TTM)
- $1.14
- PE Ratio
- 37.99
- PEG Ratio
- 2.06
- Total Revenue (TTM)
- $564.33M
- Gross Profit (TTM)
- $250.01M
- EBITDA (TTM)
- $93.46M
- Year Range
- $23.69 - $43.52
- Target Price
- $38.00
- ROA (TTM)
- 8.65%
- ROE (TTM)
- 12.53%
Share Price Chart
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Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in Sapiens International Corporation N.V., comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.
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Returns By Period
Sapiens International Corporation N.V.
- 1D
- —
- 1M
- —
- YTD
- —
- 6M
- —
- 1Y
- —
- 3Y*
- —
- 5Y*
- —
- 10Y*
- —
Benchmark (S&P 500 Index)
- 1D
- 2.91%
- 1M
- -5.09%
- YTD
- -4.63%
- 6M
- -2.39%
- 1Y
- 16.33%
- 3Y*
- 16.69%
- 5Y*
- 10.18%
- 10Y*
- 12.16%
Monthly Returns
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 1.82% | 0.80% | -1.78% | 3.78% | 4.78% | 1.92% | -6.29% | 56.51% | 0.23% | 0.12% | 0.51% | 0.42% | 65.98% |
| 2024 | -5.67% | 12.71% | 4.52% | -3.39% | 8.83% | 1.22% | 14.65% | -5.70% | 2.42% | -1.05% | -25.89% | -1.68% | -5.58% |
| 2023 | 22.62% | -9.00% | 5.33% | -6.22% | 23.40% | 7.09% | 1.28% | 11.91% | -4.88% | -10.31% | 0.90% | 12.48% | 59.83% |
| 2022 | -7.58% | -15.23% | -5.93% | -8.47% | 11.15% | -4.50% | 8.76% | -15.06% | -13.29% | 2.55% | -1.07% | -5.04% | -44.74% |
| 2021 | 6.70% | -3.92% | 1.31% | 2.96% | -11.28% | -8.50% | -4.04% | 13.21% | 0.84% | 21.37% | 1.55% | -2.88% | 13.83% |
| 2020 | 10.57% | -9.08% | -17.73% | 30.07% | -4.39% | 18.96% | 9.22% | 9.75% | -8.83% | -11.28% | 10.03% | 2.55% | 33.84% |
Benchmark Metrics
Sapiens International Corporation N.V. has an annualized alpha of 17.72%, beta of 0.65, and R² of 0.04 versus S&P 500 Index. Calculated based on daily prices since March 06, 1998.
- This stock participated in 135.60% of S&P 500 Index downside but only 120.63% of its upside — more exposed to losses than it benefited from rallies.
- Beta of 0.65 may look defensive, but with R² of 0.04 this stock is largely uncorrelated with S&P 500 Index — low beta reflects independence, not downside protection. See the Volatility section for a true picture of this stock's risk.
- R² of 0.04 means this stock moves largely independently of S&P 500 Index — capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.
- Alpha
- 17.72%
- Beta
- 0.65
- R²
- 0.04
- Upside Capture
- 120.63%
- Downside Capture
- 135.60%
Return for Risk
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for Sapiens International Corporation N.V. (SPNS) and compare them to a chosen benchmark (S&P 500 Index).
Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.
Dividends
Dividend History
Sapiens International Corporation N.V. provided a 1.52% dividend yield over the last twelve months, with an annual payout of $0.66 per share.
| Period | TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.66 | $0.57 | $0.51 | $0.70 | $0.37 | $0.14 | $0.22 | $0.20 | $0.20 | $0.20 | $0.45 |
Dividend yield | 1.52% | 2.12% | 1.76% | 3.79% | 1.07% | 0.46% | 0.96% | 1.81% | 1.74% | 1.39% | 4.41% |
Monthly Dividends
The table displays the monthly dividend distributions for Sapiens International Corporation N.V.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | $0.00 | $0.00 | $0.00 | $0.66 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.66 |
| 2024 | $0.00 | $0.00 | $0.00 | $0.28 | $0.00 | $0.00 | $0.00 | $0.29 | $0.00 | $0.00 | $0.00 | $0.00 | $0.57 |
| 2023 | $0.00 | $0.00 | $0.00 | $0.25 | $0.00 | $0.00 | $0.00 | $0.26 | $0.00 | $0.00 | $0.00 | $0.00 | $0.51 |
| 2022 | $0.00 | $0.00 | $0.00 | $0.00 | $0.47 | $0.00 | $0.00 | $0.23 | $0.00 | $0.00 | $0.00 | $0.00 | $0.70 |
| 2021 | $0.00 | $0.00 | $0.00 | $0.37 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.37 |
| 2020 | $0.00 | $0.00 | $0.00 | $0.00 | $0.14 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.14 |
Dividend Yield & Payout
Dividend Yield
Sapiens International Corporation N.V. has a dividend yield of 1.52%, which signifies it pays a smaller percentage of its stock price in dividends to its shareholders compared to other companies in the market.
Payout Ratio
Sapiens International Corporation N.V. has a payout ratio of 61.01%, which is quite average when compared to the overall market. This suggests that Sapiens International Corporation N.V. strikes a balance between reinvesting profits for growth and paying dividends to shareholders.
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Sapiens International Corporation N.V.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Sapiens International Corporation N.V. was 99.28%, occurring on Mar 5, 2009. The portfolio has not yet recovered.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -99.28% | Jan 25, 2000 | 2291 | Mar 5, 2009 | — | — | — |
| -64.19% | Apr 23, 1998 | 117 | Oct 7, 1998 | 64 | Jan 8, 1999 | 181 |
| -32.16% | Jul 16, 1999 | 32 | Aug 30, 1999 | 64 | Nov 30, 1999 | 96 |
| -21.55% | Jan 27, 1999 | 11 | Feb 10, 1999 | 104 | Jul 12, 1999 | 115 |
| -18.64% | Dec 28, 1999 | 8 | Jan 6, 2000 | 6 | Jan 14, 2000 | 14 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Financials
Financial Performance
The chart below illustrates the trends in the financial health of Sapiens International Corporation N.V. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Valuation
The Valuation section provides an overview of how Sapiens International Corporation N.V. is priced in the market compared to other companies in the Software - Application industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PE Ratio
The chart displays the Price-to-Earnings (P/E) ratio for SPNS, comparing it with other companies in the Software - Application industry. Currently, SPNS has a P/E ratio of 38.0. This P/E ratio is in line with the industry average, suggesting the stock may be fairly valued relative to its earnings.
PEG Ratio
The chart shows the Price/Earnings to Growth (PEG) ratio for SPNS compared to other companies in the Software - Application industry. SPNS currently has a PEG ratio of 2.1. This PEG ratio is higher than the industry average, which may suggest the stock is overvalued relative to its expected earnings growth.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for SPNS relative to other companies in the Software - Application industry. Currently, SPNS has a P/S ratio of 4.3. This P/S ratio is high relative to other companies in the industry. It could mean the stock is overvalued, or that investors expect strong future growth and profitability.
PB Ratio
The chart illustrates the Price-to-Book (P/B) ratio for SPNS in comparison with other companies in the Software - Application industry. Currently, SPNS has a P/B value of 4.8. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.
Income Statement
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Total Revenue | — |
Cost Of Revenue | — |
Gross Profit | — |
Operating Expenses | — |
Selling, General & Admin Expenses | — |
R&D Expenses | — |
Depreciation And Amortization | — |
Total Operating Expenses | — |
Income | — |
Income Before Tax | — |
Operating Income | — |
EBITDA | — |
EBIT | — |
Earnings From Continuing Operations | — |
Net Income | — |
Income Tax Expense | — |
Other Non-Operating Income (Expenses) | — |
Extraordinary Items | — |
Discontinued Operations | — |
Effect Of Accounting Charges | — |
Non Recurring | — |
Minority Interest | — |
Other Items | — |
Interest Income | — |
Interest Expense | — |
Net Interest Income | — |