- ISIN
- KYG7T16G1039
- CUSIP
- G7T16G103
- Sector
- Technology
- Industry
- Software - Application
- IPO Date
- May 29, 1992
Highlights
- Market Cap
- $2.45B
- Enterprise Value
- $2.43B
- EPS (TTM)
- $1.14
- PE Ratio
- 37.99
- PEG Ratio
- 2.06
- Total Revenue (TTM)
- $564.33M
- Gross Profit (TTM)
- $250.01M
- EBITDA (TTM)
- $93.46M
- Year Range
- $26.14 - $43.52
- Target Price
- $38.00
- ROA (TTM)
- 8.65%
- ROE (TTM)
- 12.53%
Share Price Chart
Loading charts...
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Performance
SPNS Performance Chart
Loading charts...
Returns By Period
Sapiens International Corporation N.V.
- 1D
- —
- 1M
- —
- YTD
- —
- 6M
- —
- 1Y
- —
- 3Y*
- —
- 5Y*
- —
- 10Y*
- —
Benchmark (S&P 500 Index)
- 1D
- -0.37%
- 1M
- -0.01%
- YTD
- 9.16%
- 6M
- 8.64%
- 1Y
- 25.22%
- 3Y*
- 19.78%
- 5Y*
- 11.99%
- 10Y*
- 13.88%
SPNS Monthly Returns History
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 1.82% | 0.80% | -1.78% | 3.78% | 4.78% | 1.92% | -6.29% | 56.51% | 0.23% | 0.12% | 0.51% | 0.42% | 65.98% |
| 2024 | -5.67% | 12.71% | 4.52% | -3.39% | 8.83% | 1.22% | 14.65% | -5.70% | 2.42% | -1.05% | -25.89% | -1.68% | -5.58% |
| 2023 | 22.62% | -9.00% | 5.33% | -6.22% | 23.40% | 7.09% | 1.28% | 11.91% | -4.88% | -10.31% | 0.90% | 12.48% | 59.83% |
| 2022 | -7.58% | -15.23% | -5.93% | -8.47% | 11.15% | -4.50% | 8.76% | -15.06% | -13.29% | 2.55% | -1.07% | -5.04% | -44.74% |
| 2021 | 6.70% | -3.92% | 1.31% | 2.96% | -11.28% | -8.50% | -4.04% | 13.21% | 0.84% | 21.37% | 1.55% | -2.88% | 13.83% |
Benchmark Metrics
Sapiens International Corporation N.V. has an annualized alpha of 17.67%, beta of 0.65, and R2 of 0.04 versus S&P 500 Index. Calculated based on daily prices since March 05, 1998.
- This stock participated in 135.60% of S&P 500 Index downside but only 120.55% of its upside - more exposed to losses than it benefited from rallies.
- Beta of 0.65 may look defensive, but with R2 of 0.04 this stock is largely uncorrelated with S&P 500 Index - low beta reflects independence, not downside protection. See the Volatility section for a true picture of this stock's risk.
- R2 of 0.04 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.
- Alpha
- 17.67%
- Beta
- 0.65
- R²
- 0.04
- Upside Capture
- 120.55%
- Downside Capture
- 135.60%
Return for Risk
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for Sapiens International Corporation N.V. (SPNS) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| SPNS | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | — | — | |
| Sortino ratioReturn per unit of downside risk | — | — | |
| Omega ratioGain probability vs. loss probability | — | 1.37 | — |
| Calmar ratioReturn relative to maximum drawdown | — | 2.78 | — |
| Martin ratioReturn relative to average drawdown | — | 12.44 | — |
Dividends
Dividend History
Sapiens International Corporation N.V. provided a 0.00% dividend yield over the last twelve months, with an annual payout of $0.00 per share.
| Period | TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.00 | $0.57 | $0.51 | $0.70 | $0.37 | $0.14 | $0.22 | $0.20 | $0.20 | $0.20 | $0.45 |
Dividend yield | 0.00% | 2.12% | 1.76% | 3.79% | 1.07% | 0.46% | 0.96% | 1.81% | 1.74% | 1.39% | 4.41% |
Monthly Dividends
The table displays the monthly dividend distributions for Sapiens International Corporation N.V.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | $0.00 | $0.00 | $0.00 | $0.66 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.66 |
| 2024 | $0.00 | $0.00 | $0.00 | $0.28 | $0.00 | $0.00 | $0.00 | $0.29 | $0.00 | $0.00 | $0.00 | $0.00 | $0.57 |
| 2023 | $0.00 | $0.00 | $0.00 | $0.25 | $0.00 | $0.00 | $0.00 | $0.26 | $0.00 | $0.00 | $0.00 | $0.00 | $0.51 |
| 2022 | $0.00 | $0.00 | $0.00 | $0.00 | $0.47 | $0.00 | $0.00 | $0.23 | $0.00 | $0.00 | $0.00 | $0.00 | $0.70 |
| 2021 | $0.00 | $0.00 | $0.00 | $0.37 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.37 |
| 2020 | $0.00 | $0.00 | $0.00 | $0.00 | $0.14 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.14 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Loading charts...
Worst Drawdowns
The table below displays the maximum drawdowns of the Sapiens International Corporation N.V.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Sapiens International Corporation N.V. was 99.28%, occurring on Mar 5, 2009. The portfolio has not yet recovered.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
Financial crisis2007–2009 | -99.28%Mar 2009 | 9y 1mo | — | 26y 5moJan 2000 - now |
1998 bear market1998 | -64.19%Oct 1998 | 5mo 17d | 3mo 3d | 8mo 20dApr 1998 - Jan 1999 |
1999 bear market1999 | -32.16%Aug 1999 | 1mo 15d | 3mo 2d | 4mo 17dJul 1999 - Nov 1999 |
1999 bear market1999 | -21.55%Apr 1999 | 2mo 16d | 3mo | 5mo 16dJan 1999 - Jul 1999 |
2000 correction2000 | -18.64%Jan 2000 | 9d | 8d | 17dDec 1999 - Jan 2000 |
Drawdown Indicators
| SPNS | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | — | -56.78% | — |
Max Drawdown (1Y)Largest decline over 1 year | — | -9.10% | — |
Max Drawdown (3Y)Largest decline over 3 years | — | -18.90% | — |
Max Drawdown (5Y)Largest decline over 5 years | — | -25.43% | — |
Max Drawdown (10Y)Largest decline over 10 years | — | -33.92% | — |
Current DrawdownCurrent decline from peak | — | -1.80% | — |
Average DrawdownAverage peak-to-trough decline | — | -10.71% | — |
Ulcer IndexDepth and duration of drawdowns from previous peaks | — | 2.03% | — |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
Loading charts...
Financials
Financial Performance
The chart below illustrates the trends in the financial health of Sapiens International Corporation N.V. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Valuation
The Valuation section provides an overview of how Sapiens International Corporation N.V. is priced in the market compared to other companies in the Software - Application industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PE Ratio
The chart displays the Price-to-Earnings (P/E) ratio for SPNS, comparing it with other companies in the Software - Application industry. Currently, SPNS has a P/E ratio of 38.0. This P/E ratio is significantly higher than those of industry peers. This could indicate that the stock is overvalued or that investors expect strong future growth.
PEG Ratio
The chart shows the Price/Earnings to Growth (PEG) ratio for SPNS compared to other companies in the Software - Application industry. SPNS currently has a PEG ratio of 2.1. This PEG ratio is higher than the industry average, which may suggest the stock is overvalued relative to its expected earnings growth.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for SPNS relative to other companies in the Software - Application industry. Currently, SPNS has a P/S ratio of 4.3. This P/S ratio is high relative to other companies in the industry. It could mean the stock is overvalued, or that investors expect strong future growth and profitability.
PB Ratio
The chart illustrates the Price-to-Book (P/B) ratio for SPNS in comparison with other companies in the Software - Application industry. Currently, SPNS has a P/B value of 4.8. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.
Income Statement
| TTM | |
|---|---|
Revenue | — |
Total Revenue | — |
Cost Of Revenue | — |
Gross Profit | — |
Operating Expenses | — |
Selling, General & Admin Expenses | — |
R&D Expenses | — |
Depreciation And Amortization | — |
Total Operating Expenses | — |
Income | — |
Income Before Tax | — |
Operating Income | — |
EBITDA | — |
EBIT | — |
Earnings From Continuing Operations | — |
Net Income | — |
Income Tax Expense | — |
Other Non-Operating Income (Expenses) | — |
Extraordinary Items | — |
Discontinued Operations | — |
Effect Of Accounting Charges | — |
Non Recurring | — |
Minority Interest | — |
Other Items | — |
Interest Income | — |
Interest Expense | — |
Net Interest Income | — |
Build a portfolio with SPNS
Add Sapiens International Corporation N.V. to a portfolio and analyze allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Analyzer with SPNS