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SNXFX vs. VTI
Performance
Return for Risk
Drawdowns
Volatility
Dividends

SNXFX vs. VTI

Last updated Jun 4, 2026

SNXFX (Schwab 1000 Index Fund) and VTI (Vanguard Total Stock Market ETF) are both Large Cap Blend Equities funds - SNXFX tracks the Schwab 1000 Index while VTI tracks the CRSP US Total Market Index. Both are passively managed. Over the past 10 years, SNXFX returned 15.29%/yr vs 15.05%/yr for VTI. With a 0.99 correlation, they move nearly in lockstep. SNXFX charges 0.05%/yr vs 0.03%/yr for VTI.

Performance

SNXFX vs. VTI - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Schwab 1000 Index Fund (SNXFX) and Vanguard Total Stock Market ETF (VTI). The values are adjusted to include any dividend payments, if applicable.

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Returns By Period

In the year-to-date period, SNXFX achieves a 11.89% return, which is significantly higher than VTI's 11.20% return. Both investments have delivered pretty close results over the past 10 years, with SNXFX having a 15.29% annualized return and VTI not far behind at 15.05%.

SNXFX

1D
0.25%
1M
5.85%
YTD
11.89%
6M
11.81%
1Y
28.65%
3Y*
22.58%
5Y*
13.51%
10Y*
15.29%

VTI

1D
-0.72%
1M
4.99%
YTD
11.20%
6M
11.09%
1Y
28.18%
3Y*
22.07%
5Y*
12.69%
10Y*
15.05%
*Multi-year figures are annualized to reflect compound growth (CAGR)

SNXFX vs. VTI - Yearly Performance Comparison

2026 (YTD)202520242023202220212020201920182017
SNXFX
Schwab 1000 Index Fund		11.89%17.23%24.46%26.53%-19.46%26.10%20.71%31.43%-5.04%21.71%
VTI
Vanguard Total Stock Market ETF		11.20%17.10%23.81%26.05%-19.52%25.68%21.08%30.67%-5.23%21.21%

Correlation

The correlation between SNXFX and VTI is 0.99 - these two move nearly in lockstep. At this level, holding both provides almost no diversification benefit. If you already own one, adding the other does little to reduce portfolio risk.

Correlation
Correlation (1Y)
Calculated over the trailing 1-year period

1.00

Correlation (3Y)
Calculated over the trailing 3-year period

0.99

Correlation (5Y)
Calculated over the trailing 5-year period

0.99

Correlation (10Y)
Calculated over the trailing 10-year period

0.99

Correlation (All Time)
Calculated using the full available price history since Jun 1, 2001

0.99

The correlation between SNXFX and VTI has been stable across timeframes, ranging from 0.99 to 0.99 - a consistent structural relationship.

SNXFX vs. VTI - Sectors Allocation Comparison

Sectors
SNXFX
VTI

Technology

34.6%
33.5%

Financial Services

11.9%
12.0%

Communication Services

10.6%
10.3%

Consumer Cyclical

10.1%
10.0%

Industrials

9.4%
9.8%

Healthcare

8.7%
9.2%

Consumer Defensive

4.7%
4.7%

Energy

3.6%
3.7%

Utilities

2.3%
2.3%

Real Estate

2.2%
2.4%

Basic Materials

2.0%
2.0%

Technology

SNXFX
34.6%
VTI
33.5%

Financial Services

SNXFX
11.9%
VTI
12.0%

Communication Services

SNXFX
10.6%
VTI
10.3%

Consumer Cyclical

SNXFX
10.1%
VTI
10.0%

Industrials

SNXFX
9.4%
VTI
9.8%

Healthcare

SNXFX
8.7%
VTI
9.2%

Consumer Defensive

SNXFX
4.7%
VTI
4.7%

Energy

SNXFX
3.6%
VTI
3.7%

Utilities

SNXFX
2.3%
VTI
2.3%

Real Estate

SNXFX
2.2%
VTI
2.4%

Basic Materials

SNXFX
2.0%
VTI
2.0%

Compare stocks, funds, or ETFs

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.

Schwab 1000 Index Fund

Vanguard Total Stock Market ETF

Often compared with SNXFX:
SNXFX vs. SWPPXSNXFX vs. SWTSXSNXFX vs. VOOSNXFX vs. FSKAXSNXFX vs. SWAGXSNXFX vs. FEMKXSNXFX vs. FLCPX
Often compared with VTI:
VTI vs. VOOVTI vs. VXUSVTI vs. SPYVTI vs. VTVTI vs. SCHDVTI vs. FZROXVTI vs. QQQ

Return for Risk

SNXFX vs. VTI — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.
SNXFX
SNXFX Risk / Return Rank: 7070
Overall Rank
SNXFX Sharpe Ratio Rank: 7070
Sharpe Ratio Rank
SNXFX Sortino Ratio Rank: 6363
Sortino Ratio Rank
SNXFX Omega Ratio Rank: 6262
Omega Ratio Rank
SNXFX Calmar Ratio Rank: 7373
Calmar Ratio Rank
SNXFX Martin Ratio Rank: 8181
Martin Ratio Rank
VTI
VTI Risk / Return Rank: 6868
Overall Rank
VTI Sharpe Ratio Rank: 6969
Sharpe Ratio Rank
VTI Sortino Ratio Rank: 6868
Sortino Ratio Rank
VTI Omega Ratio Rank: 6767
Omega Ratio Rank
VTI Calmar Ratio Rank: 6262
Calmar Ratio Rank
VTI Martin Ratio Rank: 7575
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

SNXFX vs. VTI - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Schwab 1000 Index Fund (SNXFX) and Vanguard Total Stock Market ETF (VTI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

SNXFXVTIDifference
Sharpe ratioReturn per unit of total volatility
2.44
2.33

+0.12

Sortino ratioReturn per unit of downside risk
3.32
3.18

+0.13

Omega ratioGain probability vs. loss probability

1.44

1.42

+0.02

Calmar ratioReturn relative to maximum drawdown

3.31

3.17

+0.14

Martin ratioReturn relative to average drawdown

15.28

14.62

+0.66

Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

SNXFX vs. VTI - Sharpe Ratio Comparison

The current SNXFX Sharpe Ratio is 2.44, which is comparable to the VTI Sharpe Ratio of 2.33. The chart below compares the historical Sharpe Ratios of SNXFX and VTI, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

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Sharpe Ratios by Period

SNXFXVTIDifference

Sharpe Ratio (1Y)

Calculated over the trailing 1-year period

2.44

2.33

+0.12

Sharpe Ratio (5Y)

Calculated over the trailing 5-year period

0.78

0.73

+0.05

Sharpe Ratio (10Y)

Calculated over the trailing 10-year period

0.82

0.82

-0.01

Sharpe Ratio (All Time)

Calculated using the full available price history

0.58

0.51

+0.08

Drawdowns

SNXFX vs. VTI - Drawdown Comparison

The maximum SNXFX drawdown since its inception was -55.08%, roughly equal to the maximum VTI drawdown of -55.45%. Use the drawdown chart below to compare losses from any high point for SNXFX and VTI.

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Drawdown Indicators

SNXFXVTIDifference

Max Drawdown

Largest peak-to-trough decline

-55.08%

-55.45%

+0.37%

Max Drawdown (1Y)

Largest decline over 1 year

-8.94%

-8.92%

-0.02%

Max Drawdown (3Y)

Largest decline over 3 years

-19.21%

-19.30%

+0.09%

Max Drawdown (5Y)

Largest decline over 5 years

-25.36%

-25.36%

0.00%

Max Drawdown (10Y)

Largest decline over 10 years

-34.58%

-35.00%

+0.42%

Current Drawdown

Current decline from peak

0.00%

-0.72%

+0.72%

Average Drawdown

Average peak-to-trough decline

-8.76%

-8.03%

-0.73%

Ulcer Index

Depth and duration of drawdowns from previous peaks

1.93%

1.93%

0.00%

Volatility

SNXFX vs. VTI - Volatility Comparison

Schwab 1000 Index Fund (SNXFX) and Vanguard Total Stock Market ETF (VTI) have volatilities of 2.87% and 2.96%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.

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Volatility by Period

SNXFXVTIDifference

Volatility (1M)

Calculated over the trailing 1-month period

2.87%

2.96%

-0.09%

Volatility (6M)

Calculated over the trailing 6-month period

9.13%

9.13%

0.00%

Volatility (1Y)

Calculated over the trailing 1-year period

12.12%

12.17%

-0.05%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

17.31%

17.40%

-0.09%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

18.73%

18.30%

+0.43%

SNXFX vs. VTI - Expense Ratio Comparison

SNXFX has a 0.05% expense ratio, which is higher than VTI's 0.03% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.

Dividends

SNXFX vs. VTI - Dividend Comparison

SNXFX's dividend yield for the trailing twelve months is around 1.30%, more than VTI's 1.01% yield.

PositionTTM20252024202320222021202020192018201720162015
SNXFX
Schwab 1000 Index Fund		1.30%1.45%1.23%1.41%1.61%1.74%2.76%3.01%6.49%4.23%3.41%6.31%
VTI
Vanguard Total Stock Market ETF		1.01%1.12%1.27%1.44%1.66%1.21%1.42%1.78%2.04%1.71%1.92%1.98%

Frequently Asked Questions

With a correlation of 0.99, SNXFX and VTI move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.

VTI has higher volatility (2.96%) compared to SNXFX (2.87%). In terms of maximum drawdown, SNXFX dropped -55.08% vs VTI's -55.45%.

SNXFX currently has the higher Sharpe Ratio (2.44 vs 2.33), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.

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