SNXFX vs. VTI
SNXFX (Schwab 1000 Index Fund) and VTI (Vanguard Total Stock Market ETF) are both Large Cap Blend Equities funds - SNXFX tracks the Schwab 1000 Index while VTI tracks the CRSP US Total Market Index. Both are passively managed. Over the past 10 years, SNXFX returned 14.79%/yr vs 14.66%/yr for VTI. Their 0.99 correlation means they have historically moved very closely together. SNXFX charges 0.05%/yr vs 0.03%/yr for VTI.
Performance
SNXFX vs. VTI - Performance Comparison
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Returns By Period
In the year-to-date period, SNXFX achieves a 10.31% return, which is significantly lower than VTI's 12.18% return. Both investments have delivered pretty close results over the past 10 years, with SNXFX having a 14.79% annualized return and VTI not far behind at 14.66%.
SNXFX
- 1D
- 0.63%
- 1M
- -0.06%
- 6M
- 8.15%
- YTD
- 10.31%
- 1Y
- 21.18%
- 3Y*
- 19.16%
- 5Y*
- 12.04%
- 10Y*
- 14.79%
- ALL TIME*
- 10.60%
VTI
- 1D
- 1.53%
- 1M
- 1.38%
- 6M
- 9.81%
- YTD
- 12.18%
- 1Y
- 23.70%
- 3Y*
- 20.38%
- 5Y*
- 12.06%
- 10Y*
- 14.66%
- ALL TIME*
- 9.64%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $0.00 | $0.00 | $0.00 | |
| $1.08B | $1.16B | $1.24B |
SNXFX vs. VTI - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
SNXFX Schwab 1000 Index Fund | 10.31% | 17.23% | 24.46% | 26.53% | -19.46% | 26.10% | 20.71% | 31.43% | -5.04% | 21.71% |
VTI Vanguard Total Stock Market ETF | 12.18% | 17.10% | 23.81% | 26.05% | -19.52% | 25.68% | 21.08% | 30.67% | -5.23% | 21.21% |
Correlation
The correlation between SNXFX and VTI is 0.99 - they have historically moved very closely together. At this level, their price movements offset little of one another.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.99 |
Correlation (3Y) Balances recent behavior with more history. | 0.99 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.99 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.99 |
Correlation (All Time) Calculated using the full available price history since May 31, 2001 | 0.99 |
The correlation between SNXFX and VTI has been stable across timeframes, ranging from 0.99 to 0.99 - a consistent structural relationship.
SNXFX vs. VTI - Sectors Allocation Comparison
Sectors
SNXFX
VTI
Technology
Financial Services
Industrials
Consumer Cyclical
Communication Services
Healthcare
Consumer Defensive
Energy
Utilities
Real Estate
Basic Materials
Technology
SNXFX
VTI
Financial Services
SNXFX
VTI
Industrials
SNXFX
VTI
Consumer Cyclical
SNXFX
VTI
Communication Services
SNXFX
VTI
Healthcare
SNXFX
VTI
Consumer Defensive
SNXFX
VTI
Energy
SNXFX
VTI
Utilities
SNXFX
VTI
Real Estate
SNXFX
VTI
Basic Materials
SNXFX
VTI
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Return for Risk
SNXFX vs. VTI — Risk / Return Rank
SNXFX
VTI
SNXFX vs. VTI - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Schwab 1000 Index Fund (SNXFX) and Vanguard Total Stock Market ETF (VTI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| SNXFX | VTI | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.35 | ||
| Sortino ratioReturn per unit of downside risk | -0.47 | ||
| Omega ratioGain probability vs. loss probability | 1.26 | 1.32 | -0.06 |
| Calmar ratioReturn relative to maximum drawdown | 2.16 | 2.67 | -0.51 |
| Martin ratioReturn relative to average drawdown | 9.24 | 11.50 | -2.26 |
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Drawdowns
SNXFX vs. VTI - Drawdown Comparison
The maximum SNXFX drawdown since its inception was -55.08%, roughly equal to the maximum VTI drawdown of -55.45%. Use the drawdown chart below to compare losses from any high point for SNXFX and VTI.
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Drawdown Indicators
| SNXFX | VTI | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -55.08% | -55.45% | +0.37% |
Max Drawdown (1Y)Largest decline over 1 year | -8.94% | -8.92% | -0.02% |
Max Drawdown (3Y)Largest decline over 3 years | -19.21% | -19.30% | +0.09% |
Max Drawdown (5Y)Largest decline over 5 years | -25.36% | -25.36% | 0.00% |
Max Drawdown (10Y)Largest decline over 10 years | -34.58% | -35.00% | +0.42% |
Current DrawdownCurrent decline from peak | -1.41% | 0.00% | -1.41% |
Average DrawdownAverage peak-to-trough decline | -8.72% | -7.98% | -0.74% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.09% | 2.07% | +0.02% |
Volatility
SNXFX vs. VTI - Volatility Comparison
The current volatility for Schwab 1000 Index Fund (SNXFX) is 3.47%, while Vanguard Total Stock Market ETF (VTI) has a volatility of 3.78%. This indicates that SNXFX experiences smaller price fluctuations and is considered to be less risky than VTI based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| SNXFX | VTI | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.47% | 3.78% | -0.31% |
Volatility (6M)Calculated over the trailing 6-month period | 10.27% | 10.33% | -0.06% |
Volatility (1Y)Calculated over the trailing 1-year period | 13.12% | 13.08% | +0.04% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 17.42% | 17.53% | -0.11% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 18.74% | 18.31% | +0.43% |
SNXFX vs. VTI - Expense Ratio Comparison
SNXFX has a 0.05% expense ratio, which is higher than VTI's 0.03% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Dividends
SNXFX vs. VTI - Dividend Comparison
SNXFX's dividend yield for the trailing twelve months is around 1.32%, more than VTI's 1.04% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
SNXFX Schwab 1000 Index Fund | 1.32% | 1.45% | 1.23% | 1.41% | 1.61% | 1.74% | 2.76% | 3.01% | 6.49% | 4.23% | 3.41% | 6.31% |
VTI Vanguard Total Stock Market ETF | 1.04% | 1.12% | 1.27% | 1.44% | 1.66% | 1.21% | 1.42% | 1.78% | 2.04% | 1.71% | 1.92% | 1.98% |
Frequently Asked Questions
With a correlation of 0.99, SNXFX and VTI move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.
VTI has higher volatility (3.78%) compared to SNXFX (3.47%). In terms of maximum drawdown, SNXFX dropped -55.08% vs VTI's -55.45%.
VTI currently has the higher Sharpe Ratio (1.82 vs 1.47), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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