SFPAX vs. FIKBX
Compare and contrast key facts about Saratoga Financial Service Fund (SFPAX) and Fidelity Advisor Financial Services Fund Class Z (FIKBX).
SFPAX is managed by BlackRock. It was launched on Aug 1, 2000. FIKBX is managed by BlackRock. It was launched on Oct 2, 2018.
Performance
SFPAX vs. FIKBX - Performance Comparison
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SFPAX vs. FIKBX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | |
|---|---|---|---|---|---|---|---|---|---|
SFPAX Saratoga Financial Service Fund | 0.00% | 7.00% | 26.05% | 10.58% | -14.36% | 31.17% | -5.81% | 29.63% | -13.46% |
FIKBX Fidelity Advisor Financial Services Fund Class Z | -7.25% | 15.36% | 32.80% | 14.47% | -8.58% | 33.43% | 0.18% | 34.31% | -11.43% |
Returns By Period
SFPAX
- 1D
- 0.00%
- 1M
- 0.00%
- YTD
- 0.00%
- 6M
- -0.90%
- 1Y
- 6.89%
- 3Y*
- 16.47%
- 5Y*
- 7.29%
- 10Y*
- 9.11%
FIKBX
- 1D
- 2.32%
- 1M
- -3.90%
- YTD
- -7.25%
- 6M
- -2.46%
- 1Y
- 7.21%
- 3Y*
- 19.99%
- 5Y*
- 10.62%
- 10Y*
- —
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SFPAX vs. FIKBX - Expense Ratio Comparison
SFPAX has a 3.81% expense ratio, which is higher than FIKBX's 0.64% expense ratio.
Return for Risk
SFPAX vs. FIKBX — Risk / Return Rank
SFPAX
FIKBX
SFPAX vs. FIKBX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Saratoga Financial Service Fund (SFPAX) and Fidelity Advisor Financial Services Fund Class Z (FIKBX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| SFPAX | FIKBX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.43 | 0.34 | +0.08 |
Sortino ratioReturn per unit of downside risk | 0.68 | 0.60 | +0.09 |
Omega ratioGain probability vs. loss probability | 1.13 | 1.09 | +0.04 |
Calmar ratioReturn relative to maximum drawdown | 0.57 | 0.57 | +0.01 |
Martin ratioReturn relative to average drawdown | 2.51 | 1.76 | +0.75 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| SFPAX | FIKBX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.43 | 0.34 | +0.08 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.39 | 0.51 | -0.12 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.41 | — | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.14 | 0.47 | -0.33 |
Correlation
The correlation between SFPAX and FIKBX is 0.96, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
SFPAX vs. FIKBX - Dividend Comparison
SFPAX has not paid dividends to shareholders, while FIKBX's dividend yield for the trailing twelve months is around 7.67%.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | |
|---|---|---|---|---|---|---|---|---|---|
SFPAX Saratoga Financial Service Fund | 0.00% | 0.00% | 5.91% | 5.05% | 5.71% | 5.03% | 4.18% | 7.10% | 22.58% |
FIKBX Fidelity Advisor Financial Services Fund Class Z | 7.67% | 7.11% | 5.04% | 2.48% | 6.20% | 4.43% | 2.78% | 1.59% | 4.47% |
Drawdowns
SFPAX vs. FIKBX - Drawdown Comparison
The maximum SFPAX drawdown since its inception was -71.98%, which is greater than FIKBX's maximum drawdown of -45.95%. Use the drawdown chart below to compare losses from any high point for SFPAX and FIKBX.
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Drawdown Indicators
| SFPAX | FIKBX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -71.98% | -45.95% | -26.03% |
Max Drawdown (1Y)Largest decline over 1 year | -13.17% | -14.41% | +1.24% |
Max Drawdown (5Y)Largest decline over 5 years | -27.51% | -24.82% | -2.69% |
Max Drawdown (10Y)Largest decline over 10 years | -45.64% | — | — |
Current DrawdownCurrent decline from peak | -2.65% | -10.05% | +7.40% |
Average DrawdownAverage peak-to-trough decline | -21.06% | -8.17% | -12.89% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 3.13% | 4.65% | -1.52% |
Volatility
SFPAX vs. FIKBX - Volatility Comparison
The current volatility for Saratoga Financial Service Fund (SFPAX) is 0.00%, while Fidelity Advisor Financial Services Fund Class Z (FIKBX) has a volatility of 5.10%. This indicates that SFPAX experiences smaller price fluctuations and is considered to be less risky than FIKBX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| SFPAX | FIKBX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 0.00% | 5.10% | -5.10% |
Volatility (6M)Calculated over the trailing 6-month period | 6.73% | 12.65% | -5.92% |
Volatility (1Y)Calculated over the trailing 1-year period | 17.59% | 21.23% | -3.64% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 19.06% | 20.81% | -1.75% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 22.67% | 26.15% | -3.48% |