Saratoga Financial Service Fund (SFPAX)
The fund will normally invest at least 80% of its total assets in U.S. and foreign equity securities issued by financial services companies, regardless of their stock market value (or "market capitalization"). Equity securities include common stocks, securities convertible into common stocks, preferred stocks and warrants. Up to 20% of the Portfolio's total assets may be invested in U.S. and foreign securities outside of financial companies.
Fund Info
US8034316591
803431659
Aug 1, 2000
$250
Large-Cap
Value
Expense Ratio
SFPAX has a high expense ratio of 3.81%, indicating higher-than-average management fees.
Share Price Chart
Loading data...
Compare to other instruments
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in Saratoga Financial Service Fund, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.
Returns By Period
Saratoga Financial Service Fund had a return of 4.76% year-to-date (YTD) and 20.45% in the last 12 months. Over the past 10 years, Saratoga Financial Service Fund had an annualized return of 2.33%, while the S&P 500 had an annualized return of 11.26%, indicating that Saratoga Financial Service Fund did not perform as well as the benchmark.
SFPAX
4.76%
0.28%
10.68%
20.45%
3.94%
2.33%
^GSPC (Benchmark)
4.01%
1.13%
9.82%
22.80%
12.93%
11.26%
Monthly Returns
The table below presents the monthly returns of SFPAX, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 5.93% | 4.76% | |||||||||||
| 2024 | 1.62% | 4.33% | 4.37% | -4.40% | 2.52% | -1.07% | 5.62% | 3.48% | 0.40% | 2.95% | 11.09% | -11.45% | 19.24% |
| 2023 | 8.03% | -2.48% | -10.39% | 1.80% | -4.68% | 6.91% | 5.71% | -3.53% | -2.68% | -3.13% | 10.47% | 0.94% | 4.99% |
| 2022 | 0.99% | -1.56% | -1.88% | -9.30% | 2.90% | -11.27% | 6.72% | -1.95% | -8.05% | 11.42% | 5.13% | -10.94% | -18.93% |
| 2021 | -1.48% | 11.37% | 6.06% | 6.67% | 4.46% | -3.42% | -0.79% | 4.96% | -2.27% | 5.70% | -5.21% | -2.22% | 24.88% |
| 2020 | -3.11% | -11.60% | -21.82% | 9.30% | 2.58% | 0.59% | 2.21% | 3.60% | -4.73% | -0.58% | 17.18% | 1.75% | -9.68% |
| 2019 | 9.79% | 3.17% | -3.67% | 8.60% | -7.92% | 6.27% | 1.85% | -7.15% | 4.28% | 0.94% | 5.11% | -0.66% | 20.51% |
| 2018 | 5.33% | -2.61% | -3.55% | -0.54% | -0.63% | -2.54% | 2.89% | 1.63% | -3.30% | -6.36% | 2.07% | -28.06% | -33.75% |
| 2017 | -0.53% | 5.01% | -3.04% | -1.26% | -1.17% | 6.86% | 1.40% | -1.98% | 5.15% | 2.21% | 4.23% | 1.44% | 19.28% |
| 2016 | -8.77% | -3.60% | 6.93% | 2.85% | 2.27% | -3.82% | 3.07% | 3.98% | -2.75% | 0.86% | 11.08% | 3.51% | 14.98% |
| 2015 | -8.42% | 6.58% | -1.05% | 0.59% | 1.52% | -0.23% | 1.39% | -6.96% | -3.68% | 5.60% | 1.81% | -2.84% | -6.60% |
| 2014 | -5.36% | 3.09% | 2.25% | -1.47% | 0.99% | 1.96% | -1.81% | 3.68% | -0.83% | 1.79% | 2.22% | 0.69% | 7.06% |
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of SFPAX is 60, indicating average performance compared to other mutual funds on our website. Here’s a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
The charts below present risk-adjusted performance metrics for Saratoga Financial Service Fund (SFPAX) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.
Dividends
Dividend History
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the Saratoga Financial Service Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Saratoga Financial Service Fund was 77.50%, occurring on Mar 9, 2009. The portfolio has not yet recovered.
The current Saratoga Financial Service Fund drawdown is 28.23%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -77.5% | Dec 18, 2006 | 556 | Mar 9, 2009 | — | — | — |
| -31.58% | Dec 29, 2000 | 546 | Mar 11, 2003 | 203 | Dec 30, 2003 | 749 |
| -14.84% | Mar 8, 2004 | 106 | Aug 6, 2004 | 72 | Nov 17, 2004 | 178 |
| -11.37% | Dec 31, 2004 | 78 | Apr 22, 2005 | 50 | Jul 5, 2005 | 128 |
| -10.72% | Apr 20, 2006 | 39 | Jun 14, 2006 | 83 | Oct 12, 2006 | 122 |
Volatility
Volatility Chart
The current Saratoga Financial Service Fund volatility is 2.95%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.