SFPAX vs. FAFCX
Compare and contrast key facts about Saratoga Financial Service Fund (SFPAX) and Fidelity Advisor Financial Services Fund Class C (FAFCX).
SFPAX is managed by BlackRock. It was launched on Aug 1, 2000. FAFCX is managed by BlackRock. It was launched on Nov 3, 1997.
Performance
SFPAX vs. FAFCX - Performance Comparison
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SFPAX vs. FAFCX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
SFPAX Saratoga Financial Service Fund | 0.00% | 7.00% | 26.05% | 10.58% | -14.36% | 31.17% | -5.81% | 29.63% | -19.23% | 19.28% |
FAFCX Fidelity Advisor Financial Services Fund Class C | -7.51% | 14.05% | 37.55% | 13.19% | -9.63% | 31.91% | -1.00% | 32.80% | -16.73% | 19.64% |
Returns By Period
Over the past 10 years, SFPAX has underperformed FAFCX with an annualized return of 9.11%, while FAFCX has yielded a comparatively higher 12.13% annualized return.
SFPAX
- 1D
- 0.00%
- 1M
- 0.00%
- YTD
- 0.00%
- 6M
- -0.90%
- 1Y
- 6.89%
- 3Y*
- 16.47%
- 5Y*
- 7.29%
- 10Y*
- 9.11%
FAFCX
- 1D
- 2.33%
- 1M
- -3.99%
- YTD
- -7.51%
- 6M
- -3.01%
- 1Y
- 5.98%
- 3Y*
- 20.48%
- 5Y*
- 10.39%
- 10Y*
- 12.13%
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SFPAX vs. FAFCX - Expense Ratio Comparison
SFPAX has a 3.81% expense ratio, which is higher than FAFCX's 1.79% expense ratio.
Return for Risk
SFPAX vs. FAFCX — Risk / Return Rank
SFPAX
FAFCX
SFPAX vs. FAFCX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Saratoga Financial Service Fund (SFPAX) and Fidelity Advisor Financial Services Fund Class C (FAFCX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| SFPAX | FAFCX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.43 | 0.28 | +0.14 |
Sortino ratioReturn per unit of downside risk | 0.68 | 0.52 | +0.16 |
Omega ratioGain probability vs. loss probability | 1.13 | 1.08 | +0.05 |
Calmar ratioReturn relative to maximum drawdown | 0.57 | 0.48 | +0.09 |
Martin ratioReturn relative to average drawdown | 2.51 | 1.46 | +1.05 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| SFPAX | FAFCX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.43 | 0.28 | +0.14 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.39 | 0.50 | -0.11 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.41 | 0.51 | -0.11 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.14 | 0.26 | -0.12 |
Correlation
The correlation between SFPAX and FAFCX is 0.95, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
SFPAX vs. FAFCX - Dividend Comparison
SFPAX has not paid dividends to shareholders, while FAFCX's dividend yield for the trailing twelve months is around 7.21%.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
SFPAX Saratoga Financial Service Fund | 0.00% | 0.00% | 5.91% | 5.05% | 5.71% | 5.03% | 4.18% | 7.10% | 22.58% | 0.00% | 0.00% | 0.00% |
FAFCX Fidelity Advisor Financial Services Fund Class C | 7.21% | 6.67% | 9.04% | 1.58% | 5.50% | 3.78% | 1.85% | 0.45% | 3.33% | 0.00% | 0.01% | 0.28% |
Drawdowns
SFPAX vs. FAFCX - Drawdown Comparison
The maximum SFPAX drawdown since its inception was -71.98%, smaller than the maximum FAFCX drawdown of -76.00%. Use the drawdown chart below to compare losses from any high point for SFPAX and FAFCX.
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Drawdown Indicators
| SFPAX | FAFCX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -71.98% | -76.00% | +4.02% |
Max Drawdown (1Y)Largest decline over 1 year | -13.17% | -14.43% | +1.26% |
Max Drawdown (5Y)Largest decline over 5 years | -27.51% | -25.75% | -1.76% |
Max Drawdown (10Y)Largest decline over 10 years | -45.64% | -46.01% | +0.37% |
Current DrawdownCurrent decline from peak | -2.65% | -10.30% | +7.65% |
Average DrawdownAverage peak-to-trough decline | -21.06% | -18.88% | -2.18% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 3.13% | 4.73% | -1.60% |
Volatility
SFPAX vs. FAFCX - Volatility Comparison
The current volatility for Saratoga Financial Service Fund (SFPAX) is 0.00%, while Fidelity Advisor Financial Services Fund Class C (FAFCX) has a volatility of 5.12%. This indicates that SFPAX experiences smaller price fluctuations and is considered to be less risky than FAFCX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| SFPAX | FAFCX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 0.00% | 5.12% | -5.12% |
Volatility (6M)Calculated over the trailing 6-month period | 6.73% | 12.67% | -5.94% |
Volatility (1Y)Calculated over the trailing 1-year period | 17.59% | 21.23% | -3.64% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 19.06% | 21.07% | -2.01% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 22.67% | 23.80% | -1.13% |