SCHR vs. VTP
SCHR (Schwab Intermediate-Term U.S. Treasury ETF) and VTP (Vanguard Total Inflation-Protected Securities ETF) are both exchange-traded funds - SCHR is a Government Bonds fund tracking the Bloomberg US Treasury 3-10 Year Index, while VTP is a Inflation-Protected Bonds fund tracking the ICE U.S. Treasury Inflation Linked Bond Index. Both are passively managed. Over the past year, SCHR returned 3.01% vs 3.18% for VTP. Their correlation of 0.85 suggests significant overlap in exposure. Both charge a 0.05% expense ratio.
Performance
SCHR vs. VTP - Performance Comparison
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Returns By Period
In the year-to-date period, SCHR achieves a -0.28% return, which is significantly lower than VTP's 0.86% return.
SCHR
- 1D
- -0.08%
- 1M
- -0.25%
- 6M
- -0.28%
- YTD
- -0.28%
- 1Y
- 3.01%
- 3Y*
- 3.56%
- 5Y*
- -0.05%
- 10Y*
- 1.17%
VTP
- 1D
- -0.08%
- 1M
- -0.62%
- 6M
- 0.58%
- YTD
- 0.86%
- 1Y
- 3.18%
- 3Y*
- —
- 5Y*
- —
- 10Y*
- —
SCHR vs. VTP - Yearly Performance Comparison
| 2026 (YTD) | 2025 | |
|---|---|---|
SCHR Schwab Intermediate-Term U.S. Treasury ETF | -0.28% | 3.34% |
VTP Vanguard Total Inflation-Protected Securities ETF | 0.86% | 2.46% |
Correlation
The correlation between SCHR and VTP is 0.85, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.85 |
Correlation (All Time) Calculated using the full available price history since Jul 9, 2025 | 0.85 |
The correlation between SCHR and VTP has been stable across timeframes, ranging from 0.85 to 0.85 - a consistent structural relationship.
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Return for Risk
SCHR vs. VTP — Risk / Return Rank
SCHR
VTP
SCHR vs. VTP - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Schwab Intermediate-Term U.S. Treasury ETF (SCHR) and Vanguard Total Inflation-Protected Securities ETF (VTP). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| SCHR | VTP | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.07 | ||
| Sortino ratioReturn per unit of downside risk | -0.06 | ||
| Omega ratioGain probability vs. loss probability | 1.15 | 1.17 | -0.01 |
| Calmar ratioReturn relative to maximum drawdown | 1.08 | 1.66 | -0.58 |
| Martin ratioReturn relative to average drawdown | 2.71 | 4.69 | -1.98 |
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Drawdowns
SCHR vs. VTP - Drawdown Comparison
The maximum SCHR drawdown since its inception was -16.11%, which is greater than VTP's maximum drawdown of -1.92%. Use the drawdown chart below to compare losses from any high point for SCHR and VTP.
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Drawdown Indicators
| SCHR | VTP | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -16.11% | -1.92% | -14.19% |
Max Drawdown (1Y)Largest decline over 1 year | -2.79% | -1.92% | -0.87% |
Max Drawdown (3Y)Largest decline over 3 years | -4.35% | — | — |
Max Drawdown (5Y)Largest decline over 5 years | -15.07% | — | — |
Max Drawdown (10Y)Largest decline over 10 years | -16.11% | — | — |
Current DrawdownCurrent decline from peak | -2.21% | -0.97% | -1.24% |
Average DrawdownAverage peak-to-trough decline | -3.63% | -0.53% | -3.10% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.12% | 0.68% | +0.44% |
Volatility
SCHR vs. VTP - Volatility Comparison
The current volatility for Schwab Intermediate-Term U.S. Treasury ETF (SCHR) is 1.13%, while Vanguard Total Inflation-Protected Securities ETF (VTP) has a volatility of 1.19%. This indicates that SCHR experiences smaller price fluctuations and is considered to be less risky than VTP based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| SCHR | VTP | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.13% | 1.19% | -0.06% |
Volatility (6M)Calculated over the trailing 6-month period | 2.59% | 2.47% | +0.12% |
Volatility (1Y)Calculated over the trailing 1-year period | 3.43% | 3.35% | +0.08% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 5.39% | 3.33% | +2.06% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 4.47% | 3.33% | +1.14% |
SCHR vs. VTP - Expense Ratio Comparison
Both SCHR and VTP have an expense ratio of 0.05%, making them cost-effective options compared to the broader market, where average expense ratios typically range from 0.3% to 0.9%.
Dividends
SCHR vs. VTP - Dividend Comparison
SCHR's dividend yield for the trailing twelve months is around 3.93%, more than VTP's 2.98% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
SCHR Schwab Intermediate-Term U.S. Treasury ETF | 3.93% | 3.85% | 3.77% | 3.16% | 2.02% | 1.00% | 1.62% | 2.31% | 2.11% | 1.65% | 1.45% | 1.56% |
VTP Vanguard Total Inflation-Protected Securities ETF | 2.98% | 1.56% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Frequently Asked Questions
SCHR and VTP have a correlation of 0.85, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
VTP has higher volatility (1.19%) compared to SCHR (1.13%). In terms of maximum drawdown, SCHR dropped -16.11% vs VTP's -1.92%.
On 1-year performance, VTP leads with 3.18% vs 3.01% for SCHR. Both ETFs have the same 0.05% expense ratio. Their volatility is very similar. The better choice depends on whether you care most about return, fees, risk, or income.
Over the 1-year period, VTP has performed better with a 3.18% return vs 3.01%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.
SCHR and VTP have the same expense ratio: 0.05% per year.
SCHR has the higher dividend yield at 3.93%, compared with 2.98% for VTP.
SCHR is categorized as Government Bonds, while VTP is Inflation-Protected Bonds. SCHR tracks Bloomberg US Treasury 3-10 Year Index, while VTP tracks ICE U.S. Treasury Inflation Linked Bond Index. They also come from different issuers: Charles Schwab and Vanguard.
VTP currently has the higher Sharpe Ratio (0.96 vs 0.88), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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