SCHG vs. SWDRX
Compare and contrast key facts about Schwab U.S. Large-Cap Growth ETF (SCHG) and Schwab Target 2030 Fund (SWDRX).
SCHG is a passively managed fund by Charles Schwab that tracks the performance of the Dow Jones U.S. Large-Cap Growth Total Stock Market Index. It was launched on Dec 11, 2009. SWDRX is managed by Charles Schwab. It was launched on Jun 30, 2005.
Performance
SCHG vs. SWDRX - Performance Comparison
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SCHG vs. SWDRX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
SCHG Schwab U.S. Large-Cap Growth ETF | -9.70% | 17.50% | 34.95% | 50.10% | -31.80% | 28.11% | 39.14% | 36.02% | -1.36% | 28.05% |
SWDRX Schwab Target 2030 Fund | -0.47% | 14.87% | 10.52% | 16.38% | -17.00% | 12.52% | 13.49% | 20.41% | -7.20% | 17.55% |
Returns By Period
In the year-to-date period, SCHG achieves a -9.70% return, which is significantly lower than SWDRX's -0.47% return. Over the past 10 years, SCHG has outperformed SWDRX with an annualized return of 17.00%, while SWDRX has yielded a comparatively lower 8.08% annualized return.
SCHG
- 1D
- 0.03%
- 1M
- -4.86%
- YTD
- -9.70%
- 6M
- -8.12%
- 1Y
- 22.88%
- 3Y*
- 22.25%
- 5Y*
- 12.77%
- 10Y*
- 17.00%
SWDRX
- 1D
- 0.06%
- 1M
- -2.75%
- YTD
- -0.47%
- 6M
- 1.07%
- 1Y
- 15.77%
- 3Y*
- 11.46%
- 5Y*
- 5.77%
- 10Y*
- 8.08%
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SCHG vs. SWDRX - Expense Ratio Comparison
SCHG has a 0.04% expense ratio, which is higher than SWDRX's 0.00% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
SCHG vs. SWDRX — Risk / Return Rank
SCHG
SWDRX
SCHG vs. SWDRX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Schwab U.S. Large-Cap Growth ETF (SCHG) and Schwab Target 2030 Fund (SWDRX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| SCHG | SWDRX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.72 | 1.31 | -0.59 |
Sortino ratioReturn per unit of downside risk | 1.19 | 1.88 | -0.70 |
Omega ratioGain probability vs. loss probability | 1.17 | 1.27 | -0.11 |
Calmar ratioReturn relative to maximum drawdown | 1.04 | 1.87 | -0.84 |
Martin ratioReturn relative to average drawdown | 3.47 | 8.07 | -4.59 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| SCHG | SWDRX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.72 | 1.31 | -0.59 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.57 | 0.46 | +0.11 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.79 | 0.66 | +0.13 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.79 | 0.52 | +0.27 |
Correlation
The correlation between SCHG and SWDRX is 0.90, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
SCHG vs. SWDRX - Dividend Comparison
SCHG's dividend yield for the trailing twelve months is around 0.43%, less than SWDRX's 8.35% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
SCHG Schwab U.S. Large-Cap Growth ETF | 0.43% | 0.36% | 0.39% | 0.46% | 0.55% | 0.42% | 0.52% | 0.82% | 1.27% | 1.01% | 1.04% | 1.22% |
SWDRX Schwab Target 2030 Fund | 8.35% | 8.31% | 6.37% | 4.28% | 6.77% | 6.92% | 3.23% | 6.60% | 7.03% | 4.86% | 5.87% | 9.35% |
Drawdowns
SCHG vs. SWDRX - Drawdown Comparison
The maximum SCHG drawdown since its inception was -34.59%, smaller than the maximum SWDRX drawdown of -45.34%. Use the drawdown chart below to compare losses from any high point for SCHG and SWDRX.
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Drawdown Indicators
| SCHG | SWDRX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -34.59% | -45.34% | +10.75% |
Max Drawdown (1Y)Largest decline over 1 year | -16.41% | -6.27% | -10.14% |
Max Drawdown (5Y)Largest decline over 5 years | -34.59% | -28.17% | -6.42% |
Max Drawdown (10Y)Largest decline over 10 years | -34.59% | -28.17% | -6.42% |
Current DrawdownCurrent decline from peak | -12.48% | -4.01% | -8.47% |
Average DrawdownAverage peak-to-trough decline | -5.23% | -6.53% | +1.30% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 4.90% | 1.69% | +3.21% |
Volatility
SCHG vs. SWDRX - Volatility Comparison
Schwab U.S. Large-Cap Growth ETF (SCHG) has a higher volatility of 6.65% compared to Schwab Target 2030 Fund (SWDRX) at 3.70%. This indicates that SCHG's price experiences larger fluctuations and is considered to be riskier than SWDRX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| SCHG | SWDRX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 6.65% | 3.70% | +2.95% |
Volatility (6M)Calculated over the trailing 6-month period | 12.52% | 5.99% | +6.53% |
Volatility (1Y)Calculated over the trailing 1-year period | 22.44% | 10.15% | +12.29% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 22.30% | 12.57% | +9.73% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 21.51% | 12.25% | +9.26% |