SCHD vs. ADM
SCHD (Schwab U.S. Dividend Equity ETF) is Dividend fund tracking the Dow Jones U.S. Dividend 100 Index, while ADM (Archer-Daniels-Midland Company) is a stock. Over the past 10 years, SCHD returned 12.91%/yr vs 9.94%/yr for ADM. A 0.58 correlation means they provide meaningful diversification when combined.
Performance
SCHD vs. ADM - Performance Comparison
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Returns By Period
In the year-to-date period, SCHD achieves a 20.66% return, which is significantly lower than ADM's 41.55% return. Over the past 10 years, SCHD has outperformed ADM with an annualized return of 12.91%, while ADM has yielded a comparatively lower 9.94% annualized return.
SCHD
- 1D
- 0.89%
- 1M
- 3.37%
- YTD
- 20.66%
- 6M
- 19.57%
- 1Y
- 26.16%
- 3Y*
- 14.90%
- 5Y*
- 8.75%
- 10Y*
- 12.91%
ADM
- 1D
- 1.70%
- 1M
- -2.56%
- YTD
- 41.55%
- 6M
- 35.61%
- 1Y
- 66.67%
- 3Y*
- 6.06%
- 5Y*
- 6.96%
- 10Y*
- 9.94%
SCHD vs. ADM - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
SCHD Schwab U.S. Dividend Equity ETF | 20.66% | 4.34% | 11.66% | 4.54% | -3.26% | 29.87% | 15.03% | 27.29% | -5.56% | 20.85% |
ADM Archer-Daniels-Midland Company | 41.55% | 18.24% | -27.52% | -20.42% | 39.98% | 37.33% | 12.44% | 17.10% | 5.28% | -9.48% |
Correlation
The correlation between SCHD and ADM is 0.35, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.35 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.44 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.49 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.56 |
Correlation (All Time) Calculated using the full available price history since Oct 20, 2011 | 0.58 |
Over the past year, the correlation between SCHD and ADM has dropped to 0.35 - well below their long-term average of 0.58, suggesting their price drivers have been diverging.
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Return for Risk
SCHD vs. ADM — Risk / Return Rank
SCHD
ADM
SCHD vs. ADM - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Schwab U.S. Dividend Equity ETF (SCHD) and Archer-Daniels-Midland Company (ADM). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| SCHD | ADM | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.05 | ||
| Sortino ratioReturn per unit of downside risk | +0.44 | ||
| Omega ratioGain probability vs. loss probability | 1.43 | 1.39 | +0.04 |
| Calmar ratioReturn relative to maximum drawdown | 5.70 | 5.24 | +0.45 |
| Martin ratioReturn relative to average drawdown | 13.97 | 14.45 | -0.48 |
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Drawdowns
SCHD vs. ADM - Drawdown Comparison
The maximum SCHD drawdown since its inception was -33.37%, smaller than the maximum ADM drawdown of -68.01%. Use the drawdown chart below to compare losses from any high point for SCHD and ADM.
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Drawdown Indicators
| SCHD | ADM | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -33.37% | -68.01% | +34.64% |
Max Drawdown (1Y)Largest decline over 1 year | -4.61% | -12.79% | +8.18% |
Max Drawdown (3Y)Largest decline over 3 years | -16.13% | -49.22% | +33.09% |
Max Drawdown (5Y)Largest decline over 5 years | -16.85% | -54.14% | +37.29% |
Max Drawdown (10Y)Largest decline over 10 years | -33.37% | -54.14% | +20.77% |
Current DrawdownCurrent decline from peak | -0.03% | -8.23% | +8.20% |
Average DrawdownAverage peak-to-trough decline | -3.31% | -21.59% | +18.28% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.89% | 4.63% | -2.74% |
Volatility
SCHD vs. ADM - Volatility Comparison
The current volatility for Schwab U.S. Dividend Equity ETF (SCHD) is 3.05%, while Archer-Daniels-Midland Company (ADM) has a volatility of 7.74%. This indicates that SCHD experiences smaller price fluctuations and is considered to be less risky than ADM based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| SCHD | ADM | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.05% | 7.74% | -4.69% |
Volatility (6M)Calculated over the trailing 6-month period | 7.53% | 19.56% | -12.03% |
Volatility (1Y)Calculated over the trailing 1-year period | 10.93% | 27.30% | -16.37% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 14.38% | 28.26% | -13.88% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 16.72% | 26.96% | -10.24% |
Dividends
SCHD vs. ADM - Dividend Comparison
SCHD's dividend yield for the trailing twelve months is around 3.22%, more than ADM's 2.57% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
ADM Archer-Daniels-Midland Company | 2.57% | 3.55% | 3.96% | 2.49% | 1.72% | 2.19% | 2.86% | 3.02% | 3.27% | 3.19% | 2.63% | 3.05% |
SCHD Schwab U.S. Dividend Equity ETF | 3.22% | 3.82% | 3.64% | 3.49% | 3.39% | 2.78% | 3.16% | 2.98% | 3.06% | 2.63% | 2.89% | 2.97% |
Frequently Asked Questions
SCHD and ADM have a correlation of 0.35, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
ADM has higher volatility (7.74%) compared to SCHD (3.05%). In terms of maximum drawdown, SCHD dropped -33.37% vs ADM's -68.01%.
ADM currently has the higher Sharpe Ratio (2.46 vs 2.41), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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