SBCF vs. HCC

Last updated Jun 4, 2026

SBCF (Seacoast Banking Corporation of Florida) and HCC (Warrior Met Coal, Inc.) are both stocks. SBCF operates in Banks - Regional (Financial Services), while HCC operates in Coking Coal (Basic Materials). Over the past 5 years, SBCF returned -2.35%/yr vs 43.43%/yr for HCC. At a 0.29 correlation, their price movements are largely independent.

Performance

SBCF vs. HCC - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Seacoast Banking Corporation of Florida (SBCF) and Warrior Met Coal, Inc. (HCC). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, SBCF achieves a -6.16% return, which is significantly lower than HCC's 20.31% return.

SBCF

• 1D: -2.98%
• 1M: -5.24%
• YTD: -6.16%
• 6M: -8.91%
• 1Y: 15.55%
• 3Y*: 12.25%
• 5Y*: -2.35%
• 10Y*: 7.18%

HCC

• 1D: -3.99%
• 1M: 26.02%
• YTD: 20.31%
• 6M: 27.92%
• 1Y: 130.83%
• 3Y*: 45.77%
• 5Y*: 43.43%
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

SBCF vs. HCC - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
SBCF Seacoast Banking Corporation of Florida	-6.16%	17.11%	-0.48%	-5.97%	-10.10%	21.59%	-3.66%	17.49%	3.21%	9.51%
HCC Warrior Met Coal, Inc.	20.31%	63.49%	-9.79%	81.59%	41.03%	21.82%	2.30%	1.98%	23.20%	125.04%

Correlation

The correlation between SBCF and HCC is 0.13, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.13
Correlation (3Y) Calculated over the trailing 3-year period	0.21
Correlation (5Y) Calculated over the trailing 5-year period	0.22
Correlation (All Time) Calculated using the full available price history since Apr 17, 2017	0.29

The correlation between SBCF and HCC shifts across timeframes, from 0.13 (1 year) to 0.29 (all time), reflecting how their relationship changes across market environments.

Fundamentals

EPS SBCF : $1.54 HCC : $2.61
PE Ratio SBCF : 19.00 HCC : 40.56
PS Ratio SBCF : 3.06 HCC : 3.80
Total Revenue (TTM) SBCF : $898.46M HCC : $1.47B
Gross Profit (TTM) SBCF : $563.85M HCC : $887.07M
EBITDA (TTM) SBCF : $202.24M HCC : $296.72M

Return for Risk

SBCF vs. HCC — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

SBCF

SBCF Risk / Return Rank: 58
SBCF Sharpe Ratio Rank: 61
SBCF Sortino Ratio Rank: 54
SBCF Omega Ratio Rank: 53
SBCF Calmar Ratio Rank: 60
SBCF Martin Ratio Rank: 62

HCC

HCC Risk / Return Rank: 90
HCC Sharpe Ratio Rank: 90
HCC Sortino Ratio Rank: 89
HCC Omega Ratio Rank: 87
HCC Calmar Ratio Rank: 92
HCC Martin Ratio Rank: 91

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

SBCF vs. HCC - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Seacoast Banking Corporation of Florida (SBCF) and Warrior Met Coal, Inc. (HCC). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	SBCF	HCC	Difference
Sharpe ratio Return per unit of total volatility	0.59	2.33	-1.74
Sortino ratio Return per unit of downside risk	1.01	3.17	-2.17
Omega ratio Gain probability vs. loss probability	1.12	1.39	-0.26
Calmar ratio Return relative to maximum drawdown	0.96	5.39	-4.43
Martin ratio Return relative to average drawdown	2.28	13.57	-11.29
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

SBCF vs. HCC - Sharpe Ratio Comparison

The current SBCF Sharpe Ratio is 0.59, which is lower than the HCC Sharpe Ratio of 2.33. The chart below compares the historical Sharpe Ratios of SBCF and HCC, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	SBCF	HCC	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	0.59	2.33	-1.74
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	-0.07	0.88	-0.95
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.20	—	—
Sharpe Ratio (All Time) Calculated using the full available price history	0.08	0.68	-0.60

Drawdowns

SBCF vs. HCC - Drawdown Comparison

The maximum SBCF drawdown since its inception was -96.16%, which is greater than HCC's maximum drawdown of -64.81%. Use the drawdown chart below to compare losses from any high point for SBCF and HCC.

Drawdown Indicators

	SBCF	HCC	Difference
Max Drawdown Largest peak-to-trough decline	-96.16%	-64.81%	-31.35%
Max Drawdown (1Y) Largest decline over 1 year	-16.26%	-24.41%	+8.15%
Max Drawdown (3Y) Largest decline over 3 years	-27.82%	-45.53%	+17.71%
Max Drawdown (5Y) Largest decline over 5 years	-50.54%	-45.53%	-5.01%
Max Drawdown (10Y) Largest decline over 10 years	-56.09%	—	—
Current Drawdown Current decline from peak	-77.29%	-3.99%	-73.30%
Average Drawdown Average peak-to-trough decline	-49.94%	-18.12%	-31.82%
Ulcer Index Depth and duration of drawdowns from previous peaks	6.83%	9.68%	-2.85%

Volatility

SBCF vs. HCC - Volatility Comparison

The current volatility for Seacoast Banking Corporation of Florida (SBCF) is 6.66%, while Warrior Met Coal, Inc. (HCC) has a volatility of 22.07%. This indicates that SBCF experiences smaller price fluctuations and is considered to be less risky than HCC based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	SBCF	HCC	Difference
Volatility (1M) Calculated over the trailing 1-month period	6.66%	22.07%	-15.41%
Volatility (6M) Calculated over the trailing 6-month period	17.78%	36.11%	-18.33%
Volatility (1Y) Calculated over the trailing 1-year period	26.66%	56.62%	-29.96%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	34.58%	49.60%	-15.02%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	36.73%	52.53%	-15.80%

Dividends

SBCF vs. HCC - Dividend Comparison

SBCF's dividend yield for the trailing twelve months is around 2.53%, more than HCC's 0.30% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017
HCC Warrior Met Coal, Inc.	0.30%	0.36%	1.51%	1.90%	4.45%	0.78%	0.94%	21.85%	27.91%	45.17%
SBCF Seacoast Banking Corporation of Florida	2.53%	2.32%	2.62%	2.49%	2.05%	1.10%	0.00%	0.00%	0.00%	0.00%

Financials

SBCF vs. HCC - Profitability Comparison

The chart below illustrates the profitability comparison between Seacoast Banking Corporation of Florida and Warrior Met Coal, Inc. over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

SBCF - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Seacoast Banking Corporation of Florida reported a gross profit of 136.93M and revenue of 247.62M. Therefore, the gross margin over that period was 55.3%.

HCC - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Warrior Met Coal, Inc. reported a gross profit of 450.26M and revenue of 458.59M. Therefore, the gross margin over that period was 98.2%.

SBCF - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Seacoast Banking Corporation of Florida reported an operating income of 43.45M and revenue of 247.62M, resulting in an operating margin of 17.6%.

HCC - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Warrior Met Coal, Inc. reported an operating income of 79.37M and revenue of 458.59M, resulting in an operating margin of 17.3%.

SBCF - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Seacoast Banking Corporation of Florida reported a net income of 34.26M and revenue of 247.62M, resulting in a net margin of 13.8%.

HCC - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Warrior Met Coal, Inc. reported a net income of 72.34M and revenue of 458.59M, resulting in a net margin of 15.8%.

Frequently Asked Questions

Can I hold both SBCF and HCC in my portfolio?

SBCF and HCC have a correlation of 0.13, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, SBCF or HCC?

HCC has higher volatility (22.07%) compared to SBCF (6.66%). In terms of maximum drawdown, SBCF dropped -96.16% vs HCC's -64.81%.

Which has better risk-adjusted returns?

HCC currently has the higher Sharpe Ratio (2.33 vs 0.59), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.