SAFT vs. PRU
Compare and contrast key facts about Safety Insurance Group, Inc. (SAFT) and Prudential Financial, Inc. (PRU).
Performance
SAFT vs. PRU - Performance Comparison
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SAFT vs. PRU - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
SAFT Safety Insurance Group, Inc. | -5.65% | -0.84% | 13.25% | -5.36% | 3.14% | 14.08% | -11.81% | 17.22% | 5.67% | 13.66% |
PRU Prudential Financial, Inc. | -12.28% | 0.18% | 19.46% | 10.09% | -3.86% | 45.32% | -11.40% | 20.10% | -26.46% | 13.65% |
Fundamentals
SAFT:
$6.73
PRU:
$7.39
SAFT:
10.79
PRU:
13.23
SAFT:
0.23
PRU:
0.78
SAFT:
0.85
PRU:
0.60
SAFT:
$1.25B
PRU:
$57.94B
SAFT:
$456.89M
PRU:
$17.33B
SAFT:
$133.61M
PRU:
$3.52B
Returns By Period
In the year-to-date period, SAFT achieves a -5.65% return, which is significantly higher than PRU's -12.28% return. Over the past 10 years, SAFT has underperformed PRU with an annualized return of 6.83%, while PRU has yielded a comparatively higher 7.66% annualized return.
SAFT
- 1D
- -1.98%
- 1M
- -5.31%
- YTD
- -5.65%
- 6M
- 5.26%
- 1Y
- -3.42%
- 3Y*
- 3.89%
- 5Y*
- 1.33%
- 10Y*
- 6.83%
PRU
- 1D
- 3.40%
- 1M
- -0.70%
- YTD
- -12.28%
- 6M
- -3.29%
- 1Y
- -7.86%
- 3Y*
- 11.13%
- 5Y*
- 6.03%
- 10Y*
- 7.66%
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Return for Risk
SAFT vs. PRU — Risk / Return Rank
SAFT
PRU
SAFT vs. PRU - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Safety Insurance Group, Inc. (SAFT) and Prudential Financial, Inc. (PRU). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| SAFT | PRU | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | -0.17 | -0.29 | +0.13 |
Sortino ratioReturn per unit of downside risk | -0.09 | -0.22 | +0.13 |
Omega ratioGain probability vs. loss probability | 0.99 | 0.97 | +0.02 |
Calmar ratioReturn relative to maximum drawdown | -0.22 | -0.30 | +0.09 |
Martin ratioReturn relative to average drawdown | -0.44 | -0.75 | +0.31 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| SAFT | PRU | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | -0.17 | -0.29 | +0.13 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.06 | 0.24 | -0.18 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.29 | 0.24 | +0.05 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.44 | 0.20 | +0.24 |
Correlation
The correlation between SAFT and PRU is 0.43, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.
Dividends
SAFT vs. PRU - Dividend Comparison
SAFT's dividend yield for the trailing twelve months is around 5.04%, less than PRU's 5.58% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
SAFT Safety Insurance Group, Inc. | 5.04% | 4.67% | 4.37% | 4.74% | 4.27% | 4.23% | 4.62% | 3.67% | 3.91% | 3.73% | 3.80% | 4.97% |
PRU Prudential Financial, Inc. | 5.58% | 4.78% | 4.39% | 4.82% | 4.83% | 4.25% | 5.64% | 4.27% | 4.41% | 2.61% | 2.69% | 3.00% |
Drawdowns
SAFT vs. PRU - Drawdown Comparison
The maximum SAFT drawdown since its inception was -44.00%, smaller than the maximum PRU drawdown of -88.53%. Use the drawdown chart below to compare losses from any high point for SAFT and PRU.
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Drawdown Indicators
| SAFT | PRU | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -44.00% | -88.53% | +44.53% |
Max Drawdown (1Y)Largest decline over 1 year | -17.39% | -21.46% | +4.07% |
Max Drawdown (5Y)Largest decline over 5 years | -30.43% | -33.11% | +2.68% |
Max Drawdown (10Y)Largest decline over 10 years | -32.83% | -65.89% | +33.06% |
Current DrawdownCurrent decline from peak | -13.37% | -19.58% | +6.21% |
Average DrawdownAverage peak-to-trough decline | -12.01% | -18.33% | +6.32% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 8.63% | 8.69% | -0.06% |
Volatility
SAFT vs. PRU - Volatility Comparison
The current volatility for Safety Insurance Group, Inc. (SAFT) is 6.25%, while Prudential Financial, Inc. (PRU) has a volatility of 6.63%. This indicates that SAFT experiences smaller price fluctuations and is considered to be less risky than PRU based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| SAFT | PRU | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 6.25% | 6.63% | -0.38% |
Volatility (6M)Calculated over the trailing 6-month period | 13.96% | 16.79% | -2.83% |
Volatility (1Y)Calculated over the trailing 1-year period | 20.70% | 27.18% | -6.48% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 22.08% | 25.73% | -3.65% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 23.60% | 31.85% | -8.25% |
Financials
SAFT vs. PRU - Financials Comparison
This section allows you to compare key financial metrics between Safety Insurance Group, Inc. and Prudential Financial, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
SAFT vs. PRU - Profitability Comparison
SAFT - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Safety Insurance Group, Inc. reported a gross profit of 107.62M and revenue of 315.30M. Therefore, the gross margin over that period was 34.1%.
PRU - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Prudential Financial, Inc. reported a gross profit of 5.54B and revenue of 17.95B. Therefore, the gross margin over that period was 30.9%.
SAFT - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Safety Insurance Group, Inc. reported an operating income of 25.42M and revenue of 315.30M, resulting in an operating margin of 8.1%.
PRU - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Prudential Financial, Inc. reported an operating income of 1.78B and revenue of 17.95B, resulting in an operating margin of 9.9%.
SAFT - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Safety Insurance Group, Inc. reported a net income of 20.11M and revenue of 315.30M, resulting in a net margin of 6.4%.
PRU - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Prudential Financial, Inc. reported a net income of 1.43B and revenue of 17.95B, resulting in a net margin of 8.0%.