SACAX vs. LTINX

Last updated Aug 1, 2026

SACAX (Principal SAM Strategic Growth Portfolio) and LTINX (Principal LifeTime 2015 Fund) are both mutual funds - SACAX is a Diversified Portfolio fund managed by Principal, while LTINX is a Target Retirement Date fund managed by Principal. Their correlation of 0.94 means they have usually moved in the same direction. SACAX charges 0.61%/yr vs 0.02%/yr for LTINX.

Performance

SACAX vs. LTINX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Principal SAM Strategic Growth Portfolio (SACAX) and Principal LifeTime 2015 Fund (LTINX). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

SACAX

• 1D: 1.70%
• 1M: 0.16%
• 6M: 7.85%
• YTD: 10.88%
• 1Y: 20.54%
• 3Y*: 18.79%
• 5Y*: 10.38%
• 10Y*: 11.87%
• ALL TIME*: 8.42%

LTINX

• 1D: —
• 1M: —
• 6M: —
• YTD: —
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —
• ALL TIME*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

Liquidity Comparison

Position	Avg. Volume Value (2W)	Avg. Volume Value (1M)	Avg. Volume Value (3M)
SACAX Principal SAM Strategic Growth Portfolio	$0.00	$0.00	$0.00

SACAX vs. LTINX - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
SACAX Principal SAM Strategic Growth Portfolio	10.88%	16.56%	24.20%	21.42%	-19.06%	19.34%	15.11%	26.87%	-9.13%	21.68%
LTINX Principal LifeTime 2015 Fund	3.69%	10.61%	10.67%	11.15%	-13.61%	7.41%	11.87%	16.32%	-4.72%	13.19%

Correlation

The correlation between SACAX and LTINX is 0.84, meaning they have usually moved in the same direction, including during past declines.

	Correlation
Correlation (1Y) Focuses on recent behavior, but can change the most.	0.84
Correlation (3Y) Balances recent behavior with more history.	0.87
Correlation (5Y) Shows whether the relationship held over a longer period.	0.90
Correlation (10Y) Provides a long-term view across more market conditions.	0.92
Correlation (All Time) Calculated using the full available price history since Feb 29, 2008	0.94

The correlation between SACAX and LTINX has been stable across timeframes, ranging from 0.84 to 0.94 - a consistent structural relationship.

Return for Risk

SACAX vs. LTINX — Risk / Return Rank

Compare historical risk-adjusted metric ranks over the past 12 months.

SACAX

SACAX Risk / Return Rank: 64
SACAX Sharpe Ratio Rank: 61
SACAX Sortino Ratio Rank: 59
SACAX Omega Ratio Rank: 60
SACAX Calmar Ratio Rank: 63
SACAX Martin Ratio Rank: 75

LTINX

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

The rank (0–100) uses a weighted average of the Sharpe, Sortino, Omega, Calmar, and Martin percentile ranks for the trailing 12 months. Higher means stronger historical risk-adjusted performance within the peer group.

SACAX vs. LTINX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Principal SAM Strategic Growth Portfolio (SACAX) and Principal LifeTime 2015 Fund (LTINX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	SACAX	LTINX	Difference
Sharpe ratio: Return per unit of total volatility	1.47	—	—
Sortino ratio: Return per unit of downside risk	2.08	—	—
Omega ratio: Gain probability vs. loss probability	1.27	—	—
Calmar ratio: Return relative to maximum drawdown	2.10	—	—
Martin ratio: Return relative to average drawdown	9.07	—	—

Drawdowns

Drawdown Indicators

	SACAX	LTINX	Difference
Max Drawdown Largest peak-to-trough decline	-54.31%	—	—
Max Drawdown (1Y) Largest decline over 1 year	-8.85%	—	—
Max Drawdown (3Y) Largest decline over 3 years	-15.88%	—	—
Max Drawdown (5Y) Largest decline over 5 years	-26.96%	—	—
Max Drawdown (10Y) Largest decline over 10 years	-34.90%	—	—
Current Drawdown Current decline from peak	-0.93%	—	—
Average Drawdown Average peak-to-trough decline	-9.74%	—	—
Ulcer Index Depth and duration of drawdowns from previous peaks	2.05%	—	—

Volatility

Volatility by Period

	SACAX	LTINX	Difference
Volatility (1M) Calculated over the trailing 1-month period	3.43%	—	—
Volatility (6M) Calculated over the trailing 6-month period	10.44%	—	—
Volatility (1Y) Calculated over the trailing 1-year period	12.62%	—	—
Volatility (5Y) Calculated over the trailing 5-year period, annualized	15.74%	—	—
Volatility (10Y) Calculated over the trailing 10-year period, annualized	16.02%	—	—

SACAX vs. LTINX - Expense Ratio Comparison

SACAX has a 0.61% expense ratio, which is higher than LTINX's 0.02% expense ratio.

Dividends

SACAX vs. LTINX - Dividend Comparison

SACAX's dividend yield for the trailing twelve months is around 10.82%, less than LTINX's 18.99% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
LTINX Principal LifeTime 2015 Fund	18.99%	11.91%	10.80%	4.75%	7.98%	8.21%	5.51%	12.76%	9.62%	7.62%	3.63%	8.86%
SACAX Principal SAM Strategic Growth Portfolio	10.82%	11.99%	13.37%	1.16%	9.30%	7.53%	4.02%	4.47%	20.79%	6.82%	3.68%	14.08%

Frequently Asked Questions

Can I hold both SACAX and LTINX in my portfolio?

SACAX and LTINX have a correlation of 0.84, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.