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RIT.TO vs. SCHH
Performance
Return for Risk
Drawdowns
Volatility
Dividends

RIT.TO vs. SCHH

Last updated Jun 4, 2026

RIT.TO (CI Canadian REIT ETF) and SCHH (Schwab US REIT ETF) are both REIT funds. RIT.TO is actively managed, while SCHH is passively managed. Over the past 10 years, RIT.TO returned 6.65%/yr vs 4.77%/yr for SCHH. At a 0.43 correlation, their price movements are largely independent. RIT.TO charges 0.87%/yr vs 0.07%/yr for SCHH.

Performance

RIT.TO vs. SCHH - Performance Comparison

The chart below illustrates the hypothetical performance of a CA$10,000 investment in CI Canadian REIT ETF (RIT.TO) and Schwab US REIT ETF (SCHH). The values are adjusted to include any dividend payments, if applicable.

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Different Trading Currencies

RIT.TO is traded in CAD, while SCHH is traded in USD. To make them comparable, the SCHH values have been converted to CAD using the latest available exchange rates.

Returns By Period

In the year-to-date period, RIT.TO achieves a 7.57% return, which is significantly lower than SCHH's 12.49% return. Over the past 10 years, RIT.TO has outperformed SCHH with an annualized return of 6.65%, while SCHH has yielded a comparatively lower 4.77% annualized return.

RIT.TO

1D
-0.62%
1M
-0.30%
YTD
7.57%
6M
9.98%
1Y
10.62%
3Y*
8.19%
5Y*
3.71%
10Y*
6.65%

SCHH

1D
0.45%
1M
1.29%
YTD
12.49%
6M
9.68%
1Y
13.54%
3Y*
11.11%
5Y*
5.90%
10Y*
4.77%
*Multi-year figures are annualized to reflect compound growth (CAGR)

RIT.TO vs. SCHH - Yearly Performance Comparison

2026 (YTD)202520242023202220212020201920182017
RIT.TO
CI Canadian REIT ETF		7.57%11.98%2.51%5.37%-20.74%34.36%-6.83%22.86%3.92%11.74%
SCHH
Schwab US REIT ETF		12.49%-2.49%14.00%8.73%-19.65%39.80%-16.25%16.81%3.86%-2.92%

Correlation

The correlation between RIT.TO and SCHH is 0.51, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.

Correlation
Correlation (1Y)
Calculated over the trailing 1-year period

0.51

Correlation (3Y)
Calculated over the trailing 3-year period

0.61

Correlation (5Y)
Calculated over the trailing 5-year period

0.60

Correlation (10Y)
Calculated over the trailing 10-year period

0.55

Correlation (All Time)
Calculated using the full available price history since Jan 14, 2011

0.43

The correlation between RIT.TO and SCHH shifts across timeframes, from 0.43 (all time) to 0.61 (3 years), reflecting how their relationship changes across market environments.

RIT.TO vs. SCHH - Sectors Allocation Comparison

Sectors
RIT.TO
SCHH

Real Estate

96.0%
98.7%

Healthcare

4.0%

-

Basic Materials

-

1.2%

Communication Services

-

-

Consumer Cyclical

-

-

Consumer Defensive

-

-

Energy

-

-

Financial Services

-

0.1%

Industrials

-

-

Technology

-

-

Utilities

-

-

Real Estate

RIT.TO
96.0%
SCHH
98.7%

Healthcare

RIT.TO
4.0%
SCHH

-

Basic Materials

RIT.TO

-

SCHH
1.2%

Communication Services

RIT.TO

-

SCHH

-

Consumer Cyclical

RIT.TO

-

SCHH

-

Consumer Defensive

RIT.TO

-

SCHH

-

Energy

RIT.TO

-

SCHH

-

Financial Services

RIT.TO

-

SCHH
0.1%

Industrials

RIT.TO

-

SCHH

-

Technology

RIT.TO

-

SCHH

-

Utilities

RIT.TO

-

SCHH

-

Compare stocks, funds, or ETFs

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.

CI Canadian REIT ETF

Schwab US REIT ETF

Often compared with RIT.TO:
RIT.TO vs. ZRE.TORIT.TO vs. XRE.TORIT.TO vs. RMAX.TORIT.TO vs. HGR.TORIT.TO vs. VRE.TORIT.TO vs. SRVRRIT.TO vs. HCRE.TO
Often compared with SCHH:
SCHH vs. VNQSCHH vs. SCHDSCHH vs. XLRESCHH vs. FSRNXSCHH vs. FRELSCHH vs. VNQISCHH vs. REET

Return for Risk

RIT.TO vs. SCHH — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.
RIT.TO
RIT.TO Risk / Return Rank: 2929
Overall Rank
RIT.TO Sharpe Ratio Rank: 2828
Sharpe Ratio Rank
RIT.TO Sortino Ratio Rank: 2828
Sortino Ratio Rank
RIT.TO Omega Ratio Rank: 2626
Omega Ratio Rank
RIT.TO Calmar Ratio Rank: 3030
Calmar Ratio Rank
RIT.TO Martin Ratio Rank: 3030
Martin Ratio Rank
SCHH
SCHH Risk / Return Rank: 2727
Overall Rank
SCHH Sharpe Ratio Rank: 2525
Sharpe Ratio Rank
SCHH Sortino Ratio Rank: 2424
Sortino Ratio Rank
SCHH Omega Ratio Rank: 2424
Omega Ratio Rank
SCHH Calmar Ratio Rank: 2929
Calmar Ratio Rank
SCHH Martin Ratio Rank: 3131
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

RIT.TO vs. SCHH - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for CI Canadian REIT ETF (RIT.TO) and Schwab US REIT ETF (SCHH). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

RIT.TOSCHHDifference
Sharpe ratioReturn per unit of total volatility
1.01
1.03

-0.02

Sortino ratioReturn per unit of downside risk
1.53
1.45

+0.09

Omega ratioGain probability vs. loss probability

1.18

1.19

-0.01

Calmar ratioReturn relative to maximum drawdown

1.48

1.84

-0.36

Martin ratioReturn relative to average drawdown

4.25

5.01

-0.76

Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

RIT.TO vs. SCHH - Sharpe Ratio Comparison

The current RIT.TO Sharpe Ratio is 1.01, which is comparable to the SCHH Sharpe Ratio of 1.03. The chart below compares the historical Sharpe Ratios of RIT.TO and SCHH, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

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Sharpe Ratios by Period

RIT.TOSCHHDifference

Sharpe Ratio (1Y)

Calculated over the trailing 1-year period

1.01

1.03

-0.02

Sharpe Ratio (5Y)

Calculated over the trailing 5-year period

0.25

0.35

-0.10

Sharpe Ratio (10Y)

Calculated over the trailing 10-year period

0.43

0.25

+0.18

Sharpe Ratio (All Time)

Calculated using the full available price history

0.52

0.50

+0.02

Drawdowns

RIT.TO vs. SCHH - Drawdown Comparison

The maximum RIT.TO drawdown since its inception was -56.72%, which is greater than SCHH's maximum drawdown of -39.01%. Use the drawdown chart below to compare losses from any high point for RIT.TO and SCHH.

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Drawdown Indicators

RIT.TOSCHHDifference

Max Drawdown

Largest peak-to-trough decline

-56.72%

-39.01%

-17.71%

Max Drawdown (1Y)

Largest decline over 1 year

-7.21%

-7.39%

+0.18%

Max Drawdown (3Y)

Largest decline over 3 years

-17.16%

-15.91%

-1.25%

Max Drawdown (5Y)

Largest decline over 5 years

-30.75%

-27.62%

-3.13%

Max Drawdown (10Y)

Largest decline over 10 years

-40.90%

-39.01%

-1.89%

Current Drawdown

Current decline from peak

-1.31%

-2.60%

+1.29%

Average Drawdown

Average peak-to-trough decline

-8.81%

-8.27%

-0.54%

Ulcer Index

Depth and duration of drawdowns from previous peaks

2.50%

2.71%

-0.21%

Volatility

RIT.TO vs. SCHH - Volatility Comparison

The current volatility for CI Canadian REIT ETF (RIT.TO) is 2.92%, while Schwab US REIT ETF (SCHH) has a volatility of 3.89%. This indicates that RIT.TO experiences smaller price fluctuations and is considered to be less risky than SCHH based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

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Volatility by Period

RIT.TOSCHHDifference

Volatility (1M)

Calculated over the trailing 1-month period

2.92%

3.89%

-0.97%

Volatility (6M)

Calculated over the trailing 6-month period

7.92%

9.84%

-1.92%

Volatility (1Y)

Calculated over the trailing 1-year period

10.52%

13.17%

-2.65%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

14.67%

16.84%

-2.17%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

15.46%

19.31%

-3.85%

RIT.TO vs. SCHH - Expense Ratio Comparison

RIT.TO has a 0.87% expense ratio, which is higher than SCHH's 0.07% expense ratio.

Dividends

RIT.TO vs. SCHH - Dividend Comparison

RIT.TO's dividend yield for the trailing twelve months is around 4.59%, more than SCHH's 2.82% yield.

PositionTTM20252024202320222021202020192018201720162015
RIT.TO
CI Canadian REIT ETF		4.59%4.85%5.17%5.04%5.04%3.82%4.92%4.35%5.11%5.05%5.28%4.79%
SCHH
Schwab US REIT ETF		2.82%3.04%3.22%3.24%2.55%1.50%2.86%2.86%3.64%2.22%2.81%2.48%

Frequently Asked Questions

RIT.TO and SCHH have a correlation of 0.51, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

On fees, SCHH is cheaper at 0.07% per year. The better choice depends on whether you care most about return, fees, risk, or income.

SCHH is cheaper with a 0.07% expense ratio, compared with 0.87% for RIT.TO.

They also come from different issuers: CI Investments and Charles Schwab. Their fees differ too: 0.87% for RIT.TO and 0.07% for SCHH.

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