RINFX vs. TPDAX
Compare and contrast key facts about American Funds Conservative Growth and Income Portfolio Class R-5 (RINFX) and Timothy Plan Defensive Strategies Fund (TPDAX).
RINFX is an actively managed fund by American Funds. It was launched on May 18, 2012. TPDAX is managed by Timothy Plan. It was launched on Nov 3, 2009.
Performance
RINFX vs. TPDAX - Performance Comparison
Loading graphics...
RINFX vs. TPDAX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
RINFX American Funds Conservative Growth and Income Portfolio Class R-5 | -1.90% | 13.58% | 9.59% | 9.78% | -8.45% | 13.23% | 5.99% | 16.18% | -3.33% | 11.86% |
TPDAX Timothy Plan Defensive Strategies Fund | 7.48% | 23.97% | 5.29% | 7.71% | -5.63% | 12.15% | 8.83% | 13.77% | -7.24% | 4.14% |
Returns By Period
In the year-to-date period, RINFX achieves a -1.90% return, which is significantly lower than TPDAX's 7.48% return. Both investments have delivered pretty close results over the past 10 years, with RINFX having a 7.00% annualized return and TPDAX not far ahead at 7.10%.
RINFX
- 1D
- 0.14%
- 1M
- -5.74%
- YTD
- -1.90%
- 6M
- 0.20%
- 1Y
- 9.52%
- 3Y*
- 9.52%
- 5Y*
- 5.98%
- 10Y*
- 7.00%
TPDAX
- 1D
- 0.05%
- 1M
- -6.08%
- YTD
- 7.48%
- 6M
- 12.53%
- 1Y
- 24.49%
- 3Y*
- 13.72%
- 5Y*
- 9.55%
- 10Y*
- 7.10%
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
RINFX vs. TPDAX - Expense Ratio Comparison
RINFX has a 0.36% expense ratio, which is lower than TPDAX's 1.37% expense ratio.
Return for Risk
RINFX vs. TPDAX — Risk / Return Rank
RINFX
TPDAX
RINFX vs. TPDAX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for American Funds Conservative Growth and Income Portfolio Class R-5 (RINFX) and Timothy Plan Defensive Strategies Fund (TPDAX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| RINFX | TPDAX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.31 | 2.07 | -0.76 |
Sortino ratioReturn per unit of downside risk | 1.79 | 2.68 | -0.89 |
Omega ratioGain probability vs. loss probability | 1.27 | 1.39 | -0.12 |
Calmar ratioReturn relative to maximum drawdown | 1.50 | 3.33 | -1.83 |
Martin ratioReturn relative to average drawdown | 6.54 | 12.75 | -6.21 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading graphics...
Sharpe Ratios by Period
| RINFX | TPDAX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.31 | 2.07 | -0.76 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.80 | 0.95 | -0.15 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.84 | 0.72 | +0.12 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.85 | 0.58 | +0.27 |
Correlation
The correlation between RINFX and TPDAX is 0.69, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.
Dividends
RINFX vs. TPDAX - Dividend Comparison
RINFX's dividend yield for the trailing twelve months is around 5.15%, more than TPDAX's 0.75% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
RINFX American Funds Conservative Growth and Income Portfolio Class R-5 | 5.15% | 5.05% | 5.45% | 5.05% | 5.15% | 4.69% | 5.82% | 4.82% | 5.13% | 3.56% | 3.83% | 4.17% |
TPDAX Timothy Plan Defensive Strategies Fund | 0.75% | 0.80% | 2.76% | 2.35% | 4.48% | 0.50% | 0.00% | 2.89% | 2.69% | 0.13% | 0.33% | 0.00% |
Drawdowns
RINFX vs. TPDAX - Drawdown Comparison
The maximum RINFX drawdown since its inception was -21.20%, roughly equal to the maximum TPDAX drawdown of -22.29%. Use the drawdown chart below to compare losses from any high point for RINFX and TPDAX.
Loading graphics...
Drawdown Indicators
| RINFX | TPDAX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -21.20% | -22.29% | +1.09% |
Max Drawdown (1Y)Largest decline over 1 year | -6.24% | -7.58% | +1.34% |
Max Drawdown (5Y)Largest decline over 5 years | -15.16% | -17.58% | +2.42% |
Max Drawdown (10Y)Largest decline over 10 years | -21.20% | -22.29% | +1.09% |
Current DrawdownCurrent decline from peak | -5.74% | -6.56% | +0.82% |
Average DrawdownAverage peak-to-trough decline | -2.33% | -4.94% | +2.61% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.43% | 1.98% | -0.55% |
Volatility
RINFX vs. TPDAX - Volatility Comparison
The current volatility for American Funds Conservative Growth and Income Portfolio Class R-5 (RINFX) is 2.74%, while Timothy Plan Defensive Strategies Fund (TPDAX) has a volatility of 4.00%. This indicates that RINFX experiences smaller price fluctuations and is considered to be less risky than TPDAX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading graphics...
Volatility by Period
| RINFX | TPDAX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.74% | 4.00% | -1.26% |
Volatility (6M)Calculated over the trailing 6-month period | 4.55% | 9.73% | -5.18% |
Volatility (1Y)Calculated over the trailing 1-year period | 7.57% | 12.21% | -4.64% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 7.50% | 10.12% | -2.62% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 8.33% | 9.86% | -1.53% |