American Funds Conservative Growth and Income Portfolio Class R-5 (RINFX)

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American Funds Conservative Growth and Income Portfolio Class R-5 (RINFX) is up 4.1% since the beginning of the year. RINFX is currently trading at $15 per share. Investors who bought $1,000 worth of RINFX shares 5 years ago would now be looking at an investment worth $1,362.

American Funds Conservative Growth and Income Portfolio Class R-5 (RINFX) has returned 4.08% so far this year and 13.06% over the past 12 months. Over the last ten years, RINFX has returned 7.39% per year, falling short of the S&P 500 Index benchmark, which averaged 13.66% annually.

Based on dividend-adjusted daily data since Jan 2, 2013, RINFX's average daily return is +0.03%, while the average monthly return is +0.60%. At this rate, an investment would double in approximately 9.7 years.

Historically, 69% of months were positive and 31% were negative. The best month was Nov 2020 with a return of +6.7%, while the worst month was Mar 2020 at -8.1%. The longest winning streak lasted 15 consecutive months, and the longest losing streak was 4 months.

On a daily basis, RINFX closed higher 51% of trading days. The best single day was Mar 24, 2020 with a return of +4.0%, while the worst single day was Mar 16, 2020 at -5.9%.

American Funds Conservative Growth and Income Portfolio Class R-5 has an annualized alpha of 1.35%, beta of 0.43, and R2 of 0.83 versus S&P 500 Index. Calculated based on daily prices since January 03, 2013.

• This fund participated in 55.85% of S&P 500 Index downside but only 48.38% of its upside - more exposed to losses than it benefited from rallies.
• Beta of 0.43 indicates this fund moves significantly less than S&P 500 Index - a genuinely defensive profile with reduced participation in both market rallies and downturns.

RINFX has an expense ratio of 0.36%, placing it in the medium range.

RINFX ranks 53 for risk / return — on par with similar mutual funds. You're getting a typical balance of risk and reward. Not a standout, but not a red flag either — a reasonable choice if other factors align with your goals.

The table below present risk-adjusted performance metrics for American Funds Conservative Growth and Income Portfolio Class R-5 (RINFX) and compare them to S&P 500 Index.

American Funds Conservative Growth and Income Portfolio Class R-5 provided a 4.85% dividend yield over the last twelve months, with an annual payout of $0.72 per share. The fund has been increasing its distributions for 3 consecutive years.

The table displays the monthly dividend distributions for American Funds Conservative Growth and Income Portfolio Class R-5. The dividends shown in the table have been adjusted to account for any splits that may have occurred.

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.

The table below displays the maximum drawdowns of the American Funds Conservative Growth and Income Portfolio Class R-5. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the American Funds Conservative Growth and Income Portfolio Class R-5 was 21.20%, occurring on Mar 23, 2020. Recovery took 161 trading sessions.

The current American Funds Conservative Growth and Income Portfolio Class R-5 drawdown is 0.20%.

The chart below shows the rolling one-month volatility.