RDVY vs. VTI

Last updated Jun 26, 2026

RDVY (First Trust Rising Dividend Achievers ETF) and VTI (Vanguard Total Stock Market ETF) are both exchange-traded funds - RDVY is a Dividend fund tracking the Nasdaq US Rising Dividend Achievers Index, while VTI is a Large Cap Blend Equities fund tracking the CRSP US Total Market Index. Both are passively managed. Over the past 10 years, RDVY returned 17.20%/yr vs 15.38%/yr for VTI. Their correlation of 0.86 suggests significant overlap in exposure. RDVY charges 0.47%/yr vs 0.03%/yr for VTI.

Performance

RDVY vs. VTI - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in First Trust Rising Dividend Achievers ETF (RDVY) and Vanguard Total Stock Market ETF (VTI). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, RDVY achieves a 15.31% return, which is significantly higher than VTI's 8.90% return. Over the past 10 years, RDVY has outperformed VTI with an annualized return of 17.20%, while VTI has yielded a comparatively lower 15.38% annualized return.

RDVY

• 1D: 1.22%
• 1M: 4.57%
• YTD: 15.31%
• 6M: 13.26%
• 1Y: 30.88%
• 3Y*: 22.14%
• 5Y*: 12.70%
• 10Y*: 17.20%

VTI

• 1D: 0.09%
• 1M: -1.48%
• YTD: 8.90%
• 6M: 7.43%
• 1Y: 23.02%
• 3Y*: 20.80%
• 5Y*: 11.83%
• 10Y*: 15.38%

*Multi-year figures are annualized to reflect compound growth (CAGR)

RDVY vs. VTI - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
RDVY First Trust Rising Dividend Achievers ETF	15.31%	18.90%	16.41%	20.38%	-13.27%	31.14%	13.47%	37.71%	-9.92%	22.75%
VTI Vanguard Total Stock Market ETF	8.90%	17.10%	23.81%	26.05%	-19.52%	25.68%	21.08%	30.67%	-5.23%	21.21%

Correlation

The correlation between RDVY and VTI is 0.83, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.83
Correlation (3Y) Calculated over the trailing 3-year period	0.81
Correlation (5Y) Calculated over the trailing 5-year period	0.86
Correlation (10Y) Calculated over the trailing 10-year period	0.87
Correlation (All Time) Calculated using the full available price history since Jan 7, 2014	0.86

The correlation between RDVY and VTI has been stable across timeframes, ranging from 0.81 to 0.87 - a consistent structural relationship.

RDVY vs. VTI - Sectors Allocation Comparison

Sectors	RDVY	VTI
Financial Services	33.5%	11.3%
Technology	26.9%	37.0%
Industrials	13.6%	9.4%
Consumer Cyclical	10.9%	9.7%
Communication Services	5.5%	9.8%
Healthcare	3.9%	9.0%
Consumer Defensive	3.4%	4.3%
Energy	2.4%	3.3%
Utilities	1.4%	2.1%
Basic Materials	-	1.9%
Real Estate	-	2.3%

Return for Risk

RDVY vs. VTI — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

RDVY

RDVY Risk / Return Rank: 78
RDVY Sharpe Ratio Rank: 77
RDVY Sortino Ratio Rank: 79
RDVY Omega Ratio Rank: 73
RDVY Calmar Ratio Rank: 77
RDVY Martin Ratio Rank: 83

VTI

VTI Risk / Return Rank: 64
VTI Sharpe Ratio Rank: 64
VTI Sortino Ratio Rank: 62
VTI Omega Ratio Rank: 62
VTI Calmar Ratio Rank: 61
VTI Martin Ratio Rank: 71

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

RDVY vs. VTI - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for First Trust Rising Dividend Achievers ETF (RDVY) and Vanguard Total Stock Market ETF (VTI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	RDVY	VTI	Difference
Sharpe ratio: Return per unit of total volatility	2.14	1.81	+0.33
Sortino ratio: Return per unit of downside risk	3.03	2.48	+0.55
Omega ratio: Gain probability vs. loss probability	1.37	1.33	+0.05
Calmar ratio: Return relative to maximum drawdown	3.43	2.59	+0.84
Martin ratio: Return relative to average drawdown	14.43	11.45	+2.98

RDVY vs. VTI - Sharpe Ratio Comparison

The current RDVY Sharpe Ratio is 2.14, which is comparable to the VTI Sharpe Ratio of 1.81. The chart below compares the historical Sharpe Ratios of RDVY and VTI, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

RDVY vs. VTI - Drawdown Comparison

The maximum RDVY drawdown since its inception was -40.60%, smaller than the maximum VTI drawdown of -55.45%. Use the drawdown chart below to compare losses from any high point for RDVY and VTI.

Drawdown Indicators

	RDVY	VTI	Difference
Max Drawdown Largest peak-to-trough decline	-40.60%	-55.45%	+14.85%
Max Drawdown (1Y) Largest decline over 1 year	-9.04%	-8.92%	-0.12%
Max Drawdown (3Y) Largest decline over 3 years	-19.11%	-19.30%	+0.19%
Max Drawdown (5Y) Largest decline over 5 years	-25.32%	-25.36%	+0.04%
Max Drawdown (10Y) Largest decline over 10 years	-40.60%	-35.00%	-5.60%
Current Drawdown Current decline from peak	0.00%	-2.77%	+2.77%
Average Drawdown Average peak-to-trough decline	-4.98%	-8.01%	+3.03%
Ulcer Index Depth and duration of drawdowns from previous peaks	2.14%	2.02%	+0.12%

Volatility

RDVY vs. VTI - Volatility Comparison

First Trust Rising Dividend Achievers ETF (RDVY) and Vanguard Total Stock Market ETF (VTI) have volatilities of 4.98% and 4.86%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	RDVY	VTI	Difference
Volatility (1M) Calculated over the trailing 1-month period	4.98%	4.86%	+0.12%
Volatility (6M) Calculated over the trailing 6-month period	11.60%	10.00%	+1.60%
Volatility (1Y) Calculated over the trailing 1-year period	14.48%	12.75%	+1.73%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	18.97%	17.50%	+1.47%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	21.09%	18.31%	+2.78%

RDVY vs. VTI - Expense Ratio Comparison

RDVY has a 0.47% expense ratio, which is higher than VTI's 0.03% expense ratio.

Dividends

RDVY vs. VTI - Dividend Comparison

RDVY's dividend yield for the trailing twelve months is around 1.06%, more than VTI's 1.04% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
RDVY First Trust Rising Dividend Achievers ETF	1.06%	1.11%	1.64%	2.09%	2.21%	1.04%	1.53%	1.55%	1.68%	1.25%	2.07%	2.14%
VTI Vanguard Total Stock Market ETF	1.04%	1.12%	1.27%	1.44%	1.66%	1.21%	1.42%	1.78%	2.04%	1.71%	1.92%	1.98%

Frequently Asked Questions

Can I hold both RDVY and VTI in my portfolio?

RDVY and VTI have a correlation of 0.83, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, RDVY or VTI?

RDVY has higher volatility (4.98%) compared to VTI (4.86%). In terms of maximum drawdown, RDVY dropped -40.60% vs VTI's -55.45%.

Which ETF is better, RDVY or VTI?

On 10-year performance, RDVY leads with 17.20% vs 15.38% for VTI. On fees, VTI is cheaper at 0.03% per year. On volatility, VTI has been the lower-risk option at 4.86%. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF has performed better, RDVY or VTI?

Over the 10-year period, RDVY has performed better with a 17.20% return vs 15.38%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.

Which ETF is cheaper, RDVY or VTI?

VTI is cheaper with a 0.03% expense ratio, compared with 0.47% for RDVY.

Which ETF pays a higher dividend yield, RDVY or VTI?

RDVY has the higher dividend yield at 1.06%, compared with 1.04% for VTI.

What is the main difference between RDVY and VTI?

RDVY is categorized as Dividend, while VTI is Large Cap Blend Equities. RDVY tracks Nasdaq US Rising Dividend Achievers Index, while VTI tracks CRSP US Total Market Index. They also come from different issuers: First Trust and Vanguard. Their fees differ too: 0.47% for RDVY and 0.03% for VTI.

Which has better risk-adjusted returns?

RDVY currently has the higher Sharpe Ratio (2.14 vs 1.81), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.